Quick Loans with Fast Funding

Quick loans differ from other credit types by the same-day funding. You need to shop around to find lenders that offer Personal loans so fast. If same-day Loans turned to be too difficult to get, you can apply for the loan funded within 2 - 3 business days after you submit the online application.

Quick loans are more available from online lenders. They guarantee a streamlined approval process and fast verification. With common bad credit Personal Loans, borrowers usually get approved and funded within a week. Let’s compare the companies that provide urgent cash faster than others.

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Loans for ANY NEEDS
APR from 4.99%



Consider the following lenders offering quick loans:

LendYou will help you get the cash you need when you need it. You can apply for Payday Loans, Installment Loans or Personal Loans, etc. Compare the lenders and get matched with the best one.

  • MIN Loan Amount: $100
  • MAX Loan Amount: $35000
  • Terms: Varied
  • Rates and fees: Starting at 4.99% APR
  • Turnaround Time: 1 business day
  • $100 - $1000 Payday Loans
  • $1000 - $5000 Installment Loans
  • $5000 - $35000 Personal Loans
  • 18 years of age or older
  • U.S. citizenship
  • Valid checking or savings account with direct deposit
  • Minimum regular income of $1,000 per month
  • Not be a regular or reserve member of the Air Force, Army, Coast Guard, Marine Corps or Navy (or be a dependent of someone who is,) serving on active duty under a call or order that does not specify a period of 30 days or fewer.
Pros
  • High up to $15,000 loan amounts. 
  • Minimal restrictions on how you can use your loan.
  • No collateral or guarantor.
  • Bad credit is OK. 
Cons
  • It's not a direct lender, so you'll need to clarify rates and terms with the company you are matched with. 

 

Check Into Cash offers Payday Loans, Title Loans, Personal Installment Loans and other money products at affordable rates with convenient repayment. 

  • MIN Loan Amount: $50
  • MAX Loan Amount: $3000
  • Terms: Vary by state.
  • Rates and fees: 261% to 782% APR
  • Turnaround Time: 1 business day
  • Payday Loans
  • Online Payday Loans
  • Title Loans
  • Installment Loans
  • Online Installment Loans
  • Line of Credit
  • Flex Loans
  • Other Services
  • Check Cashing
  • Bill Pay
  • Western Union 
  • U.S. Money Card
  • Cell Phone Top-Ups
  • Sell Us Your Gift Cards For Cash
  • Active checking account open for 90+ days
  • US citizen or permanent resident
  • Personal and work phone number
  • Valid email address
  • 21+ years old (19+ in Alabama)
  • Social Security number (for Indiana residents only)
Pros
  • You can get even as low as $50.
  • Quick funding on the next business day.
  • Money can be used for any personal needs.
Cons
  • Not available in every state.
  • APR can be more than 153.73% depending on your state.
  • High late payment fees.

 

Instant Loans USA will help you get the cash you need when you need it. You can apply for Payday Loans, or Personal Loans online. Choose the best rates and terms and get the same-day financing.

  • MIN Loan Amount: $100
  • MAX Loan Amount: $35000
  • Terms: Varied
  • Rates and fees: Starting at 4.99% APR
  • Turnaround Time: 1 business day
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  • $100 - $1000 Payday Loans
  • $5,000 - $35,000 Personal Loans
  • 18 years of age or older
  • U.S. citizenship
  • Valid checking or savings account with direct deposit
  • Minimum regular income of $1,000 per month
  • Not be a regular or reserve member of the Air Force, Army, Coast Guard, Marine Corps or Navy (or be a dependent of someone who is,) serving on active duty under a call or order that does not specify a period of 30 days or fewer.
Pros
  • High loan amounts up to $35,000. 
  • Minimal basic requirements.
  • No collateral or co-signer.
  • Bad credit is OK. 
Cons
  • High interest rates.

 

Greenlight Cash created an online platform to connect consumers like you with reliable lenders across the country. They partner with a large network of professionals so you get a chance to work with one of them and meet the challenge of improving your financial situation in the most effective way. Once you tap submit, you get one step closer to receiving the funds.

