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Get Online Payday Loans in Davenport, IA
Get a short-term cash advance with no credit check. You can qualify for Davenport cash loan even with no bank or checking account. Bad credit is not a problem to get approved for a fast Payday advance in Davenport either. Just fill out a free application form online and get an instant decision from multiple lending companies within a few minutes.
When you need $100 - $1,000 instant cash, apply for Iowa Payday Loans Online with No Credit Check and get guaranteed financing on the same business day.
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Are Payday Loans Legal in Davenport, IA ?
Loan Rates and Fees, Laws and Regulations in Iowa.
The maximum for Payday loans in Iowa is $500 which must be repaid within 31 days. It’s absolutely legal. Payday lending is regulated by Iowa Code Ann. 533D.1 et seq1. The APR is 433%, finance charge - $16.67. The fees shouldn’t exceed $15. Iowa residents can get two outstanding loans but not more than $500 in total. But no rollovers or extensions are allowed. The debt must be repaid on time. Otherwise, the collection fee for non-sufficient funds counts $15.
Law status | legal |
MIN Loan Amount | $100 |
MAX Loan Amount | $500 |
MIN. Loan Term | 14 days |
MAX. Loan Term | 31 days |
MIN APR | Varies by lender |
MAX APR | 433% |
Additional fees | $16.67 for every $100 borrowed for a fortnight |
NSF fee | $15 |
Collateral or guarantor | None, unsecured |
Number of simultaneous loans | 2 |
Cooling off period | None |
Rollover | None |
Extension, repayment plan | None |
Default penalties | Criminal actions are prohibited |
Credit score requirements | Available for Bad Credit |
Cash Advance and other Money Offers in Davenport, IA
Payday Loans Available in Davenport, IA by the following ZIP codes:
Payday Loan Amounts in Davenport, IA
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Easy online application
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Bad credit is OK
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Instant approval
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No credit check considered
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Competitive rates
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Same day financing
In 2024 there are 102,612 people living in Davenport, IA. According to the statistics, 6157 of them look for "Payday Loans Near Me in Davenport, IA" or apply for Davenport Payday Loans online in need of emergency short-term financing. No wonder, these people request instant cash as their median household income is 47343. That's why COMPACOM was designed - to help customers complete a quick and easy application form 100% online and get guaranteed approval from the best Davenport, Iowa direct lenders.