Same day online payday loans are small amounts of money that are given until the next paycheck to people who face extraordinary expenses and are in urgent need of money. After filling out the application, the customer receives the lender’s decision on the same day, except if you filled out the application outside of business hours. However, the credit itself is deposited into the bank account within one working day from the date of approval. Or you can go to the Payday loan store, which is located near your home or place of work, you fill out an application for the provision of loan and within 24 hours, if you are approved (and you will be), your money will go to your account. 

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Contents:

Instant same day Payday Loans online

Same day Payday Loans near me

Same day Payday Loans Online with NO credit check

Same day Payday Loans for bad credit

Guaranteed approval for Payday Loans same day

Same day Payday Loan benefits

Same day Payday Loan requirements

When should I apply to get instant same day Payday Loans?

Same day deposit Payday Loans for unemployed

Payday Loans online no faxing same day

Same day wire transfer Payday Loans alternatives

Best Payday Loans online direct lenders reviews

Get same-day Payday Loans online from direct lenders

Online same day Payday Loans refer to the type of cash advance that is offered to a person directly by a lender. This type of loan does not include brokers or intermediaries or people who ask you for information and then connect you with the lender. The main purpose of brokers is to help you compare a lot of offers and match you with the necessary lender. The privacy of your information is an integral part of any company and it is very important that you look at a real lender who will give you loans after evaluating your financial information. Financial experts recommend that you deal with the lender directly to avoid getting your information into the wrong hands.

Must know!
Keep in mind, that applying to a different lender each time will require plenty of time and besides will lead to a credit check every time you apply.

TOP RATED COMPANIES

Rates last updated October 24th, 2020

LEND YOU

$1,000
MAX Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements.

17,5%
MIN MPR

The minimal percentage allowed that actually represents monthly cost of your loan. The MPR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

None, Unsecured
Collateral or Guarantor

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit

Check Into Cash

$1,000
Maximum Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements.

Varied by state
MIN APR

The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

None, unsecured
Collateral or Guarantor

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit

Greenlight Cash

$1000
MAX Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000 for Payday Loans, $1000 - $5000 for Installment loans, and up to $15,000 for Personal loans. But it may vary depending on the lender and his requirements.

Varies by state
MIN MPR

The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

Unsecured
Collateral or Guarantor

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit

Loan By Phone

$1500
Maximum Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements.

260.71%
MIN APR

The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

None, unsecured
Collateral or Guarantor

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit

Indylend

$1,000
MAX Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000 for Payday Loans, $1000 - $5000 for Installment loans, and up to $15,000 for Personal loans. But it may vary depending on the lender and his requirements.

200%
MIN APR

The percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

None, Unsecured
Collateral, or Co-signer

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit

Instant Same Day Cash Advance Loans near me

If you urgently need money for repairs, bills, anniversary, etc. and have a bad credit score, you can find a Payday Loan branch near your home, or near your workplace. The most common reasons to apply for a same-day Payday Loan are:

Percentage

Borrowers

  • 43 %
  • families lay out bigger sums of money than they could earn. As a result they just cannot tide over until payday.
  • 58%
  • take advantage of these short-term loans struggle to meet their monthly financial obligations
  • 70%
  • for regular recurring expenses, such as rent, even though the industry advertises the product as being for unexpected or emergency expenses.
  • 0.8%
  • Initial cost cap

You come, apply, and get the money into the account within 24 hours (except weekends) after you are approved by the lender. Branches are in almost every state, except for those in which short-term loans are prohibited. Though in these states you can try to get approved for quick Payday Loans from tribal lenders.

Read more: Payday Loans Laws and Regulations by state

Same day Payday Loans Online with NO credit check

There are lenders who can provide you with money on the same day without a total credit check. This means that your lender performs a soft credit check on you before issuing the loan. Verification includes:

  • Identity check
  • Financial ability to repay the loan
  • Previous repayment history

You shouldn’t be afraid of soft inquiries as they don’t affect your credit history and may be useful both for you and the lender. They help you both evaluate the risks and treat the loan responsibly.

