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Get Online Payday Loans in Columbus, GA
Get a short-term cash advance with no credit check. You can qualify for Columbus cash loan even with no bank or checking account. Bad credit is not a problem to get approved for a fast Payday advance in Columbus either. Just fill out a free application form online and get an instant decision from multiple lending companies within a few minutes.
When you need $100 - $1,000 instant cash, apply for Georgia Payday Loans Online with No Credit Check and get guaranteed financing on the same business day.
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Are Payday Loans Legal in Columbus, GA ?
Loan Rates and Fees, Laws and Regulations in Georgia.
Payday lending is restricted in Georgia (Ga. Code Ann. §§ 16-17-1 et seq.)1. There are usury caps on all small-dollar cash advances of $3000 or less. But you can get more than $3000 instant cash advance in Georgia. The APR is limited to 16%. A maximum 10% interest rate can be charged from a borrower for every $100.
Law status | available |
MIN Loan Amount | $3000 |
MAX Loan Amount | None |
MIN. Loan Term | 14 days |
MAX. Loan Term | 31 days |
MIN APR | Varies by lender |
MAX APR | 16% |
Additional fees | 10% of every $100 borrowed |
Collateral or guarantor | None, unsecured |
Number of simultaneous loans | Not set |
Cooling off period | None |
Rollover | None |
Extension, repayment plan | None |
Default penalties | Prohibited by law |
Credit score requirements | Available for Bad Credit |
Cash Advance and other Money Offers in Columbus, GA
Payday Loans Available in Columbus, GA by the following ZIP codes:
Payday Loan Amounts in Columbus, GA
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Easy online application
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Bad credit is OK
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Instant approval
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No credit check considered
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Competitive rates
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Same day financing
In 2024 there are 197,485 people living in Columbus, GA. According to the statistics, 11849 of them look for "Payday Loans Near Me in Columbus, GA" or apply for Columbus Payday Loans online in need of emergency short-term financing. No wonder, these people request instant cash as their median household income is 42306. That's why COMPACOM was designed - to help customers complete a quick and easy application form 100% online and get guaranteed approval from the best Columbus, Georgia direct lenders.