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Alabama Payday Loans Online

Alabama Payday Loans Online


Apply for Alabama Payday Loans Online and get the best payday loan offers in Alabama (AL) with no hard credit check. 

Apply for a $100 - $500 Payday Loan in Alabama even if you have bad credit or no credit. It's fast, convenient, and unsecured. Fill out a free application form online in a few clicks to get same day funding from a direct lender.

Need money now? Apply for Payday Cash Advance from the Best Direct Lenders Online or find a Loan Store nearest to your location.


Why Choose Compacom for Payday Loans in Alabama

If you've come across urgent financial needs and the next pay day is far away, Compacom will help you get instant cash today with fast and easy Online Payday Loans from the best Alabama direct lender. More than 291 798 trust us and they have clear-cut reasons.
Quick and Easy
Apply for a fast payday loan online right now and pay the money back with your next paycheck.
No Hard Credit Check
Get guaranteed instant approval decision without hard inquiry no matter what your credit is.
Safe and Reliable
Get connected with the best legit direct lenders. OLA certified. Trusted by thousands of US borrowers.

How Alabama Payday Loans Online Work - 3 Easy Steps to Instant Cash

Complete a simple application form online in minutes at the best Alabama lender's website.
If you qualify, you'll be approved fast same day. Check your rates and sign a loan agreement.
Get your Payday Loans fast with a direct deposit to your bank account.
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Smaller tax return than you expected? Apply online for quick cash. Apply

Are Payday Loans Legal in Alabama?

Loan Rates and Fees, Laws and Regulations in Alabama.

$100 - $500 Online Payday Loans can be legally applied for in Alabama. For loans under $500, lenders can charge a 456% annual percentage rate (APR) under the Deferred Presentment Services Act (Act 2003-359) passed in 2003. All of the mentioned above cash advances are absolutely legal in Alabama according to Ala. Code §§ 5-18A-1 et seq1. It also sets the term of 10-31 days to repay the money and the maximum APR of 300%, plus an additional fee of 17,5% of every $100 borrowed. In case you have problems with the repayment, you’ll be offered a rollover or extension.

Law statuslegal
MIN Loan Amount$100
MAX Loan Amount$500
MIN. Loan Term10 days
MAX. Loan Term31 days
Additional feesNot more than 17.5% of the loan
NSF fee$30
Collateral or guarantorNone, unsecured
Number of simultaneous loansOne
Cooling off period1 business day
RolloverOne rollover
Extension, repayment planRepayment plan
Default penalties3% a month from the default date
Credit score requirementsAvailable for Bad Credit
Apply online

Alabama Payday Loans Near Me

Get a quick cash loan near your location

We are soon expanding to the following cities of Alabama. For instant cash advance at these locations you can use our online application form

What Are Alabama Payday Loans?

Alabama Payday Loans are small cash loans up to $500 with a short-term repayment till your next paycheck. They allow borrowers to get instant cash advance for any urgent expenses no matter what their credit score is. Approval can be offered even to bad credit applicants with no credit check considered. Need money now? Just complete a short application form and we'll find the best lender to offer you the best payday loan in Alabama.

Is it the right choice?

There're 5,024,279 residents in Alabama, 300,000 of whom apply for a payday loan annually. It's not surprising if we take into account the fact that 16% of people live in poverty with a median per capita income of $28,934. That's why COMPACOM tries to help customers get emergency cash with an easy application form 100% online and get guaranteed approval from the best Alabama direct lenders.

As Payday Loans may be rather expensive, we recommend taking into consideration all the financing options available in Alabama. Apply for a payday cash advance only if it's an emergency and you are sure to repay the loan on time. 

How do Alabama Payday Loans work?

Caught short of cash between paychecks? Need some quick money to pay for unexpected dental or medical service, consolidate debts, repair a car, or others?

  1. Fill out a simple and free application form which takes only a few minutes.
  2. It will let you know whether you qualify for a loan or not and won't affect your credit history.
  3. Upon approval, the money will be deposited into your bank account the next business day.

Applying in-store you get the chance to receive the necessary amount of cash the same day, even in an hour. Repayment is done automatically, the money is simply withdrawn from your account when you get the next paycheck in 10 - 31 days.

Do I Qualify?

The requirements for Alabama Payday Loans are very simple and usually are limited to:

  • Alabama residency
  • Legal age of 18 and older
  • Valid phone number and email
  • Proof of income
  • Active checking account

Once you meet these criteria, you may expect guaranteed approval from payday lender.

What If I Have Bad Credit?

 No problem! Most Alabama lending companies offer short-term financing to poor credit or bad credit borrowers. They may consider your proof of regular income enough to approve you for a loan. However, keep attention to possibly higher interest rates. If you can use collateral or apply for another type of cash advance, go for it. Bad credit Payday Loans are fast and easy, on the one hand, but risky, on the other hand. Always try to raise your credit score to qualify for lower rates and better terms.

No Credit Checks? Be Careful

You must have come across the tempting offers of guaranteed online payday loans with no credit check required. Though it's close to the truth but not always worth considering. Some lenders may avoid hard inquiries which makes borrowing faster and easier. But without checking your credit history neither you nor the lender may be sure you'll repay the loan with no default, no late payment fees, no rollovers, and other unpleasant consequences. Weigh all pros and cons before applying for a payday advance with no credit check.

Alabama Payday Loan Alternatives

  • Installment Loans and Personal Loans Online
  • Debt Consolidation Loans, Credit Builder Loans, Credit Cards
  • Social services and local assistance programs
  • Additional part-time jobs or some side gigs and freelance opportunities to earn extra cash
  • Recycling for money
  • Help from your employer, creditors, family, and friends
  • Traditional banks or credit unions.

Applying for a short-term Payday Loan you should be very careful and responsible. Plan your budget carefully not to default on the loan. Avoid rollovers, renewals, or extensions. It'll help you get out of Payday debt fast and easy.


Whenever you need a small dollar emergency financing of $300 - $500, you can apply for no credit check payday loans with guaranteed approval online and get instant cash on the same business day once you meet the simple requirements.

Cash Advance and other Money Offers in Alabama

Up to $5,000 instant cash with guaranteed approval from direct lender with a few months of scheduled installments.
$5,000 - $35,000 quick loans for any personal needs. Available for any credit score and don't require any collateral.
Fast Title Loans secured by your vehicle title as collateral. No inspection. No credit checks. Instant cash for bad credit same day.


What are Alabama Payday Loan Requirements?
Are there No Credit Check Payday Loans in Alabama?
How fast can Alabama residents get emergency Payday Loans?
Do Alabama lenders offer guaranteed approval for a Payday Loan?
Can I get a payday loan with bad credit in Alabama?

Payday Loans Hub

In the Payday Loans Hub, we've collected all the useful guides and resources on Payday Loans. Our experts conducted thorough research to give you the answer to any possible question on the topic.

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Any comments or reviews made on this website are only individual opinions of the readers and followers of the website. The website and its authors team are not responsible, nor will be held liable, for anything anyone says or writes in the comments. Further, the author is not liable for its’ readers’ statements nor the laws which they may break in the USA or their state through their comments’ content, implication, and intent.

Any comments or reviews made on this website are only individual opinions of the readers and followers of the website. The website and its authors team are not responsible, nor will be held liable, for anything anyone says or writes in the comments. Further, the author is not liable for its’ readers’ statements nor the laws which they may break in the USA or their state through their comments’ content, implication, and intent.

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