$300 unsecured Bad Credit Payday Loans may help you in times of emergency or financial hardships to survive till the next paycheck. It can be applied online or in a store or any Check Casher at your location. It's easy to qualify and very fast to get. It taks some minutes to fill out an application form and 1 -2 days to deposit money into your bank account.

NEED A LOAN? FIND THE BEST LENDERS ONLINE!

How much would you like to borrow?

Unsecured $300 Payday Loans fast and easy.

$300 dollar Payday loans are short-term unsecured cash advances often applied for by Americans who don’t have enough funds to live to the next paycheck.

Nearly six in 10 Americans don't have enough savings to cover a $500 or $1,000 unplanned expense, according to a new report from Bankrate.Only 41% of adults reported having enough in their savings account to cover a surprise bill of this magnitude1

Why take a $300 Payday loan?:

  • They are quick, effortless and faxless – you can get $300 the same or next business day without doing any paperwork;
  • You can get approved for a $300 cash advance even if you have Bad Credit – the majority of lenders take into account other factors besides the score;
  • They are convenient and can be used for any personal needs such as paying a bill, repairing a car, redecorating the house, going to the doctor, etc.;
  • There are very few easy requirements to qualify for a loan – you just need to be the US resident, have a stable income, a valid bank account and e-mail address;
  • You don’t need any guarantor or collateral to get $300 – it’s unsecured;
  • Most lenders don’t do any credit check as the amount is rather small and not risky, so applying won’t affect your Credit Score;
  • You can even improve your score by planning your repayment carefully and doing it on time.

Useful tips how to make more benefit of a $300 Payday Loan.

It is not that easy to deal with the loan that is to be repaid in a lump sum with your upcoming paycheck. So, to make the borrowing process work in your favor, you’d better follow a certain plan.

What should I do to get approved for $300 dollar Payday Loan?

  • Don’t apply for the first loan you find on the Internet. There are a lot of lenders who offer various rates and fees for their loans. Compare them on COMPACOM.com and choose the best one before applying. Read more details How to Choose a Reliable Lender.
  • Read the reviews of the company you’ve chosen. Make sure it’s a reliable certified legal organization.
  • When you submit the application form ensure that the data are very accurate. This will speed up the process so that the money is deposited into your account just in a couple of hours.
  • Borrow right the amount you need to avoid paying more.
  • To get money tomorrow or even today apply as soon as possible. For that check the business days and working hours of the lender.
  • Take care of your finances to be able to repay the loan on time. Plan the budget.

Follow these simple rules and the borrowing process will be easy and hassle free like in the case of Peter Brown who shared his experience of taking a $300 Payday cash advance online:

Peter has a family of a wife and two children. He works as a sales manager in Walmart. He’s always struggling to cover his monthly expenses. Two months ago his son entered a music school and he needed an instrument to practice. Peter didn’t have any extra money to buy a guitar, but his son’s desire was so strong that he just couldn’t refuse him.

Mr Brown applied for $300 online and got a quick approval though his credit score was just 560. Natan, his son, turned out to be very talented. He’s already thinking of his own band. So the guitar was a good investment, not a waste of money.

Peter paid the 300 dollar payday loan as soon as he got his next paycheck. He paid 20% as interest plus $20 dollars in various fees, so the loan cost him $380 dollars all in all. But that’s peanuts in comparison with happy smiles of his relatives.

His case is not the only one. Most Americans face certain financial problems from time to time when even as little as $300 can help. And if they can’t borrow from banks, relatives or friends, Payday loans are the best solution. Compare the offers from the Best Direct Lenders online or Apply now.

TOP RATED COMPANIES

Rates last updated May 20th, 2019
4.4772727272727

LEND YOU

$1,000
MAX Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements.

17,5%
MIN MPR

The minimal percentage allowed that actually represents monthly cost of your loan. The MPR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

None, Unsecured
Collateral or Guarantor

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit

LendYou.com is the easy way to find the cash you need when you need it. You’re looking for cash to pay bills, to buy a car or maybe do some work around the house. LendYou.com has the lenders you're looking for. It's easy. It doesn't matter the size of the loan you're looking for… LendYou may be able to connect you with a lender that can help.

The loans you need, when you need them.   

4.5263157894737

Check Into Cash

$1,000
Maximum Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements.

Varied by state
MIN APR

The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

None, unsecured
Collateral or Guarantor

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit

Check Into Cash is a national leader in direct lending, providing customers with affordable, short-term, small dollar credit solution such as Payday Advances, In-Store Cash Advances, Online Payday Loans, Title Loans, Title Pawns,Check Cashing, Western Union®, walk-in Bill Pay, and reloadable prepaid U.S. Money Cards both online and in their in-store centers nationwide. They offer reliable service, affordable rates, simple requirements and convenient repayment. Compare the reviews on Check Into Cash and their products, fins out all you need about this company and apply for the service you need.

4.8571428571429

Bad Credit Loans

Available for Bad Credit

BadCreditLoans.com has been in the business of helping people since 1998. We make it simple for consumers to get the funds they are looking for online.

We offer: 

  • Bad Credit Personal Loans
  • Bad Credit Business Loans
  • Bad Credit Credit Cards
  • Bad Credit Mortgage Loans
  • Bad Credit Home Loans
  • Bad Credit Student Loans
  • Bad Credit Auto Loans
4.3333333333333

CashAdvance.com

$999
Maximum Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements.

