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Payday Loans in Kansas City, Missouri

Payday Loans in Kansas City, Missouri


Apply now for easy payday loans online and get guaranteed approval.

Your bad credit or absence of a bank account should not hinder you from obtaining the cash you require in Kansas City, MO. Apply online for a speedy payday advance without the need for a credit check. Complete a free application form and receive an instant decision from top lending companies.

Online Payday Loans provide same-day cash advance to Missouri residents even those with bad credit. Most direct lenders consider no credit check loans and guarantee approval with minimum requirements.


Apply for online payday loans and get instant decision from the best Kansas City lending organization


Rates last updated March 24th, 2023


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Are Payday Loans Legal in Kansas City, MO?

Loan Rates and Fees, Laws and Regulations in Missouri.

The residents of Missouri can count on a $500 Payday cash advance. Those who need more can apply for $1000 - $5000 Installment and $5000 - $35000 Personal loans. Sections 408.500, 408.505, and 408.506 make up the entire law concerning payday loans (a.k.a. "small, small loans"), which are loans of $500 or less.Such lenders must be licensed by the Division of Finance. Sections 408.500-408.505 subject this type of lender to a host of consumer safeguards, i.e., places a 75 percent cap on interest and fees on the initial loan and renewals, limits renewals to no more than six, limits the term of the loan to 14-31 days, applies daily interest calculations, etc. Additionally, the lender must conspicuously post rates and a borrower who repays a loan before the close of the lender's next full business day pays no interest or fees. 

The repayment term is 14-31 days. The APR can reach 1950%. Finance rates and fees are not specified but their total amount shouldn’t exceed 75% of the initial cash advance.

The number of simultaneous loans is not specified but it shouldn’t be more than $500 to any one lender. If you default a loan you can get 6 rollovers on condition that you reduce the sum by 5% or more upon each renewal.

Law status legal
MIN Loan Amount None
MAX Loan Amount $500
MIN. Loan Term 14 days
MAX. Loan Term 31 days
MAX APR can reach 1950%
Additional fees Not stated
NSF fee None
Collateral or guarantor None, unsecured
Number of simultaneous loans Not limited but no more than $500 from a lender
Cooling off period None
Rollover 5 rollovers
Extension, repayment plan Not allowed
Default penalties Criminal actions are prohibited
Credit score requirements Available for Bad Credit
Apply online

What to Do If I Need a Payday Loan Immediately in Kansas City, MO?

You can get guaranteed payday loans in Missouri. If you find yourself in a financial bind and need immediate cash, a payday loan can be a quick and easy solution. In Kansas City, MO, there are many lenders who offer payday loans to those who qualify. To start, you will need to gather some basic information, such as your proof of income and a government-issued ID. Once you have this information, you can start looking for a lender that offers payday loans. Be sure to compare rates and fees before choosing a lender to ensure you get the best deal possible.

If you have bad credit or a limited credit history, you may think that getting a payday loan is impossible. However, many lenders in Missouri offer guaranteed payday loans. These loans are designed to help those who have a less-than-perfect credit score get the money they need. To get a guaranteed payday loan, you will need to provide proof of income and a government-issued ID. These loans typically come with higher interest rates and fees, so be sure to carefully consider the costs before taking out a loan.


How to Get Same Day Payday Loans with Direct Lenders in Kansas City, MO?

If you need cash quickly, a same day payday loan can be a good option. With a same day loan, you can get the money you need within 24 hours of applying. To get a same day payday loan in Kansas City, MO, you will need to find a direct lender who offers these loans. Direct lenders can be found both online and in-person. Once you have found a lender, you will need to provide proof of income and a government-issued ID. The lender will then review your application and, if approved, deposit the money directly into your bank account.


How to Apply for Instant Payday Loans in Kansas City, MO?

To get a Kansas payday loan, you will need to meet certain requirements. First, you must be at least 18 years old and a legal resident of Kansas. You will also need to provide proof of income, such as a pay stub or bank statement, and a government-issued ID. Once you have this information, you can start looking for a lender who offers payday loans in Kansas. Be sure to compare rates and fees before choosing a lender to ensure you get the best deal possible. It's also important to carefully consider the costs of the loan and your ability to repay it on time.


What are the Pros of Online Payday Loans in Kansas City, MO?

Online payday loans can offer several advantages over traditional payday loans. First, online loans are often easier to apply for and can be completed from the comfort of your own home. This can save you time and hassle. Online loans may also offer more competitive rates and fees, as lenders can operate with lower overhead costs. Additionally, online loans can provide faster access to cash, as the application and approval process can be completed more quickly than with traditional loans. However, it's important to carefully research and compare lenders to ensure you choose a reputable and trustworthy lender.


