Get $100 - $1,000 bad credit cash advance the same day without either collateral or guarantor. Mostly no hard credit check is done. $200 cash advance can be legally borrowed in most states. Due to the small amount lending is not so risky, that's why the lenders approve most applications. Compare their offers online on COMPACOM.com or find the nearest stores in your location.

Loans for ANY  NEEDS
APR from 4.99%

TOP RATED COMPANIES

Rates last updated September 18th, 2019
4.3264248704663

LEND YOU

$1,000
MAX Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements.

17,5%
MIN MPR

The minimal percentage allowed that actually represents monthly cost of your loan. The MPR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

None, Unsecured
Collateral or Guarantor

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit

LendYou.com is the easy way to find the cash you need when you need it. You’re looking for cash to pay bills, to buy a car or maybe do some work around the house. LendYou.com has the lenders you're looking for. It's easy. It doesn't matter the size of the loan you're looking for… LendYou may be able to connect you with a lender that can help.

The loans you need, when you need them.   

4.4144981412639

Check Into Cash

$1,000
Maximum Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements.

Varied by state
MIN APR

The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

None, unsecured
Collateral or Guarantor

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit

Check Into Cash is a national leader in direct lending, providing customers with affordable, short-term, small dollar credit solution such as Payday Advances, In-Store Cash Advances, Online Payday Loans, Title Loans, Title Pawns,Check Cashing, Western Union®, walk-in Bill Pay, and reloadable prepaid U.S. Money Cards both online and in their in-store centers nationwide. They offer reliable service, affordable rates, simple requirements and convenient repayment. Compare the reviews on Check Into Cash and their products, fins out all you need about this company and apply for the service you need.

4.3942307692308

Greenlight Cash

$1000
MAX Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000 for Payday Loans, $1000 - $5000 for Installment loans, and up to $15,000 for Personal loans. But it may vary depending on the lender and his requirements.

Varies by state
MIN MPR

The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

Unsecured
Collateral or Guarantor

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit

Need a financial support? We’ll find you the money when you need it most! Greenlight Cash offers Online loans up to $5,000. Among other benefits are:

  • Any credit is welcome. Have less-than-perfect credit but still need a loan? It’s not a problem! Submit a request, and we’ll find a lender that will be willing to work with you.
  • Simple online process. No lines and no extra paperwork! It takes a few minutes to fill out our short online form, submit it and get a quick decision from a lender.
4.3714285714286

Loan By Phone

$1500
Maximum Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements.

260.71%
MIN APR

The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

None, unsecured
Collateral or Guarantor

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit

Online cash advance is really quick, easy, and confidential with LoanByPhone. They offer Payday Loans, Installment Loans and Line of Credit for both good and bad credit score customers. An easy, online application that takes only minutes to complete will help you get the approval and necessary funds as soon as possible. LoanByPhone makes the loan process really easy and mobile. Ypu can apply on the go, get funds quickly, and manage your account, all from the device at your fingertips.

ONLINE COMPANIES

Rates last updated September 18th, 2019
4.1810344827586

Your Faster Payday

$1,000
MAX Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements.

16,6%
MIN APR

The minimal percentage allowed that actually represents the cost of your loan borrowed for a month. It's more significant criterion than APR as mostly Payday loans are borrowed for 14-30 days until the next paycheck.

None, unsecured
Collateral or Guarantor

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit

How does YourFasterPayday.com work? You’re looking for cash to pay bills, to buy a car or maybe do some work around the house. YourFasterPayday.com has the lenders you're looking for. It's easy. It doesn't matter the size of the loan you're looking for... YourFasterPayday may be able to connect you with a lender that can help. Fill out the block above to get started.

4.0526315789474

Fast Holiday Loans

$1,000
MAX Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements.

200%
MIN APR

The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

None, unsecured
Collateral or Guarantor

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit

Get cash for the holidays! Get a loan of up to $15,000 as soon as the next business day! Wrap Up the Holidays with up to $15,000 in Cash! This holiday season, get the cash you need. We’ll connect you with a lender who can provide up to $15,000 to take care of all of your holiday expenses!

Benefits:

  • Easy Online Application
  • Safe and Secure
  • Fast Decision
  • Trusted Source
4.2758620689655

Bad Credit Loans

Available for Bad Credit

BadCreditLoans.com has been in the business of helping people since 1998. They make it simple for consumers to get the funds they are looking for online.

