$1,000 Payday Loans and Personal Installment Loans are available online and in-store. Applying is free and easy and doesn't affect your credit history. Find out the pros and cons of a $1,000 Payday cash advance. And compare other alternatives to get up to 1K dollars with Bad Credit.

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Loans for ANY NEEDS
APR from 4.99%

Table of Contents:

Who is eligible for a $1,000 Payday Loan? 

Guaranteed instant approval for 1,000 Dollar Loan

Apply for $1,000 Payday Loan Online

$1,000 Personal Installment Loans not Payday Loans

Should I choose a $1,000 Payday Loan or Installment Loan?

Best $1,000 Payday Loan direct lenders review

$1,000 Personal Loan 

Who is eligible for a $1,000 Payday Loan? 

You can get a bad credit unsecured Payday Loan if you meet the following eligibility criteria:

  • You must be over 18 years of age.
  • Usually, you are to be permanently employed, but some lenders can approve even unemployed or part-time workers.
  • You must have a permanent income.
  • You need a valid e-mail and mobile phone number.
  • You are to have an active bank account.

Follow all these requirements? Apply now filling out a simple application form online.

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  • Payday Loans $100 - $1,000
  • Personal Loans $1,000 - $35,000

Can I get an instant approval for a $1,000 Payday Loan? 

The process of getting a Payday cash advance is easy and quick. It's almost the same whether you borrow Online or In-store. The only difference is that you can do it via any smartphone or you drive to the nearest shop and do it in person.

Read more:

How to apply for $1000 cash advance online?

  1. fill out a free online application form;
  2. get connected with the lender;
  3. get approved for the necessary amount;
  4. read the contract carefully before you sign the agreement;
  5. wait till the money is deposited into your bank account within 1 business day.

$1000 Payday Loans apply online

Can I get a $1,000 Personal Installment Loan, not Payday Loans? 

You definitely can. Installment Loans are also available in the amount of $1000 and more can be granted to subprime borrowers, and have lower interest rates and longer repayment terms than short-term loans.

Payday Loans, as well as other short-term loans, are not legal in every state. The amount of $1,000 Payday cash advance is available in:

  • Delaware
  • Idaho
  • Illinois
  • Maine
  • New Mexico
  • Oregon
  • Texas
  • West Virginia
  • Wisconsin
  • Wyoming

Personal Installment Loans are legal in all the states. You can compare the best online offers or find the nearest lender in your location.

Check out the availability of $1,000 Payday Loans or compare other maximum legal amounts of cash advance in your state:

State

Legal status

MAX Loan Amount

Alabama

Legal

$500

Alaska

Legal

$500

Arizona

Prohibit

Not Available

Arkansas

Available

$500

California

Legal

$300

Colorado

Legal

$500

Connecticut

Legal

Not Available

Delaware

Legal

$1000

District of Columbia

Available

Not stated

Florida

Legal

$500

Georgia

Prohibit

Not Available

Hawaii

Legal

$600

Idaho

Legal

$1000

Illinois

Legal

$1000

Indiana

Legal

$550

Iowa

Legal

$500

Kansas

Legal

$500

Kentucky

Legal

$500

Louisiana

Legal

$350

Maine

Legal

$2000

Maryland

Available

Not stated

Massachusetts

Available

Not stated

Michigan

Legal

$600

Minnesota

Legal

$350

Mississippi

Legal

$500

Missouri

Legal

$500

Montana

Legal

$300

Nebraska

Legal

$500

Nevada

Legal

25% of gross monthly income

New Hampshire

Legal

$500

New Jersey

Available

Not stated

New Mexico

Legal

$2500

New York

Prohibit

Not available

North Carolina

Available

Not stated

North Dakota

Legal

$500

Ohio

Legal

$500

Oklahoma

Legal

$500

Oregon

Legal

Not stated

Pennsylvania

Legal

Not stated

Rhode Island

Legal

$500

South Carolina

Legal

$550

South Dakota

Legal

$500

Tennessee

Legal

$425

Texas

Legal

Not stated

Utah

Legal

Not limited

Vermont

Prohibit

Not available

Virginia

Legal

$500

Washington

Legal

$700

West Virginia

Prohibit

Not available

Wisconsin

Legal

$1500

Wyoming

Legal

Not stated

Should I choose a 1,000 dollar Payday Loan or Installment Loan? 

Deciding which loan type to apply for taking into account the pros and cons of each:

Payday Loans

Pros:

  • easy and quick to get
  • unsecured
  • short-term
  • available for bad credit
  • a wide choie of online and in-store lenders

Cons:

  • restricted or prohibited in some states
  • high APR
  • scam lenders alert
Installment Loans

Pros:

  • available for bad credit
  • unsecured
  • lower APR
  • convenient flexible repayments
  • legal

Cons:

  • long term from 1 to 7 years
  • stricter eligibility criteria

Best $1,000 Payday Loan direct lenders review

LendYou will help you get the cash you need when you need it. You can apply for Payday Loans, Installment Loans or Personal Loans, etc. Compare the lenders and get matched with the best one.