15%
MIN APR

The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

None, unsecured
Collateral or Guarantor

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit

CashAdvance.com is one of the more trusted names in payday loans, and works the same as Trusted Loan Network in that it aggregates lenders to help match the best one for you. They offer a wide range of loans and have some of the lowest APRs in the payday loan business. CashAdvance.com also does not require a credit check, but you do need to be 18, have a source of income and have an open back account. Once you are approved, funds will be deposited in your account the following business day.

Loan By Phone

$1500
Maximum Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements.

260.71%
MIN APR

The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

None, unsecured
Collateral or Guarantor

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit

Online cash advance is really quick, easy, and confidential with LoanByPhone. They offer Payday Loans, Installment Loans and Line of Credit for both good and bad credit score customers. An easy, online application that takes only minutes to complete will help you get the approval and necessary funds as soon as possible. LoanByPhone makes the loan process really easy and mobile. Ypu can apply on the go, get funds quickly, and manage your account, all from the device at your fingertips.

ONLINE COMPANIES

Rates last updated May 20th, 2019
4.4285714285714

PAYDAY LOANS USA .ONLINE

$1,000
MAX. loan amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements.

16,6%
MIN MPR

The minimal percentage allowed that actually represents the cost of your loan charged for a month. It's more important for the customer as mostly Payday loan are borrowed for a month term and paid off with the next paycheck.

None, unsecured
Collateral or Guarantor

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit

Has life thrown you an unexpected financial curveball? Need a loan? Bad Credit?  Don’t look any further! PAYDAY LOANS USA .ONLINE is here for You. 100% online short-term Payday and unsecured Personal loans from some of the best direct lenders in the USA.

Payday Loans Low Rates

$1,000
MAX Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements.

16,6%
MIN MPR

The minimal percentage allowed that actually represents the cost of your loan borrowed for a month. It's more significant criterion than APR as mostly Payday loans are borrowed for 14-30 days until the next paycheck.

None, unsecured
Collateral or Guarantor

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit

THE TYPES OF LOANS THAT WE OFFER ARE AS FOLLOWED:

$100 - $1,000 Payday Loans - a short-term loan which you typically would repay by your next payday or within 30 days. Normally comes with a higher (APR).

$1,000 - $35,000 Personal Installment Loans - involves equal periodical repayments over an agreed loan term. No collaterals are needed either, but the APR is normally lower compared to the one of the payday type.

Your Faster Payday

$1,000
MAX Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements.

16,6%
MIN APR

The minimal percentage allowed that actually represents the cost of your loan borrowed for a month. It's more significant criterion than APR as mostly Payday loans are borrowed for 14-30 days until the next paycheck.

None, unsecured
Collateral or Guarantor

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit

How does YourFasterPayday.com work? You’re looking for cash to pay bills, to buy a car or maybe do some work around the house. YourFasterPayday.com has the lenders you're looking for. It's easy. It doesn't matter the size of the loan you're looking for... YourFasterPayday may be able to connect you with a lender that can help. Fill out the block above to get started.

Fast Holiday Loans

$1,000
MAX Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements.

200%
MIN APR

The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

None, unsecured
Collateral or Guarantor

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit

Get cash for the holidays! Get a loan of up to $15,000 as soon as the next business day! Wrap Up the Holidays with up to $15,000 in Cash! This holiday season, get the cash you need. We’ll connect you with a lender who can provide up to $15,000 to take care of all of your holiday expenses!

Benefits:

  • Easy Online Application
  • Safe and Secure
  • Fast Decision
  • Trusted Source

Can I get a $300 Payday Loan with Bad Credit and NO credit check.

The average credit score in the United States is 695. The Consumer Financial Protection Bureau3 defines it as 'prime' score. About 14% of the population has no credit score at all. These people are considered underbanked and often have difficulty obtaining new lines of credit. About 40% of the Americans fall under the “subprime” category which means they have the score below 620, or to say it in simple words – bad credit2

 

Interesting to know!

Year

Average Credit Score

Subprime Credit Scores (620)

Near Prime Credit Scores (620 - 680)

Prime credit scores (680+)

2014

693

34.2%

16.9%

48.9%

As we see more than a half population can hardly obtain money in a bank, credit union or other official financial organizations. The way out for them is to apply for a Payday Loan, Installment Loan or Personal Loan online or in a store.

Available for Bad Credit

Online lenders mostly approve customers even with bad credit. In order to determine how risky the borrower is they take into consideration such factors as employment history, stability of income, home ownership, etc. If we speak about $300 loans you may be guaranteed to get the money as such small amounts can’t do much harm in case of default. Lenders may ask for s bit higher interest to make sure they don’t lose money. But if you pay on time the overpay won’t be significant.

No Credit Check

No credit check is usually done to verify the borrowers’ credit history as any credit is welcomed. So applying can’t affect your score. Moreover if you pay off the loan on time you can even improve your FICO score.

 

 

Compare other amounts of Payday Loans:

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$500 Payday Loans

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NEED CASH FAST?
  • Payday Loans $100 - $1,000
  • Personal Loans $1,000 - $35,000