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Payday Loans in Milwaukee, Wisconsin

Payday Loans in Milwaukee, Wisconsin


Apply for emergency cash immediately in Milwaukee with no credit check.

In Milwaukee, WI, our lending partners offer short-term cash advances with no credit check required. Even if you have bad credit, you can still get approved for a loan by filling out our free online application form. Within minutes, you'll receive an instant decision from multiple lenders.

To get fast and easy Payday Loans Wisconsin Online just start the application now and the money will be deposited to your bank account the same day. No hard credit check is typically required.


Apply for online payday loans and get instant decision from the best Milwaukee lending organization


Rates last updated May 27th, 2023


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Are Payday Loans Legal in Milwaukee, WI?

Loan Rates and Fees, Laws and Regulations in Wisconsin.

Payday loans up to $1,500 but not more than 35% of monthly income are allowed in Wisconsin. The repayment term is maximum 90 days. Short-term cash advance is legal according to Wis. Stat. 138.141. Neither are there any limits on the number of cash advances. In case you default a loan, you can apply for one renewal or a repayment plan. There’s a cooling off period of 24 hours between renewed loans. Non-sufficient funds fee of $25 can be charged. But any criminal actions against borrowers are prohibited.

Law status legal
MIN Loan Amount None
MAX Loan Amount $1500, not exceeding 35% of your monthly income
MIN. Loan Term Not stated
MAX. Loan Term 90 days
MAX APR Not stated
Additional fees Not stated
NSF fee $25
Collateral or guarantor None, unsecured
Number of simultaneous loans Not limited
Cooling off period 24 hours
Rollover 2
Extension, repayment plan Not stated
Default penalties None
Credit score requirements Available for Bad Credit
Apply online

How to Choose the Best Short-Term Loan Companies in Milwaukee, WI?

If you're looking for a short-term loan in Milwaukee, Wisconsin, here are some tips to help you choose the best company:

  1. Look for a licensed lender: Make sure the lender you choose is licensed to operate in Wisconsin and follows all state regulations.
  2. Check online reviews: Read reviews from other borrowers to get a sense of their experiences with the lender.
  3. Compare fees and interest rates: Look for a lender that offers competitive fees and interest rates, and make sure you understand all the costs involved.
  4. Consider repayment terms: Look for a lender that offers repayment terms that work for your budget and schedule.
  5. Check for additional features: Some lenders offer additional features, such as customer support or mobile apps, that may make the loan process more convenient.

Remember to carefully read the terms and conditions of any loan before you apply, and only borrow what you need to cover your expenses.


How to Get Payday Loans in Milwaukee?

If you need cash quickly in Milwaukee, Wisconsin, payday loans may be an option to consider. Here's how to get a payday loan:

  1. Find a licensed lender: Look for a payday lender that is licensed to operate in Wisconsin and follows all state regulations.
  2. Gather your documents: You'll typically need to provide proof of income and identity, such as recent pay stubs and a government-issued ID.
  3. Apply online or in-person: Most payday lenders in Milwaukee allow you to apply online or in-person at their physical location.
  4. Wait for approval: If you're approved, the lender will provide you with the terms of the loan, including the amount, repayment term, and fees.
  5. Receive your funds: If you accept the loan, the lender will typically deposit the funds into your bank account within a few business days.

Remember to carefully read the terms and conditions of any loan before you apply, and only borrow what you need to cover your expenses.


What are the Pros and Cons of a Payday Loan in Milwaukee, WI?

In Milwaukee, Wisconsin, payday loans have their benefits and drawbacks. On one hand, they offer:

  • Quick access to funds: Payday loans can be a convenient option if you need money urgently, with many lenders offering same-day or next-day funding.
  • No collateral required: As unsecured loans, payday loans don't require you to put up any collateral to qualify.
  • Accessibility to bad credit borrowers: With no minimum credit score requirement, payday loans may be available to you even if you have a poor credit history.
  • Flexibility: As a way to cover unforeseen expenses or emergencies, payday loans can be a flexible option to fill a short-term financial gap.