  • MIN Loan Amount: $100
  • MAX Loan Amount: $35000
  • Terms: Varied
  • Rates and fees: Starting at 4.99% APR
  • Turnaround Time: 1 business day
  • $100 - $1000 Payday Loans
  • $1000 - $5000 Installment Loans
  • $5000 - $35000 Personal Loans
  • 18 years of age or older
  • U.S. citizenship
  • Valid checking or savings account with direct deposit
  • Minimum regular income of $1,000 per month
  • Not be a regular or reserve member of the Air Force, Army, Coast Guard, Marine Corps or Navy (or be a dependent of someone who is,) serving on active duty under a call or order that does not specify a period of 30 days or fewer.
Pros
  • High up to $15,000 loan amounts. 
  • Minimal restrictions on how you can use your loan.
  • No collateral or guarantor.
  • Bad credit is OK. 
Cons
  • It's not a direct lender, so you'll need to clarify rates and terms with the company you are matched with. 

 

Check Into Cash offers Payday Loans, Title Loans, Personal Installment Loans and other money products at affordable rates with convenient repayment. 

  • MIN Loan Amount: $50
  • MAX Loan Amount: $3000
  • Terms: Vary by state.
  • Rates and fees: 261% to 782% APR
  • Turnaround Time: 1 business day
  • Payday Loans
  • Online Payday Loans
  • Title Loans
  • Installment Loans
  • Online Installment Loans
  • Line of Credit
  • Flex Loans
  • Other Services
  • Check Cashing
  • Bill Pay
  • Western Union 
  • U.S. Money Card
  • Cell Phone Top-Ups
  • Sell Us Your Gift Cards For Cash
  • Active checking account open for 90+ days
  • US citizen or permanent resident
  • Personal and work phone number
  • Valid email address
  • 21+ years old (19+ in Alabama)
  • Social Security number (for Indiana residents only)
Pros
  • You can get even as low as $50.
  • Quick funding on the next business day.
  • Money can be used for any personal needs.
Cons
  • Not available in every state.
  • APR can be more than 153.73% depending on your state.
  • High late payment fees.

 

Greenlight Cash created an online platform to connect consumers like you with reliable lenders across the country. They partner with a large network of professionals so you get a chance to work with one of them and meet the challenge of improving your financial situation in the most effective way. Once you tap submit, you get one step closer to receiving the funds.

  • Payday Loans
  • Installment Loans
  • Personal Loans
  • be a legal U.S. resident
  • be at least 18 years old
  • have a stable source of income
  • be currently employed
  • have an active bank account
Pros
  • Unrivaled flexibility and accessibility.
  • Predictable monthly payments

  • Quick and simplified borrowing process

  • Any credit is welcome
Cons
  • Not a direct lender.

 

GoGoPaydayLoans offers Payday Loans at affordable rates with convenient repayment terms. 

  • MIN Loan Amount: $100
  • MAX Loan Amount: $1000
  • Terms: Vary by state.
  • Rates and fees: 261% to 782% APR
  • Turnaround Time: 1 business day

$100 - $1000 Payday Loans

  • Active checking account open for 90+ days
  • US citizen or permanent resident
  • Personal and work phone number
  • Valid email address
  • 21+ years old (19+ in Alabama)
  • Social Security number (for Indiana residents only)
Pros
  • You can get even as low as $100.
  • Quick funding on the next business day.
  • Money can be used for any personal needs.
Cons
  • Not available in every state.
  • APR can be more than 153.73% depending on your state.
  • High late payment fees.

 

Loan By Phone offers Payday Loans, Installment Loans and Line of Credit.

  • MIN Loan Amount: $100
  • MAX Loan Amount: $3000
  • Terms: Varied
  • Rates and fees: Vary by state
  • Turnaround Time: 1 business day
  • Payday Loans
  • Installment Loans
  • Line of Credit
  • 21 years of age
  • Social Security Number
  • Proof of Income (from your job, pension, welfare, or other source)
  • Valid email address
  • Active checking account (open for at least 90 days)
  • Current cell/home and work phone number
Pros
  • All loan applications and requests are guaranteed confidential and all transactions are governed in accordance with the laws of your state of residence.
  • Flexible repayment.
  • Available in most states.
Сons
  • High interest rates.
  • If you don't pay back on time your data may be sold to third parties.

 

Indyloan.com offers Personal Loans online at affordable rates with convenient repayment. 

