Most likely, at least half of Americans dream of beautiful picket fences, as they not only look good, but also protect children and pets. Moreover, fences prevent intruders from entering your territory which is also very important. However, you probably understand that this can be quite expensive, so people are looking for a certain source of funding for fence maintenance or installation. You will be surprised to know that a typical fence installation costs between $ 1,650 and $ 4,115. Thus, the most reasonable option for you is to study the options of fence financing. Read on for more details.

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Fence Financing Available: Which Option To Choose?

Of course, there are now a large number of fence financing options. However, there are three main ones you should study to decide which option suits you best:

Low APR Personal Loan

Credit Card

Fence Company

Personal Loans are often used to fund fences. You will need to apply in order to be eligible for a certain loan amount. After receiving the money, you can use the Personal Loan for almost anything you want. Often repayment terms are up to 12 years, and loans up to $ 100,000 with an interest rate of 4.99%.

If you can pay off the required amount to fund the fence quickly, then a credit card can be not only convenient but also an easy option for getting money. However, compared to Personal Loans, credit cards most often have higher interest rates and lower spending limits. Remember that your credit score may drop if you use more than 30% of your credit card limit.

Please note that some fence companies (or contractors) may also offer fence financing. However, in order to be able to apply, you will most often need to have good or excellent credit. Also, note that you may also encounter other fees if you choose to take advantage of the funding.

Can I Finance A Fence With Bad Credit?

It doesn't matter if you have good or bad credit, you are still eligible for fence financing. However, it is important to note that if you have a bad credit history, it is best to use Personal Loan. Generally, in order to be able to apply for a Personal Loan, you must have a minimum credit rating of 550 or higher. If you have a low credit score, the loan amount is likely to be lower and the interest rate higher.

Fence Companies With Financing Near Me

LendYou will help you get the cash you need when you need it. You can apply for Payday Loans, Installment Loans or Personal Loans, etc. Compare the lenders and get matched with the best one.

  • MIN Loan Amount: $100
  • MAX Loan Amount: $35000
  • Terms: Varied
  • Rates and fees: Starting at 4.99% APR
  • Turnaround Time: 1 business day
  • $100 - $1000 Payday Loans
  • $1000 - $5000 Installment Loans
  • $5000 - $35000 Personal Loans
  • 18 years of age or older
  • U.S. citizenship
  • Valid checking or savings account with direct deposit
  • Minimum regular income of $1,000 per month
  • Not be a regular or reserve member of the Air Force, Army, Coast Guard, Marine Corps or Navy (or be a dependent of someone who is,) serving on active duty under a call or order that does not specify a period of 30 days or fewer.
Pros
  • High up to $15,000 loan amounts. 
  • Minimal restrictions on how you can use your loan.
  • No collateral or guarantor.
  • Bad credit is OK. 
Cons
  • It's not a direct lender, so you'll need to clarify rates and terms with the company you are matched with. 

 

Check Into Cash offers Payday Loans, Title Loans, Personal Installment Loans and other money products at affordable rates with convenient repayment. 

  • MIN Loan Amount: $50
  • MAX Loan Amount: $3000
  • Terms: Vary by state.
  • Rates and fees: 261% to 782% APR
  • Turnaround Time: 1 business day
  • Payday Loans
  • Online Payday Loans
  • Title Loans
  • Installment Loans
  • Online Installment Loans
  • Line of Credit
  • Flex Loans
  • Other Services
  • Check Cashing
  • Bill Pay
  • Western Union 
  • U.S. Money Card
  • Cell Phone Top-Ups
  • Sell Us Your Gift Cards For Cash
  • Active checking account open for 90+ days
  • US citizen or permanent resident
  • Personal and work phone number
  • Valid email address
  • 21+ years old (19+ in Alabama)
  • Social Security number (for Indiana residents only)
Pros
  • You can get even as low as $50.
  • Quick funding on the next business day.
  • Money can be used for any personal needs.
Cons
  • Not available in every state.
  • APR can be more than 153.73% depending on your state.
  • High late payment fees.