Same day Payday Loans for bad credit

Quick emergency loans for bad credit are not a problem. The eligibility criteria for the same-day Payday cash advance are very simple:

  • minimum age of eighteen,
  • availability of a valid Bank account job on a regular basis with a fixed income every month.

So, direct lenders can provide a loan for both good and bad credit borrowers.

Guaranteed approval Online for Cash Advance Loan same day

“No Deposit and no waiting in queues just guaranteed approval instantly” – that’s the slogan of most direct lenders. But is it true in reality? You must understand that not everyone can 100% be approved for a Payday Loan. No income or no active bank account or employment problems can prevent you from getting the money. What direct lenders can definitely guarantee is:

  • Safe and confidential application process; Availability for both good and bad credit borrowers;
  • The instant decision as soon as you send the application form;
  • Cash advance in your account within 24 hours since you are approved;
  • No hidden fees or additional charges.

Safe Online Payday Loans same day - Benefits: 

  • Same day loans are available without a hard credit check!
  • You are likely to get the loan the same day you fill out the application.
  • Bad credit history doesn't take away your chances of getting approval from the lender!
  • Affordable interest rates.
  • Loans are ideal for borrowing small amounts.
  • Payday loans online application is safe and secured and the process is very transparent.
  • Only trusted and legitimate direct lenders!

Same day Payday Loan requirements:

  • Be employed or have a steady income of at least $1,000 per month
  • Have an active checking account in a bank or credit union
  • Be over 18 years old
  • Have a valid email and phone number

If you follow all the above-mentioned criteria, don’t waste time thinking, apply now and get the necessary Payday Loan up to $1000 the same day!

When should I apply to get Payday Loans online same day deposit?

To receive instant same-day Payday Loan funding it's better to file a loan request not later than 11:45 A.M. from Monday to Friday. If you apply later, you'll have to wait until the next day.

During the weekend banks are closed. No matter what time you apply for a Payday cash advance you'll have to wait until Monday or Tuesday at the latest. It also concerns bank and public holidays in the USA.

Same day deposit Payday Loans for unemployed

Both self-employed and unemployed US residents who qualify for a Payday Loan can apply for same-day funding providing they have a stable regular income. 

Payday Loans online no faxing same day

Online Payday Loans are available the same day mostly because the application and processing time is very short. The requirements are simple and it doesn't require any faxing or complicated paperwork to be approved for fast Payday Loans online with same day deposit.

Same-day wire transfer Payday Loans alternatives

Besides Payday Loans same day cash advance can be also received with Personal Installment Loans. Depending on the lender, loan amount, terms, and requirements you have good chances to get up to 35,000 Personal Loan online the same day too. 

Consider the best Payday Loans online same day lenders reviews

LendYou will help you get the cash you need when you need it. You can apply for Payday Loans, Installment Loans or Personal Loans, etc. Compare the lenders and get matched with the best one.

  • MIN Loan Amount: $100
  • MAX Loan Amount: $35000
  • Terms: Varied
  • Rates and fees: Starting at 4.99% APR
  • Turnaround Time: 1 business day
  • $100 - $1000 Payday Loans
  • $1000 - $5000 Installment Loans
  • $5000 - $35000 Personal Loans
  • 18 years of age or older
  • U.S. citizenship
  • Valid checking or savings account with direct deposit
  • Minimum regular income of $1,000 per month
  • Not be a regular or reserve member of the Air Force, Army, Coast Guard, Marine Corps or Navy (or be a dependent of someone who is,) serving on active duty under a call or order that does not specify a period of 30 days or fewer.
Pros
  • High up to $15,000 loan amounts. 
  • Minimal restrictions on how you can use your loan.
  • No collateral or guarantor.
  • Bad credit is OK. 
Cons
  • It's not a direct lender, so you'll need to clarify rates and terms with the company you are matched with. 

 

Check Into Cash offers Payday Loans, Title Loans, Personal Installment Loans and other money products at affordable rates with convenient repayment. 

