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Payday Loans in Wichita, Kansas
Get a short-term cash advance with no credit check. You can qualify for a cash loan even with no bank or checking account. Bad credit is not a problem to get approved for a fast Payday advance in Wichita either. Just fill out a free application form online and get instant decision from multiple direct lenders within a few minutes.
Apply for Payday Loans in Kansas from the Best Direct Lenders Online or find a Loan Store nearest to your location.
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Wichita, KS Cash Advance Online Options:
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It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements.
The minimal percentage allowed that actually represents monthly cost of your loan. The MPR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.
Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000 for Payday Loans, $1000 - $5000 for Installment loans, and up to $15,000 for Personal loans. But it may vary depending on the lender and his requirements.
The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.
Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000 for Payday Loans, $1000 - $5000 for Installment loans, and up to $15,000 for Personal loans. But it may vary depending on the lender and his requirements.
The percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.
Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.
Are Payday Loans Legal in Wichita, KS?
Loan Rates and Fees, Laws and Regulations in Kansas.
Payday Loans up to $500 are legal in Kansas (Kan. Stat. Ann. § 16a-2-404, 405)1. Those who need more can apply for $1000 - $5000 Installment and $5000 - $35,000 Personal loans. A cash advance must be paid off on time. For payday, it’s 7 – 30 days. The APR shouldn’t exceed 390%, which is $15 finance charge for 14-day $100 borrowed. Only one loan is allowed at a time and there aren’t any rollovers.
Law status | legal |
MIN Loan Amount | None |
MAX Loan Amount | $500 |
MIN. Loan Term | 7 days |
MAX. Loan Term | 30 days |
MAX APR | 390% |
Additional fees | $15 for every $100 borrowed |
NSF fee | One per loan |
Collateral or guarantor | None, unsecured |
Number of simultaneous loans | 1 |
Cooling off period | Not stated |
Rollover | None |
Extension, repayment plan | None |
Default penalties | Not stated |
Credit score requirements | Available for Bad Credit |
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FAQ
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