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Get Online Payday Loans in Racine, WI
Get a short-term cash advance with no credit check. You can qualify for Racine cash loan even with no bank or checking account. Bad credit is not a problem to get approved for a fast Payday advance in Racine either. Just fill out a free application form online and get an instant decision from multiple lending companies within a few minutes.
Small-dollar short-term Payday Loans Online in Wisconsin guarantee quick financing for any urgent expenses even if your credit is far from perfect.
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Are Payday Loans Legal in Racine, WI ?
Loan Rates and Fees, Laws and Regulations in Wisconsin.
Payday loans up to $1,500 but not more than 35% of monthly income are allowed in Wisconsin. The repayment term is maximum 90 days. Short-term cash advance is legal according to Wis. Stat. 138.141. Neither are there any limits on the number of cash advances. In case you default a loan, you can apply for one renewal or a repayment plan. There’s a cooling off period of 24 hours between renewed loans. Non-sufficient funds fee of $25 can be charged. But any criminal actions against borrowers are prohibited.
Law status | legal |
MIN Loan Amount | None |
MAX Loan Amount | $1500, not exceeding 35% of your monthly income |
MIN. Loan Term | Not stated |
MAX. Loan Term | 90 days |
MAX APR | Not stated |
Additional fees | Not stated |
NSF fee | $25 |
Collateral or guarantor | None, unsecured |
Number of simultaneous loans | Not limited |
Cooling off period | 24 hours |
Rollover | 2 |
Extension, repayment plan | Not stated |
Default penalties | None |
Credit score requirements | Available for Bad Credit |
Apply for online Payday Loans and get instant decision from the best Racine lending organization
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It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements.
The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.
Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.
It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements.
The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.
Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.
It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000 for Payday Loans, $1000 - $5000 for Installment loans, and up to $15,000 for Personal loans. But it may vary depending on the lender and his requirements.
The percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.
Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.
It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements.
The minimal percentage allowed that actually represents monthly cost of your loan. The MPR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.
Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.
Cash Advance and other Money Offers in Racine, WI
Payday Loans Available in Racine, WI by the following ZIP codes:
Payday Loan Amounts in Racine, WI
- Easy online application
- Bad credit is OK
- Instant approval
- No credit check considered
- Competitive rates
- Same day financing
In 2024 there are 77,571 people living in Racine, WI. According to the statistics, 4654 of them look for "Payday Loans Near Me in Racine, WI" or apply for Racine Payday Loans online in need of emergency short-term financing. No wonder, these people request instant cash as their median household income is 41455. That's why COMPACOM was designed - to help customers complete a quick and easy application form 100% online and get guaranteed approval from the best Racine, Wisconsin direct lenders.