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Get Online Payday Loans in Grand Junction, CO
Get a short-term cash advance with no credit check. You can qualify for Grand Junction cash loan even with no bank or checking account. Bad credit is not a problem to get approved for a fast Payday advance in Grand Junction either. Just fill out a free application form online and get an instant decision from multiple lending companies within a few minutes.
Whenever you need emergency financing, you can get Online Payday Loans in Colorado from a legit lending company. Check your rates and terms and apply for the necessary amount of cash advance online now.
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Are Payday Loans Legal in Grand Junction, CO ?
Loan Rates and Fees, Laws and Regulations in Colorado.
In Colorado, one can take up to $500 Online Payday Loans for a maximum of 6 months. It’s absolutely legal. The law and regulations are stated by Article 3.1(Deferred Deposit Loan Act) of Title 5 (Consumer Credit Code) in the Colorado Revised Statutes (Colo. Rev. Stat. 5-3.1-101 et seq.)1Maximum 20% can be charged with a $300 loan. The interest rate for loan renewals is 45%.
Law status | legal |
MIN Loan Amount | $100 |
MAX Loan Amount | $500 |
MIN. Loan Term | 6 months |
MAX. Loan Term | Not set |
MIN APR | Varies by lender |
MAX APR | 20% |
Additional fees | APR 20% for $0-$300 plus 7.5% for $301-$500 plus 45% for each year, plus monthly fee of $7.50 per $100 up to $30, after first month. |
NSF fee | $25 |
Collateral or guarantor | None, unsecured |
Number of simultaneous loans | One |
Cooling off period | None |
Rollover | One rollover |
Extension, repayment plan | Not set |
Default penalties | Amount of a loan, plus attorney fee in case of a court |
Credit score requirements | Available for Bad Credit |
Cash Advance and other Money Offers in Grand junction, CO
Payday Loans Available in Grand Junction, CO by the following ZIP codes:
Payday Loan Amounts in Grand Junction, CO
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Easy online application
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Bad credit is OK
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Instant approval
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No credit check considered
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Competitive rates
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Same day financing
In 2024 there are 61,881 people living in Grand Junction, CO. According to the statistics, 3713 of them look for "Payday Loans Near Me in Grand Junction, CO" or apply for Grand Junction Payday Loans online in need of emergency short-term financing. No wonder, these people request instant cash as their median household income is 45358. That's why COMPACOM was designed - to help customers complete a quick and easy application form 100% online and get guaranteed approval from the best Grand Junction, Colorado direct lenders.