Online Payday Loans in Louisiana

To qualify for a short-term cash advance payday loan in Indiana you need:

• Louisiana (US) residence
• Minimum regular income of $1,000 per month
• Valid checking or savings account with direct deposit
• Phone number and e-mail address (if applying online, you must be able to be contacted via phone if verification of application information is necessary)
• Not be a regular or reserve member of the Air Force, Army, Coast Guard, Marine Corps or Navy (or be a dependent of someone who is,) serving on active duty under a call or order that does not specify a period of 30 days or fewer.
• If applying Online, you must provide a valid Social Security Number
• If applying at Loan Store, you must bring a valid government issued photo ID. A Social Security Number might not be required
• If applying in-store, you must bring proof of income and proof of a bank checking account. Debit cards or pre-printed checks may be accepted in your state as proof of bank checking account; contact your local store for details. Acceptable documents may vary by state.

If you need a Louisiana payday loan with no credit check hard inquiry from a traditional credit bureau, apply online for a short-term loan from direct lenders. 

No.  You must completely pay off the payday loan before you can make another loan.  However, if you pay the fees and repay 25% of the amount you borrowed, you can refinance the remaining 75% of the amount you initially borrowed, but you will be charged additional fees based on the remaining balance owed.  For example, if you borrowed $100 with $25 in fees and you cannot repay the entire amount on the due date, you can pay the $25 fees plus an additional $25 (25% of $100) for a total of $50 and refinance $75 (75% of $100).  The additional fees to refinance the remaining balance of $75 would be $20.

Louisiana law allows a lender to charge $20 for every $100 borrowed, plus a $10 documentation fee. However, the total amount of the fees cannot exceed $55 when the amount borrowed is $220 - $350.