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Payday Loans in Fort Wayne, Indiana

Apply online for up to $550 Payday Loans for residents of Fort Wayne, Indiana to get quick and easy money.

Get a short-term cash advance with no credit check. You can qualify for a cash loan even with no bank or checking account. Bad credit is not a problem to get approved for a fast Payday advance in Fort Wayne either. Just fill out a free application form online and get instant decision from multiple direct lenders within a few minutes.

Apply for Payday Loans in Indiana from the Best Direct Lenders Online or find a Loan Store nearest to your location.

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Loans for ANY NEEDS
for Indiana residents
APR from 4.99%

Best Fort Wayne, IN direct lenders.

Apply for an instant cash loan in Fort Wayne, IN from legit online and in-store lending companies.

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Rates last updated March 3rd, 2021
$1000
MAX Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000 for Payday Loans, $1000 - $5000 for Installment loans, and up to $15,000 for Personal loans. But it may vary depending on the lender and his requirements.

Varies by state
MIN MPR

The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

Unsecured
Collateral or Guarantor

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit
$1,000
MAX Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000 for Payday Loans, $1000 - $5000 for Installment loans, and up to $15,000 for Personal loans. But it may vary depending on the lender and his requirements.

200%
MIN APR

The percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

None, Unsecured
Collateral, or Co-signer

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit

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Are Payday Loans Legal in Fort Wayne, IN?

Loan Rates and Fees, Laws and Regulations in Indiana.

Maximum $550 Payday loans are offered in Indiana, but not more than 20% of monthly income, for 14-30 days. Longer term and higher amount cash advance available are $1000 - $5000 Installment and $5000 - $35,000 Personal loans. They are all regulated by Code §§ 24-4-4.5-7-101 et seq.1 The average APR for Payday lending is 390%. The maximum interest rate is 15%. The Indiana residents can take one cash advance from a lender, two in total. Rollovers are prohibited, but you can be offered an extended repayment plan in at least 4 installments within 60 days without additional fees.

Law status legal
MIN Loan Amount $100
MAX Loan Amount $550
MIN. Loan Term 14 days
MAX. Loan Term 30 days
MAX APR 390%
Additional fees 15% of every $100 borrowed
NSF fee $20, once
Collateral or guarantor None, unsecured
Number of simultaneous loans One from lender, two from different lenders
Cooling off period 7 days after 6 consecutive loans
Rollover None
Extension, repayment plan 3 extensions, repayment plan
Default penalties None
Credit score requirements Available for Bad Credit
Apply online

PayDay Loan Calculator

?
Select the amount for the loan you want in order to get the principal, which is the basis that we use to calculate the interest and the total cost of the cash advance.
?
The number of days within that you will be ready to repay the loan. It’s used to count the total cost of cash advance by multiplying the days by the amount of interest.
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To calculate the total cost of your loan, we take the minimal average APR legal in all States, which is 36%. This figure is only a representative, providing you with general information on how much the loan may cost. To find out a more accurate total, fill in the Annual Percentage Rate required by the lender you want to apply to.
?
It’s the money charged by the lender for doing all the necessary paper work, bank transactions, etc., connected with lending you the money.
$ Your loan
+ $ Your fee
= $ Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

All the calculations are provided as guides only. They don’t guarantee 100% the same cost you are going to be charged but they do help you understand the overpay much better. Unless you change the APR, the calculations will be based on the average or lowest rate represented by most lenders for each loan type. You’ll find the accurate interest rate as well as the real cost of your cash advance after you get approved before you sign the agreement. It will depend on many factors including the amount, the term of the loan, your credit score and the lender’s conditions. Interest rates are not fixed figures and are subject to change at any time. As soon as you fill out an application and get approved all the details concerning the rates and terms will be sent to you.

Payday Loans Available in Fort Wayne, IN by the following ZIP codes:

46774 46801 46802 46803 46804 46805 46806 46807 46808 46809 46814 46815 46816 46818 46819 46825 46835 46845 46850 46851 46852 46853 46854 46855 46856 46857
46858 46859 46860 46861 46862 46863 46864 46865 46866 46867 46868 46869 46885 46895 46896 46897 46898 46899

Payday Loans Store Locations in Fort Wayne, IN

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  • Payday Loans $100 - $1,000
  • Personal Loans $1,000 - $35,000

FAQ

 

How to qualify for online Payday Loans in Fort Wayne, IN?

 

How Fort Wayne Payday Loans online work?

 

Can I get a Payday Loan with bad credit in Fort Wayne, IN?

 

Do Fort Wayne lenders offer no credit check Payday Loans?

 

How fast can I get a Payday Loan in Fort Wayne, IN?

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Questions and Answers

COMPACOM TEAM Expert answer

If you meet the requirements, and need not more than maximum Payday cash advance allowed in Indiana ($5000) you can legally apply for and get 2 Payday Loans in the state. Take into account that only one loan can be taken out form a lender, so these two must be from different lenders. 

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Other Payday loan regulations in Indiana include:

Law status legal
MIN Loan Amount None
MAX Loan Amount $550
MIN. Loan Term 14 days
MAX. Loan Term 30 days
MAX APR 390%
Additional fees 15% of every $100 borrowed
NSF fee $20, once
Collateral or guarantor None, unsecured
Number of simultaneous loans One from lender, two from different lenders
Cooling off period 7 days after 6 consecutive loans
Rollover None
Extension, repayment plan 3 extensions, repayment plan
Default penalties None
Credit score requirements Available for Bad Credit

Read more: Payday Loans in Indiana.

 

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