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Payday Loans in Pittsburgh, Pennsylvania

Payday Loans in Pittsburgh, Pennsylvania


Apply online for fast Payday Loans from the best Pittsburgh, PA direct lenders to get quick and easy money.

Get a short-term cash advance with no credit check. You can qualify for Pittsburgh cash loan even with no bank or checking account. Bad credit is not a problem to get approved for a fast Payday advance in Pittsburgh either. Just fill out a free application form online and get an instant decision from multiple lending companies within a few minutes.

An instant cash advance is available online with Pennsylvania Payday Loans even if you have bad credit or no credit. Just complete a simple application form in minutes to get the money today.


Apply for online payday loans and get instant decision from the best Pittsburgh lending organization


Rates last updated March 24th, 2023


Smaller tax return than you expected? Apply online for quick cash. Apply

Are Payday Loans Legal in Pittsburgh, PA?

Loan Rates and Fees, Laws and Regulations in Pennsylvania.

Payday Loans are restricted but available in Pennsylvania. Besides you can apply for $1000 - $5000 Installment and $5000 - $35000 Personal loans. 63 Penn Stat. Ann. § 2325, Consumer Discount Company Act, 7 Pa. Stat. Ann. §§ 6201 et seq.1 cap the interest rate to $9.50 per $100.

Law status available
MIN Loan Amount $100
MAX Loan Amount $1000
MIN. Loan Term 7 days
MAX. Loan Term 31 days
MAX APR $9.50 for $100 borrowed
Additional fees $1.50 service charge
NSF fee None
Collateral or guarantor None, unsecured
Number of simultaneous loans Not stated
Cooling off period None
Rollover Not stated
Extension, repayment plan Not stated
Default penalties Not stated
Credit score requirements Available for Bad Credit
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Payday Loans in Pittsburgh, Pennsylvania: What Are They?

Payday Loans give borrowers quick cash against their upcoming paychecks, which helps them pay for temporary expenditures. Many borrowers use the funds to pay for unforeseen costs. Typically, the borrowed money must be returned 14 days after it was deposited into the borrower's account. The fees and the amount borrowed might be immediately deducted from the borrower's account after they get their next paycheck. In Pittsburgh, Pennsylvania, payday loans are occasionally used to aid in debt consolidation, giving customers a chance to settle their accounts before the debt is turned over to collectors.


How to Obtain a Payday Loan in Pittsburgh, Pennsylvania?

Online payday loan customer borrowing limits are typically determined by their monthly income and local laws. Lenders typically won't give more than $500 due to the fact that the loan must be repaid in full on the borrower's subsequent pay date. Consider applying for an installment credit, which is paid back in installments over time, if you require up to $5,000.

It's crucial to keep in mind that it will take at least one working day for the money from an online loan to show up in the borrower's account. Payday loan seekers in Pittsburgh, Pennsylvania might need to go to a nearby location to get quick cash.

You must first input some personal information before adding your employment and financial details in order to make a cash request online. We'll try to match you with a loan choice using this information. The borrower may submit an internet application for a payday loan in Pittsburgh, Pennsylvania if they are in contact with a lending partner. If accepted, the funds could be in the borrower's account within just one working day.


What Is Required to Apply for a Payday Loan?

You can get the money you require from a payday loan to take care of life's unforeseen expenditures. When requesting a payday loan online, you will usually have to provide the following details:

  • Your complete name, address, phone number, Social Security Number, and a legitimate ID number are considered to be personal data.
  • Information about your income, such as the nature of your income, your employer (if relevant), the frequency of your payments, and the amount of your income. 
  • Financial details, such as your bank number and checking account number.
  • If you choose to pay back your payday loan with a debit card rather than an ACH transfer, card information may sometimes be necessary.


Pittsburgh, Pennsylvania Payday Loan Regulations

Every state has different rules and laws governing payday loans, and Pittsburgh, PA is no exception. Learn about these laws so that you can comprehend how the system functions before you file for a loan. This information can protect your wallet from inflated interest rates and fees.

Here are the costs associated with online loans in Pittsburgh, PA.