 

Instant Loans USA will help you get the cash you need when you need it. You can apply for Payday Loans, or Personal Loans online. Choose the best rates and terms and get the same-day financing.

  • MIN Loan Amount: $100
  • MAX Loan Amount: $35000
  • Terms: Varied
  • Rates and fees: Starting at 4.99% APR
  • Turnaround Time: 1 business day
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  • $100 - $1000 Payday Loans
  • $5,000 - $35,000 Personal Loans
  • 18 years of age or older
  • U.S. citizenship
  • Valid checking or savings account with direct deposit
  • Minimum regular income of $1,000 per month
  • Not be a regular or reserve member of the Air Force, Army, Coast Guard, Marine Corps or Navy (or be a dependent of someone who is,) serving on active duty under a call or order that does not specify a period of 30 days or fewer.
Pros
  • High loan amounts up to $35,000. 
  • Minimal basic requirements.
  • No collateral or co-signer.
  • Bad credit is OK. 
Cons
  • High interest rates.

 

Greenlight Cash created an online platform to connect consumers like you with reliable lenders across the country. They partner with a large network of professionals so you get a chance to work with one of them and meet the challenge of improving your financial situation in the most effective way. Once you tap submit, you get one step closer to receiving the funds.

  • Payday Loans
  • Installment Loans
  • Personal Loans
  • be a legal U.S. resident
  • be at least 18 years old
  • have a stable source of income
  • be currently employed
  • have an active bank account
Pros
  • Unrivaled flexibility and accessibility.
  • Predictable monthly payments

  • Quick and simplified borrowing process

  • Any credit is welcome
Cons
  • Not a direct lender.

 

 

 

Of course, many people though know do fence companies offer to finance, and the answer is yes. Some fence companies do offer funding however you need to have a good or excellent history in order to be able to apply and be prepared for additional fees. Below are some examples of fence companies that can help you get funding:

  • Summit Fence. This fence company is considered one of the best fence installers offering various fence services with no prepayment penalty. Summit Fence provides loans up to $ 100,000 with convenient monthly payments even for bad credit. Financing within 1-3 days!
  • Acorn Finance. With Acorn Finance, you can get fast fence financing without damaging your credit score and pay off your debt with convenient monthly payments. Acorn Finance offers prequalification for various loan offers with a simple online form and no harm to your credit. The loan amount can also be up to $ 100,000 for up to 12 years.
  • Long Fence. This company offers a wide range of services from design consultants to complete installation for buyers and financing for qualified buyers with approved credit.

No Credit Check Fence Financing Near Me

Most lenders will ask for a credit check before granting you fence financing. However, since borrowers now want to get a fence financing no credit check, there is a need to find out if this is possible. Learn the main points to watch out for:

  1. Exercise discretion. Some lenders do offer financing for fences without checking credit however loan terms and interest rates can be unprofitable which will lead you into a debt trap.
  2. Explore contractors and small retailers. Please note that some contractors and small retailers offer in-house no credit check financing, however, this is often very expensive.
  3. Consider a family loan. You can borrow money from a family member, which means you don't have to have good credit and pay high interest. However, it should be understood that such a loan will not improve your credit, so it may be worth considering legal types of financing.

How Can I Finance A Fence With Bad Credit?

If you want to get fence financing you will most likely need to learn the basic steps of how you can get a loan. Learn three easy steps and get Fence Financing today:

Step

Description

Choose a suitable offer

You can use Personal Loan, Credit Card or Fence Company. Each proposal has its pros and cons, so do your research before applying.

Submit your application

Research the requirements of the selected lender or company, as most often you will need to have good or excellent credit. Submit an application and make sure that all data is entered correctly.

Get funding

Apply only for the amount that you need and choose such payment terms that will be convenient for you and your financial situation. Get a loan and pay it off in regular monthly installments to avoid additional fees and commissions.