Ad
By submitting your information you claim you have read and understood and agree to Privacy Policy, Terms of Use, Responsible Lending and Marketing Practices
Get Online Payday Loans in Sioux City, IA
Get a short-term cash advance with no credit check. You can qualify for Sioux City cash loan even with no bank or checking account. Bad credit is not a problem to get approved for a fast Payday advance in Sioux City either. Just fill out a free application form online and get an instant decision from multiple lending companies within a few minutes.
Small-dollar short-term Payday Loans Online in Iowa guarantee quick financing for any urgent expenses even if your credit is far from perfect.
START ONLINE APPLICATION
Are Payday Loans Legal in Sioux City, IA ?
Loan Rates and Fees, Laws and Regulations in Iowa.
The maximum for Payday loans in Iowa is $500 which must be repaid within 31 days. It’s absolutely legal. Payday lending is regulated by Iowa Code Ann. 533D.1 et seq1. The APR is 433%, finance charge - $16.67. The fees shouldn’t exceed $15. Iowa residents can get two outstanding loans but not more than $500 in total. But no rollovers or extensions are allowed. The debt must be repaid on time. Otherwise, the collection fee for non-sufficient funds counts $15.
Law status | legal |
MIN Loan Amount | $100 |
MAX Loan Amount | $500 |
MIN. Loan Term | 14 days |
MAX. Loan Term | 31 days |
MIN APR | Varies by lender |
MAX APR | 433% |
Additional fees | $16.67 for every $100 borrowed for a fortnight |
NSF fee | $15 |
Collateral or guarantor | None, unsecured |
Number of simultaneous loans | 2 |
Cooling off period | None |
Rollover | None |
Extension, repayment plan | None |
Default penalties | Criminal actions are prohibited |
Credit score requirements | Available for Bad Credit |
Cash Advance and other Money Offers in Sioux city, IA
Payday Loans Available in Sioux City, IA by the following ZIP codes:
Payday Loan Amounts in Sioux City, IA
-
Easy online application
-
Bad credit is OK
-
Instant approval
-
No credit check considered
-
Competitive rates
-
Same day financing
In 2024 there are 82,872 people living in Sioux City, IA. According to the statistics, 4972 of them look for "Payday Loans Near Me in Sioux City, IA" or apply for Sioux City Payday Loans online in need of emergency short-term financing. No wonder, these people request instant cash as their median household income is 43888. That's why COMPACOM was designed - to help customers complete a quick and easy application form 100% online and get guaranteed approval from the best Sioux City, Iowa direct lenders.