Payday loans are small loans with a fixed interest rate. This type of loan is very convenient if you need money very quickly. And there are no other ways to borrow money. For example, your computer broke down, the cost of repair is $ 900 USA and your salary is only in a week. What to do? The only way is to take a Payday Loan. But how can this be done? Let's look at the details below.
PayDay Loan Calculator
How to find a reliable direct lender for 900$ loan?
- Find a legitimate online company:
- Visit the company's website and review their policies.
- Take a look at their interest rates.
- Find out what fees you will be charged if you don't pay the loan back on time.
- Use sites with reviews or ratings
- Calculate the amount you want to borrow.
Most companies will offer loans of up to $ 1,000 or $ 1,500. But this does not mean that you have to take out exactly this amount.
- Prepare the necessary documents in advance
Companies usually ask for both personal and financial information (such as your bank account information, your contact information, proof that you are over 18, your social security number, etc)
How to apply for a 900 Loan online?
- Go to the company website: Once you have compared several companies with each other, choose the most suitable company. Please read all terms and conditions carefully.
- Select your state. This will allow you to get truthful rates and policies. This is due to the fact that some states have different restrictions on payday loans. Some states put a limit on the amount that can be borrowed, while others do not let you renew payday loans when your payment date comes up.
- Carefully check the rates. Take a look at the interest rates on the website. Interest rates can range from 400% APR (annual interest rate) to 780%. That is, companies usually charge at least $ 25 for every $ 100 borrowed.
- Fill out the application form with all the necessary information.
As mentioned above, different companies will require different kinds of information. Most likely you will be asked to specify:
- Date of birth and name
- Contact information
- Bank account information
- Information about your work
- Wait for the approval of your payday loan and check your email. Once you have completed the application, it must be approved by the company. Most online credit card companies will use email to contact you and tell you if you have been approved for a loan.
- Pick your cash up, or have it deposited into your bank account. The company will usually transfer your money within a business day after you have been approved.
- Once you have received $ 900 Payday Loan, you have to pay back your loan.
Compare direct lenders offering instant 900 loan fast:
LendYou will help you get the cash you need when you need it. You can apply for Payday Loans, Installment Loans or Personal Loans, etc. Compare the lenders and get matched with the best one.
- MIN Loan Amount: $100
- MAX Loan Amount: $35000
- Terms: Varied
- Rates and fees: Starting at 4.99% APR
- Turnaround Time: 1 business day
- $100 - $1000 Payday Loans
- $1000 - $5000 Installment Loans
- $5000 - $35000 Personal Loans
- 18 years of age or older
- U.S. citizenship
- Valid checking or savings account with direct deposit
- Minimum regular income of $1,000 per month
- Not be a regular or reserve member of the Air Force, Army, Coast Guard, Marine Corps or Navy (or be a dependent of someone who is,) serving on active duty under a call or order that does not specify a period of 30 days or fewer.
- Pros
-
- High up to $15,000 loan amounts.
- Minimal restrictions on how you can use your loan.
- No collateral or guarantor.
- Bad credit is OK.
- Cons
-
- It's not a direct lender, so you'll need to clarify rates and terms with the company you are matched with.
Check Into Cash offers Payday Loans, Title Loans, Personal Installment Loans and other money products at affordable rates with convenient repayment.
- MIN Loan Amount: $50
- MAX Loan Amount: $3000
- Terms: Vary by state.
- Rates and fees: 261% to 782% APR
- Turnaround Time: 1 business day
|
|
|
- Active checking account open for 90+ days
- US citizen or permanent resident
- Personal and work phone number
- Valid email address
- 21+ years old (19+ in Alabama)
- Social Security number (for Indiana residents only)
- Pros
-
- You can get even as low as $50.
- Quick funding on the next business day.
- Money can be used for any personal needs.
- Cons
-
- Not available in every state.
- APR can be more than 153.73% depending on your state.
- High late payment fees.
Greenlight Cash created an online platform to connect consumers like you with reliable lenders across the country. They partner with a large network of professionals so you get a chance to work with one of them and meet the challenge of improving your financial situation in the most effective way. Once you tap submit, you get one step closer to receiving the funds.
- Payday Loans
- Installment Loans
- Personal Loans
- be a legal U.S. resident
- be at least 18 years old
- have a stable source of income
- be currently employed
- have an active bank account
- Pros
-
- Unrivaled flexibility and accessibility.
-
Predictable monthly payments
-
Quick and simplified borrowing process
- Any credit is welcome
- Cons
-
- Not a direct lender.
GoGoPaydayLoans offers Payday Loans at affordable rates with convenient repayment terms.
- MIN Loan Amount: $100
- MAX Loan Amount: $1000
- Terms: Vary by state.
- Rates and fees: 261% to 782% APR
- Turnaround Time: 1 business day
$100 - $1000 Payday Loans
- Active checking account open for 90+ days
- US citizen or permanent resident
- Personal and work phone number
- Valid email address
- 21+ years old (19+ in Alabama)
- Social Security number (for Indiana residents only)
- Pros
-
- You can get even as low as $100.
- Quick funding on the next business day.
- Money can be used for any personal needs.
- Cons
-
- Not available in every state.
- APR can be more than 153.73% depending on your state.
- High late payment fees.
Loan By Phone offers Payday Loans, Installment Loans and Line of Credit.
- MIN Loan Amount: $100
- MAX Loan Amount: $3000
- Terms: Varied
- Rates and fees: Vary by state
- Turnaround Time: 1 business day
- Payday Loans
- Installment Loans
- Line of Credit
- 21 years of age
- Social Security Number
- Proof of Income (from your job, pension, welfare, or other source)
- Valid email address
- Active checking account (open for at least 90 days)
- Current cell/home and work phone number
- Pros
-
- All loan applications and requests are guaranteed confidential and all transactions are governed in accordance with the laws of your state of residence.
- Flexible repayment.
- Available in most states.
- Сons
-
- High interest rates.
- If you don't pay back on time your data may be sold to third parties.
Indyloan.com offers Personal Loans online at affordable rates with convenient repayment.
- MIN Loan Amount: $100
- MAX Loan Amount: $5000
- Terms: Vary by state
- Rates and fees: Varied
- Turnaround Time: 1 - 2 business day
Personal Loans
- Active checking account open for 90+ days
- US citizen or permanent resident
- Personal and work phone number
- Valid email address
- Pros
-
- Quick - no driving, waiting, faxing, paperwork.
- High approval rate even for bad credit borrowers.
- Online Payday cash advance with no collateral or co-signer.
- 24 / 7 online service.
- Cons
-
- High interest rates.
- Available not in all the states.
- Only loans up to $5000 are available.
Looking for another amount Payday Loan? Compare the offers:
Don’t forget to post a review on the company's website about your experience. Just as you used reviews to help you find your payday loan company, so it can help people in the future.
You are about to post a question on compacom.com:
Any comments or reviews made on this website are only individual opinions of the readers and followers of the website. The website and its authors team are not responsible, nor will be held liable, for anything anyone says or writes in the comments. Further, the author is not liable for its’ readers’ statements nor the laws which they may break in the USA or their state through their comments’ content, implication, and intent.