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Get Installment Loans in Charlotte, NC Online
If you are looking for a Bad Credit Installment Loan in Charlotte, NC, the first thing to do is fill out a free application form online and get the offers from the best Charlotte Installment Loan direct lenders. No credit check. No Teletrack. No faxing or other paperwork. Just meet the basic requirements to get guaranteed approval and "same day funding”.
North Carolina Bad Credit Installment Loans Online are unsecured online loans for quick financing. They are available for people with poor credit, no credit, no income, or even no bank account. Just fill in a simple application online now.
START ONLINE APPLICATION
Applications successfully approved in Charlotte, NC
Are Installment Loans Legal in Charlotte, NC ?
Loan Rates and Fees, Laws and Regulations in North Carolina.
We've done a thorough research of the main lending details and presented them in the table to make it more clear and convenient for you:
| Law status | legal |
| MIN Loan Amount | $1,000 |
| MAX Loan Amount | $5,000 |
| MIN. Loan Term | 90 days |
| MAX. Loan Term | 36 month |
| MIN APR | 6.63% |
| Collateral or guarantor | None, unsecured |
| Credit score requirements | Available for Bad Credit |
Alternative Loan Offers for Instant Cash in Charlotte, NC
Installment Loans Available in Charlotte, NC by the following ZIP codes:
Installment Loan Amounts in Charlotte, NC
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Easy online application
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Bad credit is OK
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Instant approval
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No credit check considered
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Competitive rates
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Same day financing
In 2025 there are 842,051 people living in Charlotte, NC. According to the statistics, 50523 of them look for "Installment Loans Near Me in Charlotte, NC" or apply for Charlotte Installment Loans online in need of emergency short-term financing. No wonder, these people request instant cash as their median household income is 53637. That's why COMPACOM was designed - to help customers complete a quick and easy application form 100% online and get guaranteed approval from the best Charlotte, North Carolina direct lenders.
Installment Loans requirements in Charlotte, NC
What do I need to qualify for Installment cash advance in Charlotte, NC?
Independent lenders have their own individual requirements that must be met, but typical minimum requirements include, but may not be limited to:
- North Carolina (US) residence
- Minimum regular income of $1,000 per month
- Valid checking or savings account with direct deposit
- Phone number and e-mail address (if applying online, you must be able to be contacted via phone if verification of application information is necessary)
- Not be a regular or reserve member of the Air Force, Army, Coast Guard, Marine Corps or Navy (or be a dependent of someone who is,) serving on active duty under a call or order that does not specify a period of 30 days or fewer.
- If applying Online, you must provide a valid Social Security Number
- If applying at Loan Store, you must bring a valid government issued photo ID. A Social Security Number might not be required
- If applying in-store, you must bring proof of income and proof of a bank checking account. Debit cards or pre-printed checks may be accepted in your state as proof of bank checking account; contact your local store for details. Acceptable documents may vary by state.
FAQ
Installment Loans Hub
In the Installment Loans Hub, we've collected all the useful guides and resources on Installment Loans. Our experts conducted thorough research to give you the answer to any possible question on the topic.