  • Financing fees. Payday lenders may not charge more than $1 for every $5 you borrow if the loan sum is less than $30. The highest annual percentage rate you can anticipate for a $100 loan with a 14-day term is 309%.
  • Charges for acquisition. You can anticipate a legitimate acquisition fee of one-tenth of the payday loan amount if the cash advance you acquire is between $30 and $100. The acquisition fee cannot be more than $10 if your loan is for more than $100.
  • Maximum amount. Pittsburgh, Pennsylvania payday loans do not have a set maximum sum.
  • Maximum duration. Pittsburgh, Pennsylvania payday loans have periods ranging from one week to 31 days.


Best Practices

The consumer is recommended to examine the finances and figure out how much they can borrow. Payday loans should not be used by consumers to settle past debt. Those who are unable to repay their loans might have to refinance them. Financial experts counsel against this practice because it can spiral out of control and cost a lot of money. Online payday loans in Pittsburgh, Pennsylvania are best used to cover immediate costs before being fully repaid on the due date to avoid having to take out another loan.


Payday loans: Do They Affect Your Credit?

Normal payday loans don't call for a credit check. For debtors who have no credit or are rebuilding their credit and might not have access to other sources of funding, this could be one of the attractions. These loans can't help you improve your credit if your timely payments aren't submitted to the credit bureaus.

The same might not be true if you make late installments or if you can't afford to pay back your payday loan and go into default. Your missed or late payments might be reported to the credit agencies by a payday lender. Your credit ratings could still suffer in that situation.


The Bottom Line

Payday loans might be a good choice for some people, but they come with particular risks. So, it may be best to consider all of your choices.

PayDay Loan Calculator

Select the amount for the loan you want in order to get the principal, which is the basis that we use to calculate the interest and the total cost of the cash advance.
The number of days within that you will be ready to repay the loan. It’s used to count the total cost of cash advance by multiplying the days by the amount of interest.
To calculate the total cost of your loan, we take the minimal average APR legal in all States, which is 36%. This figure is only a representative, providing you with general information on how much the loan may cost. To find out a more accurate total, fill in the Annual Percentage Rate required by the lender you want to apply to.
It’s the money charged by the lender for doing all the necessary paper work, bank transactions, etc., connected with lending you the money.
$ Your loan
+ $ Your fee
= $ Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

All the calculations are provided as guides only. They don’t guarantee 100% the same cost you are going to be charged but they do help you understand the overpay much better. Unless you change the APR, the calculations will be based on the average or lowest rate represented by most lenders for each loan type. You’ll find the accurate interest rate as well as the real cost of your cash advance after you get approved before you sign the agreement. It will depend on many factors including the amount, the term of the loan, your credit score and the lender’s conditions. Interest rates are not fixed figures and are subject to change at any time. As soon as you fill out an application and get approved all the details concerning the rates and terms will be sent to you.

Payday Loans Near Me in the other cities of Pennsylvania

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Payday Loans Available in Pittsburgh, PA by the following ZIP codes:

15106 15120 15136 15201 15202 15203 15204 15205 15206 15207 15208 15209 15210 15211 15212 15213 15214 15215 15216 15217 15218 15219 15220 15221 15222 15223
15224 15225 15226 15227 15228 15229 15230 15231 15232 15233 15234 15235 15236 15237 15238 15239 15240 15241 15242 15243 15244 15250 15251 15252 15253 15254 15255 15257 15258 15259 15260 15261 15262 15263 15264 15265 15266 15267 15268 15270 15272 15274 15275 15276 15277 15278 15279 15281 15282 15283 15285 15286 15288 15289 15290

In 2023 there are 303,625 people living in Pittsburgh, PA. According to the statistics, 18218 of them look for "Payday Loans Near Me in Pittsburgh, PA" or apply for Pittsburgh Payday Loans online in need of emergency short-term financing. No wonder, these people request instant cash as their median household income is 40715. That's why COMPACOM was designed - to help customers complete a quick and easy application form 100% online and get guaranteed approval from the best Pittsburgh, Pennsylvania direct lenders.

Payday Loans Store Locations in Pittsburgh, PA

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How to qualify for online Payday Loans in Pittsburgh, PA?


How Pittsburgh Payday Loans online work?


Can I get a Payday Loan with bad credit in Pittsburgh, PA?


Do Pittsburgh lenders offer no credit check Payday Loans?


How fast can I get a Payday Loan in Pittsburgh, PA?


Do lenders in Pittsburgh, PA require a certificate from the employer?


How long does an online payday loan take?


Do you have to specify the purpose of a payday loan?


Can I take a payday loan at Compacom if I have a liability with another loan company?


How to sign a payday loan agreement?


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