The company offers: 

  • Bad Credit Personal Loans
  • Bad Credit Business Loans
  • Bad Credit Credit Cards
  • Bad Credit Mortgage Loans
  • Bad Credit Home Loans
  • Bad Credit Student Loans
  • Bad Credit Auto Loans

Contents:

How to get $200 Payday loan Online or in a Store near you. 

Can you get approved for a $200 loan with bad credit and not to affect your credit score?

How much a 200-dollar loan costs. Compare rates and fees.

Who usually takes $200 Payday loans and why.

Can one live in the USA on $200 a week?

Compare other Payday Loan amounts.

How to get $200 Payday loan Online or in a Store near you.  

  1. choose which way you prefer
  2. surf for a lender online or drive to the nearest Payday store in your location
  3. fill out a simple application form
  4. get approved
  5. get the money into your bank account within 24 hours.

In 2014 the total number of Payday lenders counted 29,044 1 . And the quantity is constantly growing. No wonder it’s difficult for the customer to make a choice in favor of this or that company. All of them differ by loan amounts, terms, rates and fees, repayment conditions and collecting practices. To find the proper one you are either to surf the Internet for hours and read carefully about each lender, make notes and compare the criteria or click a mouse and go to COMPACOM.com website to find the best verified partners with all the necessary parameters ollie fast and easy. Besides check out for the nearest Payday or Check cashing stores offering short-term loans in your location.

There are many lenders offering $200 cash advances online. This small amount is even easier to get in comparison with $1,000 for example. It’s less risky for the lender and you can get approved easier even if you have bad credit.

Elegibility criteria are simple:

  • You must be at least 18 years old (varies by state).
  • You are to be employed, usually full-time. But some lenders may qualify you even with a casual and part-time employment.
  • You need some sort of income to be eligible for a loan. A proof of it is required.
  • You need to possess a valid bank account and e-mail address.
  • You shouldn’t be in a military service.
  • You can still be eligible for a loan if you have a poor or bad credit, or bankruptcy.

The application is fast and easy:

Submit your personal information such as work, income and bank details

  1. State the amount you need - $200
  2. Wait for some minutes up to an hour to get approved
  3. Get the money deposited into your bank account within 24 hours.
Must know!
Need money faster? Find the nearest stores near your location or go to a Check Casher. There you can get money at once..

Can you get approved for a $200 loan with bad credit and NO credit check?   

 Definitely ‘YES! You can take out a bad credit $200 cash advance and in some cases even avoid hard credit check

Case study:

“Lenders today seem to compete by offering higher loan amounts to attract borrowers. But in my case, and maybe in many others, I just need to borrow a small loan like a couple of hundred bucks. Do storefront lenders entertain a 200 dollar payday loan?” – Jake, San Diego, CA

A direct lender often offers the amounts which actually start with $200. It’s necessary to admit that a 200 dollar payday loan is not attractive to the company as they can’t make a lot of profit of it. But you still have a lot of lenders out there that will gladly give you an approval for a 200 dollar payday loan, and you may not like the reason. A $200 loan can easily balloon to $1,000 if you don’t pay it off on time or keep taking rollovers and extensions. The best advice here is to take a $200 loan and pay it on time2

Payday loans by definition are small-dollar cash advances, which usually range from $100 to $1,000. And most states as well as lenders put a limit only on the maximum amount one can borrow.

Interesting to know!
The MIN amount of a loan is set by the law only in several states: Alabama ($100), Hawaii ($1), Montana ($50).

How much does a 200-dollar loan cost? 

The total cost of a loan usually includes the principal amount, the interest and additional fees. In case you default it there will be some penalty charges. Let’s see how much $200 cash advance will cost you if you borrow for 30 days at the average representative APR of 300%.

200 + (200*300/100)/365 *30 = 249.

Where

  • $200 is the principle;
  • $49 is the interest of the loan for 30 days;
  • $249 is the total cost.

The overpay comprises only $49 a month plus approximately $10 fee. It is less than $2 a day. Not such a big price to solve all the financial problems you have. To fins the cheapest loan with the lowest rates use our comparing service.

