PAYDAY LOAN Application Form

How much would you like to borrow?

Personal Information
Personal Information
Additional Information
Additional Information
Your Transfer Details
Your Transfer Details
Need help? Use our ABA lookup.

Your data is secured using industry standard for the site information security. Your ABA/Routing number can be found on most bank statements as well as on the bottom of your checks.

By submitting your information you claim you have read and understood and agree to Privacy Policy , Terms of Use , Responsible Lending and Marketing Practices

Payday Loans in Miami, Florida

Payday Loans in Miami, Florida


Instantly access fast and easy cash with Payday Loans from Miami's top direct lenders available online.

Whether you're dealing with a medical emergency, car repair, or other unexpected expense in Miami, FL, a short-term cash advance can help. Our lending partners offer fast Payday advances with no credit check required, so you can get approved even if you have bad credit. Just fill out our free online application form and get an instant decision from multiple lenders within minutes.

Small-dollar short-term Payday Loans Online in Florida guarantee quick financing for any urgent expenses even if your credit is far from perfect.


Apply for online payday loans and get instant decision from the best Miami lending organization


Rates last updated May 27th, 2023


Smaller tax return than you expected? Apply online for quick cash. Apply

Are Payday Loans Legal in Miami, FL?

Loan Rates and Fees, Laws and Regulations in Florida.

Up to $500 Payday Loans can legally be taken for 7-31 days in Florida. It’s all set and regulated by Florida Statutes Chapter 560.402 et seq.1 and Florida Office of Financial Regulation's Division of Consumer Finance2. The average APR on Payday loans is 419%. 10% can be charged additionally of every $100 borrowed. The cash advance must be repaid on time without extensions or rollovers.

Law status legal
MIN Loan Amount $100
MAX Loan Amount $500
MIN. Loan Term 7 days
MAX. Loan Term 31 days
MIN APR Varies by lender
MAX APR 419%
Additional fees 10% of every $100 borrowed
NSF fee None
Collateral or guarantor None, unsecured
Number of simultaneous loans Not set
Cooling off period None
Rollover None
Extension, repayment plan None
Default penalties Prohibited by law
Credit score requirements Available for Bad Credit
Apply online

Can I Get No Credit Check Payday Loans Near Me in Miami, FL?

Yes, there are lenders in Miami who offer no credit check payday loans. These loans are designed to help people with poor credit scores or no credit history get access to the funds they need. However, it's important to note that no credit check loans often come with higher interest rates and fees.


Can I Apply Payday Loans with No Checking Account in Miami, FL?

It's unlikely that you'll be able to get a payday loan in Miami without a checking account. Most lenders require borrowers to have an active checking account so they can deposit the loan funds and withdraw the repayment amount on the due date. However, there may be some lenders who offer payday loans with alternative forms of payment, such as prepaid debit cards.


What Do I Need to Get a Payday Loan in Miami, Florida?

To get a payday loan in Miami, you'll need to provide proof of income, a valid ID, and a checking account. You'll also need to be at least 18 years old and a resident of Florida. Some lenders may require additional documentation, such as proof of address or employment, so it's important to check with the lender beforehand.

To get a payday loan in Miami, you'll need to follow these steps:

  1. Research lenders: Look for reputable lenders in Miami who offer payday loans. Check online reviews and ratings to see what other customers have to say about their experiences.
  2. Gather documentation: Collect your proof of income, ID, and checking account information. If the lender requires additional documentation, make sure you have that as well.
  3. Apply for the loan: Fill out the lender's application form and submit it along with your documentation. Some lenders may require you to apply in person, while others allow you to apply online.
  4. Receive your funds: If you're approved for the loan, the lender will deposit the funds into your checking account. Make sure you understand the repayment terms and due date.


What are the Best Options to Get $500 Loans in Miami?

If you need to borrow $500 in Miami, the option available to you is payday loans. These loans are short-term loans that are typically due on your next payday. While payday loans are convenient and easy to qualify for, they come with high interest rates and fees.

When considering a payday loan, it's important to do your research and compare rates from different lenders. Look for lenders who are transparent about their fees and interest rates and who have good customer reviews. You should also be aware of the repayment terms, including the due date and any penalties for late payments.

While payday loans can be a helpful resource in a financial emergency, they should only be used as a last resort. The high interest rates and fees can make it difficult to pay back the loan on time, which can lead to a cycle of debt. If you are unable to repay the loan on time, you may be subject to additional fees and penalties, which can add up quickly.

Payday Loan Calculator


Estimated Payment


Total Principal Paid: $ 1,000.00
Finance charge: $ 387.42
APR: 471.36 %
Apply online

Payment Breakdown

Select the amount for the loan you want in order to get the principal, which is the basis that we use to calculate the interest and the total cost of the cash advance.

