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Payday Loans in New Orleans, Louisiana

Payday Loans in New Orleans, Louisiana


Get quick and easy cash by applying online for fast payday loans from top direct lenders in New Orleans, LA.

Obtain a short-term cash advance without undergoing a credit check. You may be eligible for a New Orleans cash loan, even if you don't have a bank or checking account. In addition, having bad credit won't prevent you from being approved for a quick payday advance in New Orleans. Simply complete a free online application form and receive an immediate decision from several lending companies in just a few minutes.

For guaranteed short-term financing request a Payday Loan Online in Louisiana from a legit direct lender. It will take you just a few minutes to complete the application and have it processed. Once approved, you'll get the funds the same day.


Apply for online payday loans and get instant decision from the best New Orleans lending organization


Rates last updated March 24th, 2023


Smaller tax return than you expected? Apply online for quick cash. Apply

Are Payday Loans Legal in New Orleans, LA?

Loan Rates and Fees, Laws and Regulations in Louisiana.

Online Payday loans up to $350 are legal in Louisiana. Higher amounts are also available within Installment loans ($1000 - $5000) and Personal loans ($5000 - 35,000). The maximum term allowed for Payday cash advance is 60 days. The APR counts 780%, plus $10 documentation fee and 16.75% interest rate. It’s all set by La. Rev. Stat. Ann. §§ 9:3578.1 et seq.1

Law status legal
MIN Loan Amount $100
MAX Loan Amount $350
MIN. Loan Term None
MAX. Loan Term 60 days
MAX APR 780%
Additional fees $10 documentation fee, 16,75% of every $100 borrowed
NSF fee One per loan
Collateral or guarantor None, unsecured
Number of simultaneous loans Not limited
Cooling off period None
Rollover Not allowed
Extension, repayment plan Repayment plan once a year
Default penalties 36% per year
Credit score requirements Available for Bad Credit
Apply online

How to Get Online Payday Loans in Louisiana with Direct Lenders?

If you find yourself in need of quick cash in Louisiana, you may consider taking out a payday loan. Payday loans are short-term loans that are designed to help borrowers cover unexpected expenses until their next payday. In Louisiana, these loans are available online through direct lenders. To get started, simply find a reputable lender and fill out an application online.


How to Apply for Loans in New Orleans?

To apply for a payday loan in New Orleans, you will need to provide some basic information about yourself, including your name, address, and employment status. You will also need to provide proof of income, such as a pay stub or bank statement. Once you have submitted your application, the lender will review it and determine whether you are eligible for a loan.


What are the Benefits of Taking out a Payday Loan in New Orleans?

One of the main benefits of taking out a payday loan in New Orleans is that it can provide quick access to cash when you need it most. Unlike traditional loans, payday loans are typically approved quickly and require minimal documentation. In addition, payday loans can be used for any purpose, giving borrowers the flexibility they need to cover unexpected expenses.


What Can Be Considered Proof of Income in New Orleans, LA?

When applying for a payday loan in New Orleans, LA, lenders will require you to provide proof of income to confirm that you have a steady source of income and can repay the loan on time. The type of income documentation required may vary from lender to lender, but generally, there are several types of income documents that can be considered acceptable proof of income.

One of the most common types of income documentation is a pay stub. A pay stub shows the amount of income earned during a specific period, including any deductions for taxes or benefits. Pay stubs typically include your name, address, and employer information, as well as your pay rate and total earnings for the pay period. In addition to pay stubs, some lenders may also accept bank statements as proof of income. Bank statements can show the amount of money that you have coming in each month and can provide evidence of regular income.

If you are self-employed or have a non-traditional source of income, such as freelance work, you may need to provide additional documentation to verify your income. This can include tax returns, business financial statements, or other documentation that shows your income over a period of time. Lenders may also consider other sources of income, such as alimony or child support payments, as proof of income.


Can I Get a Bad Credit Payday Loan in New Orleans, LA?

Yes, it is possible to get a payday loan in New Orleans, LA, even if you have bad credit. Many payday lenders do not require a credit check, making it easier for borrowers with poor credit to be approved for a loan. However, it's important to note that payday loans have high-interest rates and fees, so it's essential to carefully consider the costs before taking out a loan.



If you need quick cash in Louisiana, a payday loan may be a viable option. To apply, simply find a reputable lender and provide the necessary documentation, such as proof of income. While payday loans can be beneficial in providing quick access to cash, it's essential to carefully consider the costs and ensure that you will be able to repay the loan on time. With the right planning and preparation, a payday loan can be a useful tool for managing unexpected expenses.

PayDay Loan Calculator

Select the amount for the loan you want in order to get the principal, which is the basis that we use to calculate the interest and the total cost of the cash advance.
The number of days within that you will be ready to repay the loan. It’s used to count the total cost of cash advance by multiplying the days by the amount of interest.
To calculate the total cost of your loan, we take the minimal average APR legal in all States, which is 36%. This figure is only a representative, providing you with general information on how much the loan may cost. To find out a more accurate total, fill in the Annual Percentage Rate required by the lender you want to apply to.
It’s the money charged by the lender for doing all the necessary paper work, bank transactions, etc., connected with lending you the money.
$ Your loan
+ $ Your fee
= $ Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

All the calculations are provided as guides only. They don’t guarantee 100% the same cost you are going to be charged but they do help you understand the overpay much better. Unless you change the APR, the calculations will be based on the average or lowest rate represented by most lenders for each loan type. You’ll find the accurate interest rate as well as the real cost of your cash advance after you get approved before you sign the agreement. It will depend on many factors including the amount, the term of the loan, your credit score and the lender’s conditions. Interest rates are not fixed figures and are subject to change at any time. As soon as you fill out an application and get approved all the details concerning the rates and terms will be sent to you.

Payday Loans Available in New Orleans, LA by the following ZIP codes:

70112 70113 70114 70115 70116 70117 70118 70119 70121 70122 70123 70124 70125 70126 70127 70128 70129 70130 70131 70139 70140 70141 70142 70143 70145 70146
70148 70149 70150 70151 70152 70153 70154 70156 70157 70158 70159 70160 70161 70162 70163 70164 70165 70166 70167 70170 70172 70174 70175 70176 70177 70178 70179 70181 70182 70183 70184 70185 70186 70187 70189 70190 70195

In 2023 there are 391,495 people living in New Orleans, LA. According to the statistics, 23490 of them look for "Payday Loans Near Me in New Orleans, LA" or apply for New Orleans Payday Loans online in need of emergency short-term financing. No wonder, these people request instant cash as their median household income is 36792. That's why COMPACOM was designed - to help customers complete a quick and easy application form 100% online and get guaranteed approval from the best New Orleans, Louisiana direct lenders.

Payday Loans Store Locations in New Orleans, LA

Cash Advance and other Money Offers in New orleans, LA:

Up to $5,000 instant cash with guaranteed approval from direct lender with a few months of scheduled installments.
$5,000 - $35,000 quick loans for any personal needs. Available for any credit score and don't require any collateral.
Fast Title Loans secured by your vehicle title as collateral. No inspection. No credit checks. Instant cash for bad credit same day.



How to qualify for online Payday Loans in New Orleans, LA?


How New Orleans Payday Loans online work?


Can I get a Payday Loan with bad credit in New Orleans, LA?


Do New Orleans lenders offer no credit check Payday Loans?


How fast can I get a Payday Loan in New Orleans, LA?


Do lenders in New Orleans, LA require a certificate from the employer?


How long does an online payday loan take?


Do you have to specify the purpose of a payday loan?


Can I take a payday loan at Compacom if I have a liability with another loan company?


How to sign a payday loan agreement?


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