However, it's essential to note the downsides:

  • High cost: Payday loans can be a costly form of credit, with high APRs and fees that can accumulate quickly if you don't pay back the loan on time.
  • Short repayment term: Payday loans in Wisconsin have a maximum repayment term of 90 days, making it difficult to repay if you don't have enough money coming in.
  • Risk of default: Failure to repay a payday loan may result in additional fees, interest, and damage to your credit score.
  • Risk of repeat borrowing: If you find yourself needing to take out more loans to cover the costs of the original loan, payday loans can create a cycle of debt.

Before applying for a payday loan, it's crucial to consider the costs and risks involved and to borrow only what you need to cover your expenses.


Can I Get Bad Credit Payday Loans in Milwaukee, WI?

Yes, it's possible to get a payday loan in Milwaukee, Wisconsin even if you have bad credit. Payday lenders typically don't require a minimum credit score, so these loans may be available to you even if you have a poor credit history. However, keep in mind that having bad credit may result in higher fees and interest rates, so make sure you understand the costs before you apply.

To improve your chances of getting approved for a payday loan with bad credit, consider providing proof of stable employment and income, only borrowing what you need to cover your expenses, and comparing lenders and their loan terms to find the most favorable option.



Payday loans can offer a fast and flexible way to get cash in Milwaukee, Wisconsin. However, they come with high fees and interest rates that can make them a costly form of credit. When applying for a payday loan, it's important to carefully consider the costs and risks involved and only borrow what you need to cover your expenses. Make sure you provide accurate and complete information on your application, and compare lenders to find the most favorable terms.

Payday Loan Calculator


Estimated Payment


Total Principal Paid: $ 1,000.00
Finance charge: $ 387.42
APR: 471.36 %
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Payment Breakdown

Select the amount for the loan you want in order to get the principal, which is the basis that we use to calculate the interest and the total cost of the cash advance.

The number of days within that you will be ready to repay the loan. It’s used to count the total cost of cash advance by multiplying the days by the amount of interest.

To calculate the total cost of your loan, we take the minimal average APR legal in all States, which is 36%. This figure is only a representative, providing you with general information on how much the loan may cost. To find out a more accurate total, fill in the Annual Percentage Rate required by the lender you want to apply to.

It’s the money charged by the lender for doing all the necessary paper work, bank transactions, etc., connected with lending you the money.

Payday Loans Available in Milwaukee, WI by the following ZIP codes:

53154 53201 53202 53203 53204 53205 53206 53207 53208 53209 53210 53211 53212 53213 53214 53215 53216 53217 53218 53219 53220 53221 53222 53223 53224 53225
53226 53227 53228 53233 53234 53237 53244 53259 53263 53267 53268 53274 53278 53288 53290 53293 53295

In 2023 there are 595,047 people living in Milwaukee, WI. According to the statistics, 35703 of them look for "Payday Loans Near Me in Milwaukee, WI" or apply for Milwaukee Payday Loans online in need of emergency short-term financing. No wonder, these people request instant cash as their median household income is 35958. That's why COMPACOM was designed - to help customers complete a quick and easy application form 100% online and get guaranteed approval from the best Milwaukee, Wisconsin direct lenders.

Payday Loans Store Locations in Milwaukee, WI

Cash Advance and other Money Offers in Milwaukee, WI:

Up to $5,000 instant cash with guaranteed approval from direct lender with a few months of scheduled installments.
$5,000 - $35,000 quick loans for any personal needs. Available for any credit score and don't require any collateral.
Fast Title Loans secured by your vehicle title as collateral. No inspection. No credit checks. Instant cash for bad credit same day.



How to qualify for online Payday Loans in Milwaukee, WI?


How Milwaukee Payday Loans online work?


Can I get a Payday Loan with bad credit in Milwaukee, WI?


Do Milwaukee lenders offer no credit check Payday Loans?


How fast can I get a Payday Loan in Milwaukee, WI?


Do lenders in Milwaukee, WI require a certificate from the employer?


How long does an online payday loan take?


Do you have to specify the purpose of a payday loan?


Can I take a payday loan at Compacom if I have a liability with another loan company?


How to sign a payday loan agreement?


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