  • MIN Loan Amount: $100
  • MAX Loan Amount: $5000
  • Terms: Vary by state
  • Rates and fees: Varied
  • Turnaround Time: 1 - 2 business day

Personal Loans

  • Active checking account open for 90+ days
  • US citizen or permanent resident
  • Personal and work phone number
  • Valid email address
Pros
  • Quick - no driving, waiting, faxing, paperwork.
  • High approval rate even for bad credit borrowers.
  • Online Payday cash advance with no collateral or co-signer.
  • 24 / 7 online service.
Cons
  • High interest rates.
  • Available not in all the states.
  • Only loans up to $5000 are available.

 

$1,000 Personal Loan 

LendYou will help you get the cash you need when you need it. You can apply for Payday Loans, Installment Loans or Personal Loans, etc. Compare the lenders and get matched with the best one.

  • MIN Loan Amount: $100
  • MAX Loan Amount: $35000
  • Terms: Varied
  • Rates and fees: Starting at 4.99% APR
  • Turnaround Time: 1 business day
  • $100 - $1000 Payday Loans
  • $1000 - $5000 Installment Loans
  • $5000 - $35000 Personal Loans
  • 18 years of age or older
  • U.S. citizenship
  • Valid checking or savings account with direct deposit
  • Minimum regular income of $1,000 per month
  • Not be a regular or reserve member of the Air Force, Army, Coast Guard, Marine Corps or Navy (or be a dependent of someone who is,) serving on active duty under a call or order that does not specify a period of 30 days or fewer.
Pros
  • High up to $15,000 loan amounts. 
  • Minimal restrictions on how you can use your loan.
  • No collateral or guarantor.
  • Bad credit is OK. 
Cons
  • It's not a direct lender, so you'll need to clarify rates and terms with the company you are matched with. 

 

Check Into Cash offers Payday Loans, Title Loans, Personal Installment Loans and other money products at affordable rates with convenient repayment. 

  • MIN Loan Amount: $50
  • MAX Loan Amount: $3000
  • Terms: Vary by state.
  • Rates and fees: 261% to 782% APR
  • Turnaround Time: 1 business day
  • Payday Loans
  • Online Payday Loans
  • Title Loans
  • Installment Loans
  • Online Installment Loans
  • Line of Credit
  • Flex Loans
  • Other Services
  • Check Cashing
  • Bill Pay
  • Western Union 
  • U.S. Money Card
  • Cell Phone Top-Ups
  • Sell Us Your Gift Cards For Cash
  • Active checking account open for 90+ days
  • US citizen or permanent resident
  • Personal and work phone number
  • Valid email address
  • 21+ years old (19+ in Alabama)
  • Social Security number (for Indiana residents only)
Pros
  • You can get even as low as $50.
  • Quick funding on the next business day.
  • Money can be used for any personal needs.
Cons
  • Not available in every state.
  • APR can be more than 153.73% depending on your state.
  • High late payment fees.

 

Instant Loans USA will help you get the cash you need when you need it. You can apply for Payday Loans, or Personal Loans online. Choose the best rates and terms and get the same-day financing.

  • MIN Loan Amount: $100
  • MAX Loan Amount: $35000
  • Terms: Varied
  • Rates and fees: Starting at 4.99% APR
  • Turnaround Time: 1 business day
Read Full Review
  • $100 - $1000 Payday Loans
  • $5,000 - $35,000 Personal Loans
  • 18 years of age or older
  • U.S. citizenship
  • Valid checking or savings account with direct deposit
  • Minimum regular income of $1,000 per month
  • Not be a regular or reserve member of the Air Force, Army, Coast Guard, Marine Corps or Navy (or be a dependent of someone who is,) serving on active duty under a call or order that does not specify a period of 30 days or fewer.
Pros
  • High loan amounts up to $35,000. 
  • Minimal basic requirements.
  • No collateral or co-signer.
  • Bad credit is OK. 
Cons
  • High interest rates.

 

Greenlight Cash created an online platform to connect consumers like you with reliable lenders across the country. They partner with a large network of professionals so you get a chance to work with one of them and meet the challenge of improving your financial situation in the most effective way. Once you tap submit, you get one step closer to receiving the funds.

  • Payday Loans
  • Installment Loans
  • Personal Loans
  • be a legal U.S. resident
  • be at least 18 years old
  • have a stable source of income
  • be currently employed
  • have an active bank account
Pros
  • Unrivaled flexibility and accessibility.
  • Predictable monthly payments

  • Quick and simplified borrowing process

  • Any credit is welcome
Cons
  • Not a direct lender.

 

 

 

Looking for another amount Payday Loan? Compare the offers:

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$200 Payday Loans

$300 Payday Loans

$400 Payday Loans

$500 Payday Loans

$600 Payday Loans

$700 Payday Loans

$800 Payday Loans

$900 Payday Loans

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NEED CASH FAST?
  • Payday Loans $100 - $1,000
  • Personal Loans $1,000 - $35,000