Ad
By submitting your information you claim you have read and understood and agree to Privacy Policy , Terms of Use , Responsible Lending and Marketing Practices

Payday Loans in California
Get up to $255 payday loans online the same day in California with a fast and easy application.
Apply for California Payday Loans from a direct lender right now. Get a guaranteed instant decision with no credit check. Receive the money deposited into your bank account within one business day. Start now!
Need emergency cash? Apply for Fast Payday Loans Online with no credit check required. Bad credit won't be a problem for approval. Financing is likely to be granted within 1 - 2 business days.
START ONLINE APPLICATION
Why Choose Compacom for Payday Loans in California
How California Payday Loans Online Work - 3 Easy Steps to Instant Cash
Are Payday Loans Legal in California?
Loan Rates and Fees, Laws and Regulations in California.
California residents can apply for up to $300 Online Payday loans for a maximum of 31 days. It’s legal and regulated by the Civil Code 1789.301 and the Financial Code 230002 which sets the average APR of 459%. Lenders can charge $17.65 for 14-day $100 loan. The finance rate and fees shouldn’t be higher than 15% of the check.
Only one simultaneous loan is allowed at a time, but there’s no cooling-off period before the next one. Rollovers are forbidden, the repayment plan is voluntary but on the condition that no additional fees are charged. If you can’t repay the money there’s a $15 non-sufficient-fund fee. Any criminal actions against debtors are prohibited.
Law status | legal |
MIN Loan Amount | $100 |
MAX Loan Amount | $300 |
MIN. Loan Term | 14 days |
MAX. Loan Term | 31 days |
MIN APR | Varies by lender |
MAX APR | 459% |
Additional fees | 15% of the check |
NSF fee | $15 |
Collateral or guarantor | None, unsecured |
Number of simultaneous loans | 1 |
Cooling off period | None |
Rollover | Not allowed |
Extension, repayment plan | Voluntary repayment plan |
Default penalties | Not stated |
Credit score requirements | Available for Bad Credit |
California Payday Loans Near Me
Apply for Online Payday Loans and get instant decision from top lending organizations
TOP RATED COMPANIES
How do California Payday Loans Online work?
Ride the tide of California affordable bad credit Payday Loans from direct lenders. Apply online or compare your options in "The Golden State"
Any resident of California can apply for a Payday Loan both online and near you. But, of course, online lending is becoming more and more popular as it has plenty of advantages:
- it gives you a chance to compare a lot of different offers at once,
- you can avoid driving, doing paperwork, and waiting in lines,
- applying is free and simple,
- you have very high chances of approval even with a bad credit score,
- you can find some lenders ready to give you the loan with no credit check,
- it's available 24 / 7.
How to Get a Loan Online
The process of applying for the necessary loan online is quick and simple:
- Fill out the necessary information in the application form online in just a few minutes
- Get instant decision from direct lender
- Receive the money deposited into your account within 1 business day
Get up to $255 Payday Loans Online Same Day in California
Looking for a payday advance online in California, just fill out our simple application form. In need of $255 payday loans online? That's more than possible. $255 payday loan is exactly the amount allowed by California short-term loan laws since 1996. Under the state's regulations, it's legal to issue Payday Loans up to $300. Legit direct lenders are allowed to charge you a maximum of 15% fee. The total loan amount left after the finance charges are withdrawn is $255 Payday Loan. And you pay $45 as a fee.
Most of our partners who are legitimate lenders offer $255 payday loans online in California. Besides, we can provide you with more flexibility. You can apply for a California Payday advance loan of $200, $300, $400, $500, $600, or more, depending on our finance charges and your qualifications.
Payday Loan - Instant Funding to Debit Card in California
With Online Payday Loans you get the financing really fast. If you have applied and been approved for the loan before noon on a business day, you can get instant funding to your debit card on the same day within 24 hours. Use the money immediately for any personal needs.
$100 - $1,000 Payday Loans are available online regardless of your credit score and even income. If you have no bank account payday loans can offer you cash deposited to your debit card fast same day.
Cash Advance and other Money Offers in California:
FAQ
Ask an expert

Any comments or reviews made on this website are only individual opinions of the readers and followers of the website. The website and its authors team are not responsible, nor will be held liable, for anything anyone says or writes in the comments. Further, the author is not liable for its’ readers’ statements nor the laws which they may break in the USA or their state through their comments’ content, implication, and intent.
You are about to post a question on compacom.com:
Any comments or reviews made on this website are only individual opinions of the readers and followers of the website. The website and its authors team are not responsible, nor will be held liable, for anything anyone says or writes in the comments. Further, the author is not liable for its’ readers’ statements nor the laws which they may break in the USA or their state through their comments’ content, implication, and intent.