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Get Online Payday Loans in Athens, GA
Get a short-term cash advance with no credit check. You can qualify for Athens cash loan even with no bank or checking account. Bad credit is not a problem to get approved for a fast Payday advance in Athens either. Just fill out a free application form online and get an instant decision from multiple lending companies within a few minutes.
Need emergency cash? Consider applying for quick Georgia Payday Loans Online with no credit check required. Bad credit won't be a problem for approval. Financing is likely to be granted within 1 - 2 business days.
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Are Payday Loans Legal in Athens, GA ?
Loan Rates and Fees, Laws and Regulations in Georgia.
Payday lending is restricted in Georgia (Ga. Code Ann. §§ 16-17-1 et seq.)1. There are usury caps on all small-dollar cash advances of $3000 or less. But you can get more than $3000 instant cash advance in Georgia. The APR is limited to 16%. A maximum 10% interest rate can be charged from a borrower for every $100.
Law status | available |
MIN Loan Amount | $3000 |
MAX Loan Amount | None |
MIN. Loan Term | 14 days |
MAX. Loan Term | 31 days |
MIN APR | Varies by lender |
MAX APR | 16% |
Additional fees | 10% of every $100 borrowed |
Collateral or guarantor | None, unsecured |
Number of simultaneous loans | Not set |
Cooling off period | None |
Rollover | None |
Extension, repayment plan | None |
Default penalties | Prohibited by law |
Credit score requirements | Available for Bad Credit |
Cash Advance and other Money Offers in Athens, GA
Payday Loans Available in Athens, GA by the following ZIP codes:
Payday Loan Amounts in Athens, GA
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Easy online application
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Bad credit is OK
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Instant approval
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No credit check considered
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Competitive rates
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Same day financing
In 2024 there are 124,707 people living in Athens, GA. According to the statistics, 7482 of them look for "Payday Loans Near Me in Athens, GA" or apply for Athens Payday Loans online in need of emergency short-term financing. No wonder, these people request instant cash as their median household income is 39611. That's why COMPACOM was designed - to help customers complete a quick and easy application form 100% online and get guaranteed approval from the best Athens, Georgia direct lenders.