Payday loans are small loans with a fixed interest rate. This type of loan is very convenient if you need money very quickly. And there is no other ways to borrow money. For example, your computer broke down, the cost of repair is $ 900 USA and your salary is only in a week. What to do? The only way is to take a Payday Loan. But how can this be done? Let's look at the details below.

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  • Payday Loans $100 - $1,000
  • Personal Loans $1,000 - $35,000

PayDay Loan Calculator

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Select the amount for the loan you want in order to get the principal, which is the basis that we use to calculate the interest and the total cost of the cash advance.
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The number of days within that you will be ready to repay the loan. It’s used to count the total cost of cash advance by multiplying the days by the amount of interest.
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To calculate the total cost of your loan, we take the minimal average APR legal in all States, which is 36%. This figure is only a representative, providing you with general information on how much the loan may cost. To find out a more accurate total, fill in the Annual Percentage Rate required by the lender you want to apply to.
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It’s the money charged by the lender for doing all the necessary paper work, bank transactions, etc., connected with lending you the money.
$ Your loan
+ $ Your fee
= $ Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

All the calculations are provided as guides only. They don’t guarantee 100% the same cost you are going to be charged but they do help you understand the overpay much better. Unless you change the APR, the calculations will be based on the average or lowest rate represented by most lenders for each loan type. You’ll find the accurate interest rate as well as the real cost of your cash advance after you get approved before you sign the agreement. It will depend on many factors including the amount, the term of the loan, your credit score and the lender’s conditions. Interest rates are not fixed figures and are subject to change at any time. As soon as you fill out an application and get approved all the details concerning the rates and terms will be sent to you.

How to find a reliable direct lender? 

  1. Find a legitimate online company:
  • Visit the company's website and review their policies.
  • Take a look at their interest rates.
  • Find out what fees you will be charged if you don't pay the loan back on time.
  1. Use sites with reviews or ratings
  2. Calculate the amount you want to borrow.

Most companies will offer loans of up to $ 1,000 or $ 1,500. But this does not mean that you have to take out exactly this amount. 

  1. Prepare the necessary documents in advance

Companies usually ask for both personal and financial information (such as your bank account information, your contact information, proof that you are over 18, your social security number, etc)

Read more:
Advice how to find a reliable direct lender.

How to apply for a $900 Payday Loan online? 

  1. Go to the company website: Once you have compared several companies with each other, choose the most suitable company. Please read all terms and conditions carefully.
  2. Select your state. This will allow you to get truthful rates and policies. This is due to the fact that some states have different restrictions on payday loans. Some states put a limit on the amount that can be borrowed, while others do not let you renew payday loans when your payment date comes up.
Read more:
Short-term loans in the states where Payday Loans are forbidden.
  1. Carefully check the rates. Take a look at the interest rates on the website. Interest rates can range from 400% APR (annual interest rate) to 780%. That is, companies usually charge at least $ 25 for every $ 100 borrowed.
  2. Fill out the application form with all the necessary information.

As mentioned above, different companies will require different kinds of information. Most likely you will be asked to specify:

  • Date of birth and name
  • Contact information
  • Bank account information
  • Information about your work
  1. Wait for the approval of your payday loan and check your email. Once you have completed the application, it must be approved by the company. Most online credit card companies will use email to contact you and tell you if you have been approved for a loan.
  2. Pick your cash up, or have it deposited into your bank account. The company will usually transfer your money within a business day after you have been approved.
  3. Once you have received $ 900 Payday Loan, you have to pay back your loan.

Looking for another amount Payday Loan? Compare the offers:

$100 Payday Loans

$200 Payday Loans

$300 Payday Loans

$400 Payday Loans

$500 Payday Loans

$600 Payday Loans

$700 Payday Loans

$800 Payday Loans

$1000 Payday Loans

Don’t forget to post a review on the company's website about your experience. Just as you used reviews to help you find your payday loan company, so it can help people in the future.