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Lakewood, COPayday Loans Online
Get Online Payday Loans in Lakewood, CO
Apply online for fast Payday Loans from the Lakewood, CO direct lenders to get quick and easy money.
Get a short-term cash advance with no credit check. You can qualify for Lakewood cash loan even with no bank or checking account. Bad credit is not a problem to get approved for a fast Payday advance in Lakewood either. Just fill out a free application form online and get an instant decision from multiple lending companies within a few minutes.
Online Payday Loans provide same-day cash advance to Colorado residents even those with bad credit. Most direct lenders consider no credit check loans and guarantee approval with minimum requirements.
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Are Payday Loans Legal in Lakewood, CO ?
Loan Rates and Fees, Laws and Regulations in Colorado.
In Colorado, one can take up to $500 Online Payday Loans for a maximum of 6 months. It’s absolutely legal. The law and regulations are stated by Article 3.1(Deferred Deposit Loan Act) of Title 5 (Consumer Credit Code) in the Colorado Revised Statutes (Colo. Rev. Stat. 5-3.1-101 et seq.)1Maximum 20% can be charged with a $300 loan. The interest rate for loan renewals is 45%.
| Law status | legal |
| MIN Loan Amount | $100 |
| MAX Loan Amount | $500 |
| MIN. Loan Term | 6 months |
| MAX. Loan Term | Not set |
| MIN APR | Varies by lender |
| MAX APR | 20% |
| Additional fees | APR 20% for $0-$300 plus 7.5% for $301-$500 plus 45% for each year, plus monthly fee of $7.50 per $100 up to $30, after first month. |
| NSF fee | $25 |
| Collateral or guarantor | None, unsecured |
| Number of simultaneous loans | One |
| Cooling off period | None |
| Rollover | One rollover |
| Extension, repayment plan | Not set |
| Default penalties | Amount of a loan, plus attorney fee in case of a court |
| Credit score requirements | Available for Bad Credit |
Alternative Loan Offers for Instant Cash in Lakewood, CO
Up to $5,000 instant cash with guaranteed approval from direct lender with a few months of scheduled installments.
$5,000 - $35,000 quick loans for any personal needs. Available for any credit score and don't require any collateral.
Fast Title Loans secured by your vehicle title as collateral. No inspection. No credit checks. Instant cash for bad credit same day.
Legit personal loans designed for government workers, allowing them to repay the loan through automatic deductions from their paycheck. Flexible terms and are easy qualifications due to the stable income of federal employees.
Short-term loans offered by direct tribal lenders that don't require a credit history check. Fast, accessible funding for borrowers, even with bad or no credit, often with guaranteed approval.
Fast and secure short-term loans that help cover unexpected expenses like medical bills, urgent repairs, or temporary income gaps. Available online with minimal requirements and quick approval, even for borrowers with bad credit.
Payday Loans Available in Lakewood, CO by the following ZIP codes:
80123 80214 80215 80226 80227 80228 80232 80235 80401 80465
Payday Loan Amounts in Lakewood, CO
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Easy online application
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Bad credit is OK
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Instant approval
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No credit check considered
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Competitive rates
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Same day financing
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Quick Cash with Mobile Apps
In 2025 there are 154,393 people living in Lakewood, CO. According to the statistics, 9264 of them look for "Payday Loans Near Me in Lakewood, CO" or apply for Lakewood Payday Loans online in need of emergency short-term financing. No wonder, these people request instant cash as their median household income is $56954. That's why COMPACOM was designed - to help customers complete a quick and easy application form 100% online and get guaranteed approval from the best Lakewood, Colorado direct lenders.
Local Companies in Lakewood You Can Trust
In addition to fast online payday loans, we now work with a verified local partner.
You can visit their physical office in Lakewood if you prefer in-person assistance or need
support beyond the web.
Loans in Lakewood, CO
7455 W Colfax Ave, Lakewood, CO 80214
FAQ
How to qualify for online Payday Loans in Lakewood, CO?
How Lakewood Payday Loans online work?
Can I get a Payday Loan with bad credit in Lakewood, CO?
Do Lakewood lenders offer no credit check Payday Loans?
How fast can I get a Payday Loan in Lakewood, CO?
Do lenders in Lakewood, CO require a certificate from the employer?
How long does an online payday loan take?
Do you have to specify the purpose of a payday loan?
Can I take a payday loan at Compacom if I have a liability with another loan company?
How to sign a payday loan agreement?
Payday Loans Hub
In the Payday Loans Hub, we've collected all the useful guides and resources on Payday Loans. Our experts conducted thorough research to give you the answer to any possible question on the topic.
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