$400 Dollars is easy and fast to get if you apply for an unsecured Bad Credit Payday Loan online or in a store near you. To get approved you need only to be a US resident, have a valid bank account and a stable job. It's a small-dollar cash advance, so even Bad Credit is welcomed. It also has a short and convenient repayment period of 14 - 30 days, after which the money is just paid back with your next paycheck. Compare the offers from Direct Lenders Online or find the stores with the lowest rates near your location.

TOP RATED COMPANIES

Rates last updated August 12th, 2020
4.2997481108312

LEND YOU

$1,000
MAX Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements.

17,5%
MIN MPR

The minimal percentage allowed that actually represents monthly cost of your loan. The MPR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

None, Unsecured
Collateral or Guarantor

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit
4.3449575871819

Check Into Cash

$1,000
Maximum Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements.

Varied by state
MIN APR

The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

None, unsecured
Collateral or Guarantor

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit

Greenlight Cash

$1000
MAX Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000 for Payday Loans, $1000 - $5000 for Installment loans, and up to $15,000 for Personal loans. But it may vary depending on the lender and his requirements.

Varies by state
MIN MPR

The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

Unsecured
Collateral or Guarantor

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit
4.4043624161074

Loan By Phone

$1500
Maximum Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements.

260.71%
MIN APR

The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

None, unsecured
Collateral or Guarantor

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit
4.0862068965517

Indylend

$1,000
MAX Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000 for Payday Loans, $1000 - $5000 for Installment loans, and up to $15,000 for Personal loans. But it may vary depending on the lender and his requirements.

200%
MIN APR

The percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

None, Unsecured
Collateral, or Co-signer

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit

ONLINE COMPANIES

Rates last updated August 12th, 2020
4.228855721393

Personal Loans .com

$1,000
MAX Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000 for Payday Loans, $1000 - $5000 for Installment loans, and up to $35,000 for Personal loans. But it may vary depending on the lender and his requirements.

Varied
MIN APR

The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

None, Unsecured
Collateral, or Co-signer

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit
4.1958041958042

Your Faster Payday

$1,000
MAX Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements.

16,6%
MIN APR

The minimal percentage allowed that actually represents the cost of your loan borrowed for a month. It's more significant criterion than APR as mostly Payday loans are borrowed for 14-30 days until the next paycheck.

None, unsecured
Collateral or Guarantor

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit

Can I take a $400 Payday Loan legally in my state?

Every state has its own short-term loans terms and regulations. They determine the minimum and maximum amount of cash advance, the repayment period, the APR, etc. According to these laws residents of most states have no problems with borrowing $400. You can see them on the map:

Check out if a $400 Loan is available in your state and if yes you may save your time by applying right now online from the comfort of your home.

Read more:

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Can I get guaranteed approval for Bad Credit $400 Payday Loans? 

Of course, you can get approved for $400 Payday Loan even if you have bad credit! It's not a big amount so that the lenders might risk to lose a lot of money. So they take into account your employment history, income, house ownership to see if you are able to repay the loan. Besides, they mostly don't do a Hard Credit Check. Soft inquiry may be enough. So you may not be afraid to damage your FICO Score. Moreover, if you repay the loan on time you can even improve your history!

What are the benefits of small-dollar Payday Loans?

  • speed
  • convenience
  • safety
  • availability
  • variety of options

$400 Loans: Online, In-Store or at the Check Casher

Online Payday Loans
  • Fill out a simple application form 100% online
  • Wait for it to be processed within a hour or two
  • If approved get the money deposited into your account within 1-2 business days

 

  • It's fast and convenient as requires no driving, waiting, faxing, etc.
  • You can compare a lot of offers and choose the best one
  • It's unsecured and suitable for Bad Credi
Payday  Loans in a Store or Check Casher
  • Go to a comparing companies website and find the nearest store or Check Casher near you
  • Drive to the store, don't forget to take the ID and other necessary documents
  • Talk to the cashier, ask him any questions, fill out an application, get the money

 

  • You can get the money the same day
  • You can ask any questions or clarify any details if you are not really experienced in borrowing money

Whichever place you choose make sure you've done some research, read the reviews, compared the offers and chosen the best one. Follow the Useful Tips for Payday Loan Borrowers. 

Check out the other options you have such as Installment Loans, Personal Loans or asking your friends and family for help. And apply only when you are sure of it.

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