Payday loans are known to be a short-term small-dollar cash advance, starting with a $100 loan. Applying for 100 dollar loan is easy and quick especially if you do it online. The funds can be deposited into your bank account the same or next business day. Even having a Bad Credit Score doesn’t prevent you from being approved for a $100 loan.

I need a $100 Loan Now

Sometimes $100 loan is exactly the sum the majority of the Americans need to cover their everyday personal needs. When you can’t pay a bill, or need urgent medical service, or lack some bucks for the desired purchase - 100 dollar Payday Loans are the fastest and most convenient way to get the money.

One of the biggest advantages of $100 Payday loans is that they are very fast to get. If you borrow in a store near you it’s possible to put the cash into your pocket the same day you apply, online it may take a bit longer, but not more than 24 hours.

How to get a $100 Loan fast and easy?

When you say "I need 100-dollar loan now", you just should follow these easy steps to get $100 loan fast:

  1. First choose the place where you’d like to take a loan: online or in a store. Compare all the pros and cons of each. 
  2. Compare all the lenders’ offers and choose the most reliable one. It’s more convenient to use comparing companies' services such as,,, and others.
  3. Check out if you meet all the eligibility criteria and to save your time prepare all necessary documents in advance, it may be your income or employment proof, ID, etc.
  4. If you apply for a $100 loan online, go to the lender’s website and review all the terms and conditions. If you borrow from an in-store lender, read some reviews on him.
  5. Fill out an application form and wait for the approval. It takes some hours to process it before depositing the money.
  6. As you are approved, wait for the money to be deposited into your bank account. It should be done within 24 hours.
Need 100 dollar loan

Where to get a $100 loan fast?

  • Find small-dollar loans online. The majority of online lending companies offer a minimum of 100payday loans, or even $50 cash advances.
  • Try credit unions. But don’t forget that you are to be their member to get the money, and the membership costs a certain fee.
  • Check out Payday stores and Check Cashers near you. To find the nearest location compare the companies online on

Everyone has those months when your budget gets rather tight and you lack only $100 to solve a problem. Most banks and other financial institutions set a minimum limit for the loans. But there’s a way out and a chance to find a reputable lender ready to give you the necessary amount.

What are the eligibility criteria for a 100-dollar loan?

No matter what amount of the loan you want to apply for, whether it will be only $100 loan or up to $1,000 Payday cash advance, you are to meet the following criteria:

  • You must be at least 18 years old (varies by state).
  • You are to be employed, usually full-time. But some lenders may qualify you even with casual and part-time employment.
  • You need some sort of income to be eligible for a loan. A proof of it is required.
  • You need to possess a valid bank account and e-mail address.
  • You shouldn’t be in military service.
  • You can still be eligible for a loan if you have poor or bad credit or bankruptcy.

Why should I apply for a $100 Payday loan?

Those who need 100 dollars fast are to consider borrowing $100 Payday Loan because:

  • you have a bill or any other emergency that is due the next day;
  • you can plan your budget carefully and know for sure that you will be able to repay the loan with your next paycheck;
  • you have a poor or bad FICO credit score and have few chances to be approved for a loan in a bank;
  • you don’t want to affect your credit history;
  • you are not a member of any credit union;
  • you have no friends or relatives to ask for money, or it’s too embarrassing for you.

Choose $100 Loan direct lender

$100 Loan Calculator


Estimated Payment


Total Principal Paid: $ 1,000.00
Finance charge: $ 387.42
APR: 471.36 %
Apply online

Payment Breakdown

Select the amount for the loan you want in order to get the principal, which is the basis that we use to calculate the interest and the total cost of the cash advance.

The number of days within that you will be ready to repay the loan. It’s used to count the total cost of cash advance by multiplying the days by the amount of interest.

To calculate the total cost of your loan, we take the minimal average APR legal in all States, which is 36%. This figure is only a representative, providing you with general information on how much the loan may cost. To find out a more accurate total, fill in the Annual Percentage Rate required by the lender you want to apply to.

It’s the money charged by the lender for doing all the necessary paper work, bank transactions, etc., connected with lending you the money.

What to pay attention to when I need a $100 Payday loan?

Though you take only a small amount of $100 Payday loan, it’s important to be attentive and responsible not to lose much money in interest and other fees and not to get into debt. To avoid unpleasant consequences consider the following factors before signing an agreement:

Must know!
Pay attention to your state laws and regulations concerning short-term cash advances. Check out the allowed terms, amounts and APR limits.
  • Make sure the lender operates legally and read his terms and rates carefully to know exactly how much the loan will cost to you.
  • Find out the fees and rates you are going to be charged. Besides the interest, there can be some additional costs such as origination fee, administration fee, non-sufficient funds fee, etc. For more information read “Interest Rates Calculator”.
  • Ask about repayment conditions, and what options you have if you default a loan: repayment plan, rollover, etc. Try to avoid lenders which practice hard debt collecting strategies.
  • As the loan amount is rather small, you may want to repay it earlier, so check out if there are any prepayment penalties. Usually, it’s possible to do without any additional fees.

Looking for another amount Payday Loan? Compare the offers:

$200 Payday Loans

$300 Payday Loans

$400 Payday Loans

$500 Payday Loans

$600 Payday Loans

$700 Payday Loans

$800 Payday Loans

$900 Payday Loans

$1000 Payday Loans