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Payday Loans Online in Wayne, IN
Wayne, INPayday Loans Online

Get Online Payday Loans in Wayne, IN

4.2307692307692
Apply online for fast Payday Loans from the best Wayne, IN direct lenders to get quick and easy money.

Get a short-term cash advance with no credit check. You can qualify for Wayne cash loan even with no bank or checking account. Bad credit is not a problem to get approved for a fast Payday advance in Wayne either. Just fill out a free application form online and get an instant decision from multiple lending companies within a few minutes.

Need money now? Apply for Payday Loans Online in Indiana from the Best Direct Lenders Online or find a Loan Store nearest to your location.

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Are Payday Loans Legal in Wayne, IN ?

Loan Rates and Fees, Laws and Regulations in Indiana.

Maximum $550 Payday loans are offered in Indiana, but not more than 20% of monthly income, for 14-30 days. They are all regulated by Code §§ 24-4-4.5-7-101 et seq.1 The average APR for Payday lending is 390%. The maximum interest rate is 15%. The Indiana residents can take one cash advance from a lender, two in total. Rollovers are prohibited, but you can be offered an extended repayment plan in at least 4 installments within 60 days without additional fees.

Law statuslegal
MIN Loan Amount$100
MAX Loan Amount$550
MIN. Loan Term14 days
MAX. Loan Term30 days
MAX APR390%
Additional fees15% of every $100 borrowed
NSF fee$20, once
Collateral or guarantorNone, unsecured
Number of simultaneous loansOne from lender, two from different lenders
Cooling off period7 days after 6 consecutive loans
RolloverNone
Extension, repayment plan3 extensions, repayment plan
Default penaltiesNone
Credit score requirementsAvailable for Bad Credit
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Apply for online Payday Loans and get instant decision from the best Wayne lending organization

TOP RATED COMPANIES

Rates last updated April 12th, 2024
4.7931873479319
(822 votes)
Smart Pig
$1,000
Max Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements.

15,5%
Min MPR

The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

None, Unsecured
Collateral

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit
4.537037037037
(810 votes)
Funded Justice
$1,000
Max Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements.

200%
Min APR

The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

None, Unsecured
Collateral

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit
4.1394025604552
(1K+ votes)
Indylend
$1,000
MAX Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000 for Payday Loans, $1000 - $5000 for Installment loans, and up to $15,000 for Personal loans. But it may vary depending on the lender and his requirements.

200%
MIN APR

The percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

None, Unsecured
Collateral, or Co-signer

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit
4.5059328968903
(4K+ votes)
LEND YOU
$1,000
MAX Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements.

17,5%
MIN MPR

The minimal percentage allowed that actually represents monthly cost of your loan. The MPR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

None, Unsecured
Collateral or Guarantor

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit
5
(1 vote)
E-Skills Loans
$1,000
Max Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements.

Available for Bad Credit

Cash Advance and other Money Offers in Wayne, IN

Up to $5,000 instant cash with guaranteed approval from direct lender with a few months of scheduled installments.
$5,000 - $35,000 quick loans for any personal needs. Available for any credit score and don't require any collateral.
Fast Title Loans secured by your vehicle title as collateral. No inspection. No credit checks. Instant cash for bad credit same day.

Payday Loans Available in Wayne, IN by the following ZIP codes:

46801 46802 46803 46804 46805 46806 46807 46808 46809 46814 46815 46816 46818 46819 46825 46835 46845 46850 46851 46852 46853 46854 46855 46856
46857 46858 46859 46860 46861 46862 46863 46864 46865 46866 46867 46868 46869 46885 46895 46896 46897 46898 46899 47201 47247 47274 46935 46939 46060 46117 46148 46186 47384 47385 46702 46750 46792 46940 46952 47371 46562 46580 46581 46582 46590 46214 46221 46222 46224 46231 46234 46241 47933 47990 46755 46795 47433 47460 47390 47394 46366 47909 47918 47992 47374 47375
  • Easy online application
  • Bad credit is OK
  • Instant approval
  • No credit check considered
  • Competitive rates
  • Same day financing

In 2024 there are 142,363 people living in Wayne, IN. According to the statistics, 8542 of them look for "Payday Loans Near Me in Wayne, IN" or apply for Wayne Payday Loans online in need of emergency short-term financing. No wonder, these people request instant cash as their median household income is 35884. That's why COMPACOM was designed - to help customers complete a quick and easy application form 100% online and get guaranteed approval from the best Wayne, Indiana direct lenders.

Payday Loans Store Locations in Wayne, IN

Unfortunately, no stores can be found at this location. Try ONLINE products.Check Your Rates

FAQ

 

How to qualify for online Payday Loans in Wayne, IN?

 

How Wayne Payday Loans online work?

 

Can I get a Payday Loan with bad credit in Wayne, IN?

 

Do Wayne lenders offer no credit check Payday Loans?

 

How fast can I get a Payday Loan in Wayne, IN?

 

Do lenders in Wayne, IN require a certificate from the employer?

 

How long does an online payday loan take?

 

Do you have to specify the purpose of a payday loan?

 

Can I take a payday loan at Compacom if I have a liability with another loan company?

 

How to sign a payday loan agreement?

Questions and Answers

COMPACOM TEAMExpert answer

If you meet the requirements, and need not more than maximum Payday cash advance allowed in Indiana ($5000) you can legally apply for and get 2 Payday Loans in the state. Take into account that only one loan can be taken out form a lender, so these two must be from different lenders. 

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Other Payday loan regulations in Indiana include:

Law statuslegal
MIN Loan AmountNone
MAX Loan Amount$550
MIN. Loan Term14 days
MAX. Loan Term30 days
MAX APR390%
Additional fees15% of every $100 borrowed
NSF fee$20, once
Collateral or guarantorNone, unsecured
Number of simultaneous loansOne from lender, two from different lenders
Cooling off period7 days after 6 consecutive loans
RolloverNone
Extension, repayment plan3 extensions, repayment plan
Default penaltiesNone
Credit score requirementsAvailable for Bad Credit

Read more: Payday Loans in Indiana.

 

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