PayDay Loan Calculator

?
Select the amount for the loan you want in order to get the principal, which is the basis that we use to calculate the interest and the total cost of the cash advance.
?
The number of days within that you will be ready to repay the loan. It’s used to count the total cost of cash advance by multiplying the days by the amount of interest.
?
To calculate the total cost of your loan, we take the minimal average APR legal in all States, which is 36%. This figure is only a representative, providing you with general information on how much the loan may cost. To find out a more accurate total, fill in the Annual Percentage Rate required by the lender you want to apply to.
?
It’s the money charged by the lender for doing all the necessary paper work, bank transactions, etc., connected with lending you the money.
$ Your loan
+ $ Your fee
= $ Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

All the calculations are provided as guides only. They don’t guarantee 100% the same cost you are going to be charged but they do help you understand the overpay much better. Unless you change the APR, the calculations will be based on the average or lowest rate represented by most lenders for each loan type. You’ll find the accurate interest rate as well as the real cost of your cash advance after you get approved before you sign the agreement. It will depend on many factors including the amount, the term of the loan, your credit score and the lender’s conditions. Interest rates are not fixed figures and are subject to change at any time. As soon as you fill out an application and get approved all the details concerning the rates and terms will be sent to you.

Who usually takes $200 Payday loans and why?

The number of Payday lenders in each state to a large extend depends on the income per capita. You can make certain of this comparing the following figures3 :

State

Legal status

Number of payday lenders

Average household monthly income

Alabama

Legal

997

$23,606

Alaska

Legal

25

$33,062

Arizona

Prohibit

0

$25,715

Arkansas

Prohibit

0

$22,883

California

Legal

2033

$30,441

Colorado

Legal

256

$32,357

Connecticut

Legal

0

$39,373

Delaware

Legal

347

$30,488

District of Columbia

Prohibit

0

$45,877

Florida

Legal

149

$26,582

Georgia

Prohibit

0

$25,615

Hawaii

Legal

N/A

$29,736

Idaho

Legal

51

$23,938

Illinois

Legal

503

$30,417

Indiana

Legal

41

$25,140

Iowa

Legal

195

$28,361

Kansas

Legal

335

$27,870

Kentucky

Legal

550

$23,684

Louisiana

Legal

403

$24,800

Maine

Legal

11

$27,978

Maryland

Prohibit

0

$36,338

Massachusetts

Prohibit

0

$36,593

Michigan

Legal

617

$26,613

Minnesota

Legal

81

$32,638

Mississippi

Legal

1013

$21,036

Missouri

Legal

865

$26,126

Montana

Legal

0

$25,989

Nebraska

Legal

101

$27,446

Nevada

Legal

91

$25,773

New Hampshire

Legal

0

$34,691

New Jersey

Prohibit

0

$37,288

New Mexico

Legal

148

$23,683

New York

Prohibit

0

$33,095

North Carolina

Prohibit

0

$25,774

North Dakota

Legal

47

$33,071

Ohio

Legal

737

$26,937

Oklahoma

Legal

338

$25,229

Oregon

Legal

66

$27,646

Pennsylvania

Legal

N/A

$29,220

Rhode Island

Legal

52

$11,241

South Carolina

Legal

311

$30,830

South Dakota

Legal

408

$24,596

Tennessee

Legal

1283

$26,959

Texas

Legal

3889

$24,922

Utah

Legal

81

$27,125

Vermont

Prohibit

0

$28,889

Virginia

Legal

225

$24,877

Washington

Legal

153

$29,178

West Virginia

Prohibit

0

$34,052

Wisconsin

Legal

330

$31,841

Wyoming

Legal

82

$22,714

As we can see the number of places you can get a $200 loan varies from hundreds to thousands. The statistics show that the less the income is, the more there are companies offering short-term loans. And their number is multiplied by online lenders. How come you don’t get confused by such a variety?! COMPACOM.com suggests only verified partners with the lowest rates and gives useful advice “How to choose a reliable lender”.

Can one live in the USA on $200 a week?

Most people say that if you are single and all your bills have already been paid, you must be able to live quite well on $200 a week. The largest expenses usually are:

  • Food, especially dining out and drinking
  • Entertainment (cable TV, Internet, cell phone, etc.)
  • Groceries
  • Clothes

How can I save money?

  • Eat home-made food,
  • don’t buy coffee and other take-away,
  • grow some vegetables in your garden,
  • make lists before going shopping,
  • use free kind of entertainment,
  • try to make some extra money by walking dogs, cutting the lawn, etc.

You’ve followed all the above mentioned rules and still lack money? The next paycheck is only in a week? Take advantage of Payday loan benefits. Apply now or compare companies online.

NEED CASH FAST?
  • Payday Loans $100 - $1,000
  • Personal Loans $1,000 - $35,000

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