  • MIN Loan Amount: $50
  • MAX Loan Amount: $3000
  • Terms: Vary by state.
  • Rates and fees: 261% to 782% APR
  • Turnaround Time: 1 business day
  • Payday Loans
  • Online Payday Loans
  • Title Loans
  • Installment Loans
  • Online Installment Loans
  • Line of Credit
  • Flex Loans
  • Other Services
  • Check Cashing
  • Bill Pay
  • Western Union 
  • U.S. Money Card
  • Cell Phone Top-Ups
  • Sell Us Your Gift Cards For Cash
  • Active checking account open for 90+ days
  • US citizen or permanent resident
  • Personal and work phone number
  • Valid email address
  • 21+ years old (19+ in Alabama)
  • Social Security number (for Indiana residents only)
Pros
  • You can get even as low as $50.
  • Quick funding on the next business day.
  • Money can be used for any personal needs.
Cons
  • Not available in every state.
  • APR can be more than 153.73% depending on your state.
  • High late payment fees.

 

Greenlight Cash created an online platform to connect consumers like you with reliable lenders across the country. They partner with a large network of professionals so you get a chance to work with one of them and meet the challenge of improving your financial situation in the most effective way. Once you tap submit, you get one step closer to receiving the funds.

  • Payday Loans
  • Installment Loans
  • Personal Loans
  • be a legal U.S. resident
  • be at least 18 years old
  • have a stable source of income
  • be currently employed
  • have an active bank account
Pros
  • Unrivaled flexibility and accessibility.
  • Predictable monthly payments

  • Quick and simplified borrowing process

  • Any credit is welcome
Cons
  • Not a direct lender.

 

GoGoPaydayLoans offers Payday Loans at affordable rates with convenient repayment terms. 

  • MIN Loan Amount: $100
  • MAX Loan Amount: $1000
  • Terms: Vary by state.
  • Rates and fees: 261% to 782% APR
  • Turnaround Time: 1 business day

$100 - $1000 Payday Loans

  • Active checking account open for 90+ days
  • US citizen or permanent resident
  • Personal and work phone number
  • Valid email address
  • 21+ years old (19+ in Alabama)
  • Social Security number (for Indiana residents only)
Pros
  • You can get even as low as $100.
  • Quick funding on the next business day.
  • Money can be used for any personal needs.
Cons
  • Not available in every state.
  • APR can be more than 153.73% depending on your state.
  • High late payment fees.

 

Loan By Phone offers Payday Loans, Installment Loans and Line of Credit.

  • MIN Loan Amount: $100
  • MAX Loan Amount: $3000
  • Terms: Varied
  • Rates and fees: Vary by state
  • Turnaround Time: 1 business day
  • Payday Loans
  • Installment Loans
  • Line of Credit
  • 21 years of age
  • Social Security Number
  • Proof of Income (from your job, pension, welfare, or other source)
  • Valid email address
  • Active checking account (open for at least 90 days)
  • Current cell/home and work phone number
Pros
  • All loan applications and requests are guaranteed confidential and all transactions are governed in accordance with the laws of your state of residence.
  • Flexible repayment.
  • Available in most states.
Сons
  • High interest rates.
  • If you don't pay back on time your data may be sold to third parties.

 

Indyloan.com offers Personal Loans online at affordable rates with convenient repayment. 

  • MIN Loan Amount: $100
  • MAX Loan Amount: $5000
  • Terms: Vary by state
  • Rates and fees: Varied
  • Turnaround Time: 1 - 2 business day

Personal Loans

  • Active checking account open for 90+ days
  • US citizen or permanent resident
  • Personal and work phone number
  • Valid email address
Pros
  • Quick - no driving, waiting, faxing, paperwork.
  • High approval rate even for bad credit borrowers.
  • Online Payday cash advance with no collateral or co-signer.
  • 24 / 7 online service.
Cons
  • High interest rates.
  • Available not in all the states.
  • Only loans up to $5000 are available.