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Get Online Payday Loans in Lafayette, IN
Get a short-term cash advance with no credit check. You can qualify for Lafayette cash loan even with no bank or checking account. Bad credit is not a problem to get approved for a fast Payday advance in Lafayette either. Just fill out a free application form online and get an instant decision from multiple lending companies within a few minutes.
Most Indiana Payday Loan Online lenders have very simple requirements and guarantee instant cash advance to borrowers with bad credit and no credit. All you need - is to fill in a quick online application form.
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Are Payday Loans Legal in Lafayette, IN ?
Loan Rates and Fees, Laws and Regulations in Indiana.
Maximum $550 Payday loans are offered in Indiana, but not more than 20% of monthly income, for 14-30 days. They are all regulated by Code §§ 24-4-4.5-7-101 et seq.1 The average APR for Payday lending is 390%. The maximum interest rate is 15%. The Indiana residents can take one cash advance from a lender, two in total. Rollovers are prohibited, but you can be offered an extended repayment plan in at least 4 installments within 60 days without additional fees.
Law status | legal |
MIN Loan Amount | $100 |
MAX Loan Amount | $550 |
MIN. Loan Term | 14 days |
MAX. Loan Term | 30 days |
MAX APR | 390% |
Additional fees | 15% of every $100 borrowed |
NSF fee | $20, once |
Collateral or guarantor | None, unsecured |
Number of simultaneous loans | One from lender, two from different lenders |
Cooling off period | 7 days after 6 consecutive loans |
Rollover | None |
Extension, repayment plan | 3 extensions, repayment plan |
Default penalties | None |
Credit score requirements | Available for Bad Credit |
Cash Advance and other Money Offers in Lafayette, IN
Payday Loans Available in Lafayette, IN by the following ZIP codes:
Payday Loan Amounts in Lafayette, IN
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Easy online application
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Bad credit is OK
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Instant approval
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No credit check considered
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Competitive rates
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Same day financing
In 2024 there are 71,782 people living in Lafayette, IN. According to the statistics, 4307 of them look for "Payday Loans Near Me in Lafayette, IN" or apply for Lafayette Payday Loans online in need of emergency short-term financing. No wonder, these people request instant cash as their median household income is 40419. That's why COMPACOM was designed - to help customers complete a quick and easy application form 100% online and get guaranteed approval from the best Lafayette, Indiana direct lenders.