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Texas Payday Loans up to $1K
Apply for Online Payday Loans in Texas now to get quick funding for any needs.
Get Texas Payday Loans with a quick application form online. Available for bad credit with no credit check. Direct lenders guarantee instant decision and same day funding to any Texas resident who meets the basic Payday Loan requirements.
No matter what your credit score is, you can qualify for Online Payday Advance from a direct lender. Compare the offers, check your rates, and complete a simple application form online in a few minutes to get the necessary financing.
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Why Choose Compacom for Payday Loans in Texas
How Texas Payday Loans Online Work - 3 Easy Steps to Instant Cash
Are Payday Loans Legal in Texas?
Loan Rates and Fees, Laws and Regulations in Texas.
The maximum Payday loan amount is not stated in Texas, as a rule, direct lenders offer up to $1,000. Its term is up to 6 months (180 days). A cash advance is legal in the state according to 5 Tex. Fin. Code §§ 393 et seq.1, 4 Tex. Fin. Code §§ 342.004.2 The APR is 410% on average. There is no cap on rates and fees in Texas. Lenders usually take 10% of the loan. There are also $30 non-sufficient funds fees and a 5% collection fee.
Law status | legal |
MIN Loan Amount | $100 |
MAX Loan Amount | $1,000 |
MIN. Loan Term | 14 days |
MAX. Loan Term | 180 days |
MIN APR | Varies by lender |
MAX APR | 410% |
Additional fees | 10% of the loan |
NSF fee | $30 |
Collateral or guarantor | None, unsecured |
Cooling off period | None |
Default penalties | 5% collection fee |
Credit score requirements | Available for Bad Credit |
Texas Payday Loans Near Me
Apply for Online Payday Loans and get instant decision from top lending organizations
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How Online Payday Loans in Texas work
Any resident of Texas can apply for a Payday Loan both online and in-store. But, of course, online lending is becoming more and more popular as it has plenty of advantages:
- it gives you a chance to compare a lot of different offers at once,
- you can avoid driving, doing paperwork, and waiting in lines,
- applying is free and simple,
- you have very high chances of approval even with a bad credit score,
- you can find some lenders ready to give you the loan with no credit check,
- it's available 24 / 7.
The process of applying online is quick and simple:
- Compare the lenders and choose the one with the best rates and fees
- Fill out the necessary information in the application form
- Get the money deposited into your account within 1 business day
- Pay off the loan with your next paycheck
Start now to get instant cash advance as soon as today.
Online Payday Loans suit all borrowers, even those with bad credit. No matter how much you need – small amounts of $100 - $200 dollars can be obtained with a few-minute online application. It’s even possible to get a loan in 1 hour with a direct deposit.
Cash Advance and other Money Offers in Texas:
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Any comments or reviews made on this website are only individual opinions of the readers and followers of the website. The website and its authors team are not responsible, nor will be held liable, for anything anyone says or writes in the comments. Further, the author is not liable for its’ readers’ statements nor the laws which they may break in the USA or their state through their comments’ content, implication, and intent.