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Get Online Payday Loans in Lawrence, KS
Get a short-term cash advance with no credit check. You can qualify for Lawrence cash loan even with no bank or checking account. Bad credit is not a problem to get approved for a fast Payday advance in Lawrence either. Just fill out a free application form online and get an instant decision from multiple lending companies within a few minutes.
For guaranteed short-term financing request a Payday Loan Online in Kansas from a legit direct lender. It will take you just a few minutes to complete the application and have it processed. Once approved, you'll get the funds the same day.
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Are Payday Loans Legal in Lawrence, KS ?
Loan Rates and Fees, Laws and Regulations in Kansas.
Payday Loans up to $500 are legal in Kansas (Kan. Stat. Ann. § 16a-2-404, 405)1. Those who need more can apply for $1000 - $5000 Installment and $5000 - $35,000 Personal loans. A cash advance must be paid off on time. For payday, it’s 7 – 30 days. The APR shouldn’t exceed 390%, which is $15 finance charge for 14-day $100 borrowed. Only one loan is allowed at a time and there aren’t any rollovers.
Law status | legal |
MIN Loan Amount | None |
MAX Loan Amount | $500 |
MIN. Loan Term | 7 days |
MAX. Loan Term | 30 days |
MAX APR | 390% |
Additional fees | $15 for every $100 borrowed |
NSF fee | One per loan |
Collateral or guarantor | None, unsecured |
Number of simultaneous loans | 1 |
Cooling off period | Not stated |
Rollover | None |
Extension, repayment plan | None |
Default penalties | Not stated |
Credit score requirements | Available for Bad Credit |
Cash Advance and other Money Offers in Lawrence, KS
Payday Loans Available in Lawrence, KS by the following ZIP codes:
Payday Loan Amounts in Lawrence, KS
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Easy online application
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Bad credit is OK
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Instant approval
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No credit check considered
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Competitive rates
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Same day financing
In 2024 there are 95,358 people living in Lawrence, KS. According to the statistics, 5721 of them look for "Payday Loans Near Me in Lawrence, KS" or apply for Lawrence Payday Loans online in need of emergency short-term financing. No wonder, these people request instant cash as their median household income is 46406. That's why COMPACOM was designed - to help customers complete a quick and easy application form 100% online and get guaranteed approval from the best Lawrence, Kansas direct lenders.