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Payday Loans Florida up to $500
Apply now to get Florida Payday Loans Online today. Safe and Secure. Instant cash for any needs.
Get Online Payday Loan in Florida legally offered by FL direct lenders on very favourable conditions. Up to $500 can be deposited into your bank account within 24 hours after you fill out a simple application form online. Compare the rates and fees to get the best deal or find the nearest location near you. It's quick and easy, highly available for both good and bad credit, and automatically repaid with your next paycheck.
Apply for Payday Loans in Florida from the Best Direct Lenders Online or find a Loan Store near your location.
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Cash Advance and other Money Offers in Florida:
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It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements.
The minimal percentage allowed that actually represents monthly cost of your loan. The MPR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.
Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.
It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000 for Payday Loans, $1000 - $5000 for Installment loans, and up to $15,000 for Personal loans. But it may vary depending on the lender and his requirements.
The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.
Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.
It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000 for Payday Loans, $1000 - $5000 for Installment loans, and up to $15,000 for Personal loans. But it may vary depending on the lender and his requirements.
The percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.
Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.
It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements.
The minimal percentage allowed that actually represents the cost of your loan charged for a month. It's more important for the customer as mostly Payday loan are borrowed for a month term and paid off with the next paycheck.
Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.
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Are Payday Loans Legal in Florida?
Loan Rates and Fees, Laws and Regulations in Florida.
Up to $500 Payday Loans can legally be taken for 7-31 days in Florida. It’s all set and regulated by Florida Statutes Chapter 560.402 et seq.1 and Florida Office of Financial Regulation's Division of Consumer Finance2. The average APR on Payday loans is 419%. 10% can be charged additionally of every $100 borrowed. The cash advance must be repaid on time without extensions or rollovers.
| Law status | legal |
| MIN Loan Amount | $100 |
| MAX Loan Amount | $500 |
| MIN. Loan Term | 7 days |
| MAX. Loan Term | 31 days |
| MIN APR | Varies by lender |
| MAX APR | 419% |
| Additional fees | 10% of every $100 borrowed |
| NSF fee | None |
| Collateral or guarantor | None, unsecured |
| Number of simultaneous loans | Not set |
| Cooling off period | None |
| Rollover | None |
| Extension, repayment plan | None |
| Default penalties | Prohibited by law |
| Credit score requirements | Available for Bad Credit |
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Before you apply for a short-term cash advance online consider other Payday Loan alternatives:
- Installment Loans and Personal Loans online
- Debt Consolidation Loans, Credit Builder Loans, Credit Cards
- Social services and local assistance programs
- Additional part-time jobs or some side gigs and freelance opportunities to earn extra cash
- Recycling for money
- Help from your employer, creditors, family and friends
- Traditional banks or credit unions.
Applying for a short-term Payday Loan you should be very careful and responsible. Plan your budget carefully not to default on the loan. Avoid rollovers, renewals, or extensions. It'll help you get out of Payday debt fast and easy.
How do Online Payday Loans in Florida work?
Looking for something like your Publix to get the urgent cash advance in "In God We Trust" state of Florida? Just state the amount you need in the form below and your dream will come true.
Any resident of Florida can apply for a Payday Loan both online and in-store. But, of course, online lending is becoming more and more popular as it has plenty of advantages:
- it gives you a chance to compare a lot of different offers at once,
- you can avoid driving, doing paperwork, and waiting in lines,
- applying is free and simple,
- you have very high chances of approval even with a bad credit score,
- you can find some lenders ready to give you the loan with no credit check,
- it's available 24 / 7.
The process of applying online is quick and simple:
- you compare the lenders and choose the one with the best rates and fees;
- you fill out the necessary information in the application form
-
you get the money deposited into your account within 1 business day
- you pay off the loan with your next paycheck
Start with the first step - compare the top-rated Payday Lenders online.
Requirements to qualify for a Payday Loan in Florida:
What do I need to qualify for a short-term cash advance?
Independent lenders have their own individual requirements that must be met, but typical minimum requirements include, but may not be limited to:
- Florida (US) residence
- Minimum regular income of $1,000 per month
- Valid checking or savings account with direct deposit
- Phone number and e-mail address (if applying online, you must be able to be contacted via phone if verification of application information is necessary)
- Not be a regular or reserve member of the Air Force, Army, Coast Guard, Marine Corps or Navy (or be a dependent of someone who is,) serving on active duty under a call or order that does not specify a period of 30 days or fewer.
- If applying Online, you must provide a valid Social Security Number
- If applying at Loan Store, you must bring a valid government issued photo ID. A Social Security Number might not be required
- If applying in-store, you must bring proof of income and proof of a bank checking account. Debit cards or pre-printed checks may be accepted in your state as proof of bank checking account; contact your local store for details. Acceptable documents may vary by state.
FAQ
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Questions and Answers
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Expert answer
The Maximum number of outstanding Payday Loans at a time is one. And it mustn't exceed $500 according to the Fl. Stat. Ann. § 560.402 et seq. and Rule 69V-560.901-912. Maximum loan term can not be longer than 31 days and not less than seven days.
Show moreIf you need more money or consider applying for another loan think of Installment Loans or Personal Loans.
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Any comments or reviews made on this website are only individual opinions of the readers and followers of the website. The website and its authors team are not responsible, nor will be held liable, for anything anyone says or writes in the comments. Further, the author is not liable for its’ readers’ statements nor the laws which they may break in the USA or their state through their comments’ content, implication, and intent.
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State Regulator
If you have any questions, problems or complaints, contact the Florida Office of Financial Regulations, (850)-487-9687, https://www.flofr.com/.
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Any comments or reviews made on this website are only individual opinions of the readers and followers of the website. The website and its authors team are not responsible, nor will be held liable, for anything anyone says or writes in the comments. Further, the author is not liable for its’ readers’ statements nor the laws which they may break in the USA or their state through their comments’ content, implication, and intent.