Can I Get Guaranteed Bad Credit Payday Loans in Kansas City, MO?

Yes, you can get guaranteed bad credit payday loans in Kansas City, MO. These loans are specifically designed to help individuals with bad credit scores or limited credit history access the funds they need. To get a guaranteed bad credit payday loan, you will need to provide proof of income and a government-issued ID. The lender will review your application and determine whether you meet their requirements. However, guaranteed loans often come with higher interest rates and fees, so be sure to carefully consider the costs before taking out a loan. It's important to choose a reputable lender and only borrow what you can afford to repay on time.



In summary, if you need a payday loan in Kansas City, MO, there are several options available to you. You can apply for a same-day loan, guaranteed bad credit loan, or even an instant payday loan online. However, it's important to carefully consider the costs and your ability to repay the loan on time. Compare rates and fees from different lenders, and choose a reputable and trustworthy lender. With the right research and preparation, a payday loan can provide the financial relief you need in a timely manner.

PayDay Loan Calculator

Select the amount for the loan you want in order to get the principal, which is the basis that we use to calculate the interest and the total cost of the cash advance.
The number of days within that you will be ready to repay the loan. It’s used to count the total cost of cash advance by multiplying the days by the amount of interest.
To calculate the total cost of your loan, we take the minimal average APR legal in all States, which is 36%. This figure is only a representative, providing you with general information on how much the loan may cost. To find out a more accurate total, fill in the Annual Percentage Rate required by the lender you want to apply to.
It’s the money charged by the lender for doing all the necessary paper work, bank transactions, etc., connected with lending you the money.
$ Your loan
+ $ Your fee
= $ Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

All the calculations are provided as guides only. They don’t guarantee 100% the same cost you are going to be charged but they do help you understand the overpay much better. Unless you change the APR, the calculations will be based on the average or lowest rate represented by most lenders for each loan type. You’ll find the accurate interest rate as well as the real cost of your cash advance after you get approved before you sign the agreement. It will depend on many factors including the amount, the term of the loan, your credit score and the lender’s conditions. Interest rates are not fixed figures and are subject to change at any time. As soon as you fill out an application and get approved all the details concerning the rates and terms will be sent to you.

Payday Loans Available in Kansas City, MO by the following ZIP codes:

64012 64053 64055 64064 64068 64079 64082 64101 64102 64105 64106 64108 64109 64110 64111 64112 64113 64114 64116 64117 64118 64119 64120 64121 64123 64124
64125 64126 64127 64128 64129 64130 64131 64132 64133 64134 64136 64137 64138 64139 64141 64144 64145 64146 64147 64148 64149 64150 64151 64152 64153 64154 64155 64156 64157 64158 64161 64163 64164 64165 64166 64167 64168 64170 64171 64172 64179 64180 64183 64184 64185 64187 64188 64190 64191 64192 64193 64194 64195 64196 64197 64198 64199 64944 64999

In 2023 there are 481,420 people living in Kansas City, MO. According to the statistics, 28885 of them look for "Payday Loans Near Me in Kansas City, MO" or apply for Kansas City Payday Loans online in need of emergency short-term financing. No wonder, these people request instant cash as their median household income is 45821. That's why COMPACOM was designed - to help customers complete a quick and easy application form 100% online and get guaranteed approval from the best Kansas City, Missouri direct lenders.

Payday Loans Store Locations in Kansas City, MO

Cash Advance and other Money Offers in Kansas city, MO:

Up to $5,000 instant cash with guaranteed approval from direct lender with a few months of scheduled installments.
$5,000 - $35,000 quick loans for any personal needs. Available for any credit score and don't require any collateral.
Fast Title Loans secured by your vehicle title as collateral. No inspection. No credit checks. Instant cash for bad credit same day.



How to qualify for online Payday Loans in Kansas City, MO?


How Kansas City Payday Loans online work?


Can I get a Payday Loan with bad credit in Kansas City, MO?


Do Kansas City lenders offer no credit check Payday Loans?


How fast can I get a Payday Loan in Kansas City, MO?


Do lenders in Kansas City, MO require a certificate from the employer?


How long does an online payday loan take?


Do you have to specify the purpose of a payday loan?


Can I take a payday loan at Compacom if I have a liability with another loan company?


How to sign a payday loan agreement?


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