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Payday Loans in California

Payday Loans in California


Get up to $255 payday loans online the same day in California with a fast and easy application.

Apply for California Payday Loans from a direct lender right now. Get a guaranteed instant decision with no credit check. Receive the money deposited into your bank account within one business day. Start now!

Need emergency cash? Apply for Fast Payday Loans Online with no credit check required. Bad credit won't be a problem for approval. Financing is likely to be granted within 1 - 2 business days.


Why Choose Compacom for Payday Loans in California

If you've come across urgent financial needs and the next pay day is far away, Compacom will help you get instant cash today with fast and easy Online Payday Loans from the best California direct lender. More than 2 355 000 trust us and they have clear-cut reasons.
Safe and Reliable
We partner only with legit lending companies. Applying is safe and secure as Compacom is OLA licensed and your data confidentiality is our #1 priority.
Most customer reviews on Trustpilot, Google My Business, and other platforms prove that our services deserve your trust. No matter what your needs are, we'll find the perfect loan.
Quick Financing for All Credits
With us you can get California Payday Loan fast same day with no hard credit check required. Customers with all credit scores are accepted.

How California Payday Loans Online Work - 3 Easy Steps to Instant Cash

Complete a simple application form online in minutes at the best California lender's website.
If you qualify, you'll be approved fast same day. Check your rates and sign a loan agreement.
Get your Payday Loans fast with a direct deposit to your bank account.
Start Now


Smaller tax return than you expected? Apply online for quick cash. Apply

Are Payday Loans Legal in California?

Loan Rates and Fees, Laws and Regulations in California.

California residents can apply for up to $300 Online Payday loans for a maximum of 31 days. It’s legal and regulated by the Civil Code 1789.301 and the Financial Code 230002 which sets the average APR of 459%. Lenders can charge $17.65 for 14-day $100 loan. The finance rate and fees shouldn’t be higher than 15% of the check.

Only one simultaneous loan is allowed at a time, but there’s no cooling-off period before the next one. Rollovers are forbidden, the repayment plan is voluntary but on the condition that no additional fees are charged. If you can’t repay the money there’s a $15 non-sufficient-fund fee. Any criminal actions against debtors are prohibited.

Law status legal
MIN Loan Amount $100
MAX Loan Amount $300
MIN. Loan Term 14 days
MAX. Loan Term 31 days
MIN APR Varies by lender
MAX APR 459%
Additional fees 15% of the check
NSF fee $15
Collateral or guarantor None, unsecured
Number of simultaneous loans 1
Cooling off period None
Rollover Not allowed
Extension, repayment plan Voluntary repayment plan
Default penalties Not stated
Credit score requirements Available for Bad Credit
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Apply for Online Payday Loans and get instant decision from top lending organizations


Rates last updated March 20th, 2023

How do California Payday Loans Online work?

Ride the tide of California affordable bad credit Payday Loans from direct lenders. Apply online or compare your options in "The Golden State"

Any resident of California can apply for a Payday Loan both online and near you. But, of course, online lending is becoming more and more popular as it has plenty of advantages:

  • it gives you a chance to compare a lot of different offers at once,
  • you can avoid driving, doing paperwork, and waiting in lines,
  • applying is free and simple, 
  • you have very high chances of approval even with a bad credit score,
  • you can find some lenders ready to give you the loan with no credit check,
  • it's available 24 / 7.

How to Get a Loan Online

The process of applying for the necessary loan online is quick and simple:

  1. Fill out the necessary information in the application form online in just a few minutes
  2. Get instant decision from direct lender
  3. Receive the money deposited into your account within 1 business day

Get up to $255 Payday Loans Online Same Day in California

Looking for a payday advance online in California, just fill out our simple application form. In need of $255 payday loans online? That's more than possible. $255 payday loan is exactly the amount allowed by California short-term loan laws since 1996. Under the state's regulations, it's legal to issue Payday Loans up to $300. Legit direct lenders are allowed to charge you a maximum of 15% fee. The total loan amount left after the finance charges are withdrawn is $255 Payday Loan. And you pay $45 as a fee.

Most of our partners who are legitimate lenders offer $255 payday loans online in California. Besides, we can provide you with more flexibility. You can apply for a California Payday advance loan of $200, $300, $400, $500, $600, or more, depending on our finance charges and your qualifications. 

Payday Loan - Instant Funding to Debit Card in California

With Online Payday Loans you get the financing really fast. If you have applied and been approved for the loan before noon on a business day, you can get instant funding to your debit card on the same day within 24 hours. Use the money immediately for any personal needs. 


$100 - $1,000 Payday Loans are available online regardless of your credit score and even income. If you have no bank account payday loans can offer you cash deposited to your debit card fast same day.


Cash Advance and other Money Offers in California:

Up to $5,000 instant cash with guaranteed approval from direct lender with a few months of scheduled installments.
$5,000 - $35,000 quick loans for any personal needs. Available for any credit score and don't require any collateral.
Fast Title Loans secured by your vehicle title as collateral. No inspection. No credit checks. Instant cash for bad credit same day.


What are California Payday Loans requirements?
Can you get no credit check Payday Loan online in California?
How many Payday Loans can you have in California at a time?
Can you get guaranteed instant approval for a Payday Loan in California?
Can I get a Loan with Bad Credit?

Payday Loans Hub

In the Payday Loans Hub, we've collected all the useful guides and resources on Payday Loans. Our experts conducted thorough research to give you the answer to any possible question on the topic.

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Any comments or reviews made on this website are only individual opinions of the readers and followers of the website. The website and its authors team are not responsible, nor will be held liable, for anything anyone says or writes in the comments. Further, the author is not liable for its’ readers’ statements nor the laws which they may break in the USA or their state through their comments’ content, implication, and intent.

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