The number of days within that you will be ready to repay the loan. It’s used to count the total cost of cash advance by multiplying the days by the amount of interest.

To calculate the total cost of your loan, we take the minimal average APR legal in all States, which is 36%. This figure is only a representative, providing you with general information on how much the loan may cost. To find out a more accurate total, fill in the Annual Percentage Rate required by the lender you want to apply to.

It’s the money charged by the lender for doing all the necessary paper work, bank transactions, etc., connected with lending you the money.

Payday Loans Near Me in the other cities of Florida

Show more
Show less

Payday Loans Available in Miami, FL by the following ZIP codes:

33101 33102 33107 33109 33111 33114 33116 33119 33121 33122 33124 33125 33126 33127 33128 33129 33130 33131 33132 33133 33134 33135 33136 33137 33138 33139
33140 33141 33142 33143 33144 33145 33146 33147 33148 33149 33150 33151 33152 33153 33154 33155 33156 33157 33158 33159 33160 33161 33162 33163 33164 33165 33167 33168 33169 33170 33173 33174 33175 33176 33177 33179 33180 33181 33183 33184 33185 33186 33187 33188 33189 33190 33193 33194 33195 33196 33197 33199 33206 33231 33233 33234 33238 33239 33242 33243 33245 33247 33255 33256 33257 33261 33265 33266 33269 33280 33283 33296 33299

In 2023 there are 453,579 people living in Miami, FL. According to the statistics, 27215 of them look for "Payday Loans Near Me in Miami, FL" or apply for Miami Payday Loans online in need of emergency short-term financing. No wonder, these people request instant cash as their median household income is 31051. That's why COMPACOM was designed - to help customers complete a quick and easy application form 100% online and get guaranteed approval from the best Miami, Florida direct lenders.

Payday Loans Store Locations in Miami, FL

Cash Advance and other Money Offers in Miami, FL:

Up to $5,000 instant cash with guaranteed approval from direct lender with a few months of scheduled installments.
$5,000 - $35,000 quick loans for any personal needs. Available for any credit score and don't require any collateral.
Fast Title Loans secured by your vehicle title as collateral. No inspection. No credit checks. Instant cash for bad credit same day.



How to qualify for online Payday Loans in Miami, FL?


How Miami Payday Loans online work?


Can I get a Payday Loan with bad credit in Miami, FL?


Do Miami lenders offer no credit check Payday Loans?


How fast can I get a Payday Loan in Miami, FL?


Do lenders in Miami, FL require a certificate from the employer?


How long does an online payday loan take?


Do you have to specify the purpose of a payday loan?


Can I take a payday loan at Compacom if I have a liability with another loan company?


How to sign a payday loan agreement?


Questions and Answers

COMPACOM TEAM Expert answer

The Maximum number of outstanding Payday Loans at a time is one. And it mustn't exceed $500 according to the Fl. Stat. Ann. § 560.402 et seq. and Rule 69V-560.901-912. Maximum loan term can not  be longer than 31 days and not less than seven days.

Show more

If you need more money or consider applying for another loan think of Installment Loans or Personal Loans.


Show less

Ask an Expert

Any comments or reviews made on this website are only individual opinions of the readers and followers of the website. The website and its authors team are not responsible, nor will be held liable, for anything anyone says or writes in the comments. Further, the author is not liable for its’ readers’ statements nor the laws which they may break in the USA or their state through their comments’ content, implication, and intent.

Start online application

Advertiser Disclosure

COMPACOM.COM is an independent advertising service that provides information and reviews on various companies to help customers compare them and get the best deal. If the company's page is not marked by "Affiliate Sign" and "Affiliate Disclosure", it means we are not affiliated with this business. We just provide the relevant data to help the company promote its services and let the customers find and get the necessary assistance faster.

COMPACOM.COM is not responsible for any products and services advertised and compared. As you click on any advertising block, you are redirected to the third party's website and it's your responsibility to check all the details of the deal. Neither is COMPACOM.COM liable for other companies' logos, names are trademarks™ or registered® trademarks used on our website. Their use does not signify or suggest endorsement, affiliation, or sponsorship. The main aim of COMPACOM.COM is to provide verified information that is taken from the companies' websites and other public sources and supported by the links to them.

COMPACOM.COM can get some compensation for featured placement of certain sponsored products and services, or your clicking on links posted on this website. But it doesn't impact the way the companies are evaluated. Their rating is based solely on real people's reviews which go through a double verification via phone number and e-mail.

We strive to keep all the information on this site up-to-date and accurate but you should check any rates and terms as well as other product or service information on the provider's website.