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Get Online Payday Loans in Jacksonville, FL
Get a short-term cash advance with no credit check. You can qualify for Jacksonville cash loan even with no bank or checking account. Bad credit is not a problem to get approved for a fast Payday advance in Jacksonville either. Just fill out a free application form online and get an instant decision from multiple lending companies within a few minutes.
Whenever you need emergency financing, you can get Online Payday Loans in Florida from a legit lending company. Check your rates and terms and apply for the necessary amount of cash advance online now.
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Are Payday Loans Legal in Jacksonville, FL ?
Loan Rates and Fees, Laws and Regulations in Florida.
Up to $500 Payday Loans can legally be taken for 7-31 days in Florida. It’s all set and regulated by Florida Statutes Chapter 560.402 et seq.1 and Florida Office of Financial Regulation's Division of Consumer Finance2. The average APR on Payday loans is 419%. 10% can be charged additionally of every $100 borrowed. The cash advance must be repaid on time without extensions or rollovers.
| Law status | legal |
| MIN Loan Amount | $100 |
| MAX Loan Amount | $500 |
| MIN. Loan Term | 7 days |
| MAX. Loan Term | 31 days |
| MIN APR | Varies by lender |
| MAX APR | 419% |
| Additional fees | 10% of every $100 borrowed |
| NSF fee | None |
| Collateral or guarantor | None, unsecured |
| Number of simultaneous loans | Not set |
| Cooling off period | None |
| Rollover | None |
| Extension, repayment plan | None |
| Default penalties | Prohibited by law |
| Credit score requirements | Available for Bad Credit |
Cash Advance and other Money Offers in Jacksonville, FL
Payday Loans Available in Jacksonville, FL by the following ZIP codes:
Payday Loan Amounts in Jacksonville, FL
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Easy online application
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Bad credit is OK
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Instant approval
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No credit check considered
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Competitive rates
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Same day financing
In 2024 there are 880,619 people living in Jacksonville, FL. According to the statistics, 52837 of them look for "Payday Loans Near Me in Jacksonville, FL" or apply for Jacksonville Payday Loans online in need of emergency short-term financing. No wonder, these people request instant cash as their median household income is 46764. That's why COMPACOM was designed - to help customers complete a quick and easy application form 100% online and get guaranteed approval from the best Jacksonville, Florida direct lenders.
FAQ
How to qualify for online Payday Loans in Jacksonville, FL?
How Jacksonville Payday Loans online work?
Can I get a Payday Loan with bad credit in Jacksonville, FL?
Do Jacksonville lenders offer no credit check Payday Loans?
How fast can I get a Payday Loan in Jacksonville, FL?
Do lenders in Jacksonville, FL require a certificate from the employer?
How long does an online payday loan take?
Do you have to specify the purpose of a payday loan?
Can I take a payday loan at Compacom if I have a liability with another loan company?
How to sign a payday loan agreement?
Payday Loans Hub
In the Payday Loans Hub, we've collected all the useful guides and resources on Payday Loans. Our experts conducted thorough research to give you the answer to any possible question on the topic.
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Questions and Answers
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Expert answer
The Maximum number of outstanding Payday Loans at a time is one. And it mustn't exceed $500 according to the Fl. Stat. Ann. § 560.402 et seq. and Rule 69V-560.901-912. Maximum loan term can not be longer than 31 days and not less than seven days.
Show moreIf you need more money or consider applying for another loan think of Installment Loans or Personal Loans.