  • Payday Loans
  • Installment Loans
  • Personal Loans
  • be a legal U.S. resident
  • be at least 18 years old
  • have a stable source of income
  • be currently employed
  • have an active bank account
Pros
  • Unrivaled flexibility and accessibility.
  • Predictable monthly payments

  • Quick and simplified borrowing process

  • Any credit is welcome
Cons
  • Not a direct lender.

 

 

 

Avant offers Personal Installment Loans, Credit Cards and other money products at affordable rates with convenient repayment. 

  • MIN Loan Amount: $2000
  • MAX Loan Amount: $35000
  • Terms: Vary by state.
  • Rates and fees: 9.95% to 35.99% APR
  • Turnaround Time: 1 - 2 business day
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Personal Loans

Credit Cards

  • U.S. resident with Social Security Number
  • At least 18 years old
  • Minimum credit score of 580.
  • At least $20,000 in gross annual income.
Pros
  • Low minimum credit score.
  • Refinancing option.
  • Flexible payment options.
Cons
  • No co-sign or secured loan option.
  • Does not offer direct payment to creditors for debt consolidation loans.

 

These are a few good examples of top companies that provide cash fast. Still, it’s necessary to keep in mind that some applicants can get quick personal loan approval faster than others.

Who is eligible for Quick Personal Loans?

People who not just meet the basic eligibility requirements, but also have a better credit score and higher income have more chances to get the fastest approval for Personal Loans. If your credit is not so good and you hardly qualify, you’ll have to wait a bit longer for quick loan approval.

Make sure to double-check the information on your application, so that the lender didn’t have to waste time on verification.

Why you may need Quick Loans

Fast Personal Loans are the best way out for those who’ve come across any emergency expenses. You may need to pay medical bills, or car repair costs, or wedding bills, and more. Then quick loans will help you get instant cash for any of your personal needs.

However, consider the APRs and fees charged for the loan. They can be more expensive than usual. Keep an eye on the amount you’ll be able to borrow and the repayment terms.

To facilitate the process, experts also recommend to pre-qualify online first. You’ll find out your eligibility, and will be able to check the rates.

Where can I get a quick same-day Personal Loan?

With our free application form, you get access to plenty of lenders that offer quick personal loans. The best ones include LendYou, CheckIntoCash, Greenlight, Avant, and others. You can get guaranteed instant application decisions within minutes and the money within 1-2 business days. Sometimes, you can even get funded the same day. But you’ll need to submit a loan request before 11 am on a weekday to let the bank direct deposit.

How to Get a Quick Personal Loan online

  • Сhoose online application for a quick Personal Loan. It will greatly increase your chances of getting an instant decision in comparison with applying in person, by phone, or by mail. Online lenders process applications much faster than traditional banks or credit unions as they avoid credit checks.
  • Read customer reviews to find out how long it usually took other borrowers to get approved for a loan and receive the funding.
  • Take the chance to pre-qualify online first. You’ll show the lender that you meet the basic requirements, which will also increase the speed of loan processing.
  • Consider other Personal Loan terms – sometimes it’s worth waiting a bit longer to get better rates or a bigger amount. Keep all these things in mind when comparing your options.
  • Look for alternative ways of extra cash. Try to get emergency money from a friend or family member or cash advance from your employer.
  • If you’re thinking of getting a payday loan, which is the quickest type of loan, with the same-day funding, do it only as of the last chance loan. It may turn out too expensive and lead to bigger debt.
  • The same caution should be taken regarding fast Title Loans. You risk losing your car if you don’t repay the money on time.
  • Pay your loan off quickly once you get it. If you want to get a loan quickly and then get rid of it just as fast, you can pay more than the required minimum payment each month. Most lenders will not penalize you for paying off your loan earlier than required.

FINAL THOUGHTS

Though quick Personal Loans help you get urgent money, you should start thinking of building an emergency fund instead of paying high-interest rates for loans. The next time you face unforeseen expenses, you’ll be ready to cover them.