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Get Online Payday Loans in Dubuque, IA
Get a short-term cash advance with no credit check. You can qualify for Dubuque cash loan even with no bank or checking account. Bad credit is not a problem to get approved for a fast Payday advance in Dubuque either. Just fill out a free application form online and get an instant decision from multiple lending companies within a few minutes.
Most Iowa Payday Loan Online lenders have very simple requirements and guarantee instant cash advance to borrowers with bad credit and no credit. All you need - is to fill in a quick online application form.
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Are Payday Loans Legal in Dubuque, IA ?
Loan Rates and Fees, Laws and Regulations in Iowa.
The maximum for Payday loans in Iowa is $500 which must be repaid within 31 days. It’s absolutely legal. Payday lending is regulated by Iowa Code Ann. 533D.1 et seq1. The APR is 433%, finance charge - $16.67. The fees shouldn’t exceed $15. Iowa residents can get two outstanding loans but not more than $500 in total. But no rollovers or extensions are allowed. The debt must be repaid on time. Otherwise, the collection fee for non-sufficient funds counts $15.
Law status | legal |
MIN Loan Amount | $100 |
MAX Loan Amount | $500 |
MIN. Loan Term | 14 days |
MAX. Loan Term | 31 days |
MIN APR | Varies by lender |
MAX APR | 433% |
Additional fees | $16.67 for every $100 borrowed for a fortnight |
NSF fee | $15 |
Collateral or guarantor | None, unsecured |
Number of simultaneous loans | 2 |
Cooling off period | None |
Rollover | None |
Extension, repayment plan | None |
Default penalties | Criminal actions are prohibited |
Credit score requirements | Available for Bad Credit |
Cash Advance and other Money Offers in Dubuque, IA
Payday Loans Available in Dubuque, IA by the following ZIP codes:
Payday Loan Amounts in Dubuque, IA
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Easy online application
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Bad credit is OK
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Instant approval
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No credit check considered
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Competitive rates
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Same day financing
In 2024 there are 58,531 people living in Dubuque, IA. According to the statistics, 3512 of them look for "Payday Loans Near Me in Dubuque, IA" or apply for Dubuque Payday Loans online in need of emergency short-term financing. No wonder, these people request instant cash as their median household income is 47450. That's why COMPACOM was designed - to help customers complete a quick and easy application form 100% online and get guaranteed approval from the best Dubuque, Iowa direct lenders.