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Online Payday Loans in Kentucky
Apply Online for Fast Payday Loans (KY) online in minutes. Get quick cash with no credit check.
Anytime you need to get some money for any unexpected expenses, get a Kentucky payday loan. Bad credit is not a problem. Choose the most suitable reliable direct lender with verified reviews and high approval rates. Fill out our simple free application form and find out if you qualify for a Payday cash advance!
Online Payday Loans for Bad Credit are short-term small-dollar loans for any emergency. It's available for those with bad credit, no credit, no income, even no bank account. Just fill in a simple application online now.
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Why Choose Compacom for Payday Loans in Kentucky
How Kentucky Payday Loans Online Work - 3 Easy Steps to Instant Cash
Are Payday Loans Legal in Kentucky?
Loan Rates and Fees, Laws and Regulations in Kentucky.
In Kentucky maximum Payday Loan amount is $500. Higher amounts are available if you take $1000 - $5000 Installment and $5000 - $35,000 Personal loans. Both short-term and long-term lending is legal in accordance with Kentucky Rev. Stat. Ann. §§ 286.9.010 et seq.1The term to pay off a Payday loan is 14-60 days. The APR can’t exceed 459%. Plus you may be charged $1 database fee. It contains all information on payday lending transactions, which contributes to its regulation. A borrower can take two simultaneous loans. But in case you default one, you won’t be offered any rollovers or renewals and extensions.
Law status | legal |
MIN Loan Amount | $100 |
MAX Loan Amount | $500 |
MIN. Loan Term | 14 days |
MAX. Loan Term | 60 days |
MAX APR | 459% |
Additional fees | 1$ database fee |
NSF fee | Only one for every defaulted loan |
Collateral or guarantor | None, unsecured |
Number of simultaneous loans | 2 |
Cooling off period | None |
Rollover | Not allowed |
Extension, repayment plan | Not allowed |
Default penalties | Criminal actions are prohibited |
Credit score requirements | Available for Bad Credit |
Kentucky Payday Loans Near Me
We are soon expanding to the following cities of Kentucky. For instant cash advance at these locations you can use our online application form
Apply Online
Any resident of Kentucky can apply for a Payday Loan both online and in-store. It's quick and simple:
- Fill out the necessary information in the application form
- Get the money deposited into your account within 1 business day
- Pay off the loan with your next paycheck
Benefits of Fast Kentucky Payday Loans with Same Day Financing
Online lending in the state of Kentucky has numerous benefits:
- it gives you a chance to compare a lot of different offers at once,
- you can avoid driving, doing paperwork, and waiting in lines,
- applying is free and simple,
- you have very high chances of approval even with a bad credit score,
- you can find some lenders ready to give you the loan with no credit check,
- it's available 24 / 7.
With online payday loans you can get a 500 dollar loan on average. The terms vary from 7 to 30 days. As payday lenders consider no credit check in some cases, it’s possible to get cash within 24 hours since loan approval.