PAYDAY LOAN Application Form

How much would you like to borrow?

Personal Information
Personal Information
Additional Information
Additional Information
Your Transfer Details
Your Transfer Details
Need help? Use our ABA lookup.

Your data is secured using industry standard for the site information security. Your ABA/Routing number can be found on most bank statements as well as on the bottom of your checks.

By submitting your information you claim you have read and understood and agree to Privacy Policy , Terms of Use , Responsible Lending and Marketing Practices

Payday Loans in Tulsa, Oklahoma

Payday Loans in Tulsa, Oklahoma


Apply online for fast Payday Loans from the best Tulsa, OK direct lenders to get quick and easy money.

Get a short-term cash advance with no credit check. You can qualify for Tulsa cash loan even with no bank or checking account. Bad credit is not a problem to get approved for a fast Payday advance in Tulsa either. Just fill out a free application form online and get an instant decision from multiple lending companies within a few minutes.

Whenever you need emergency financing, you can get Online Payday Loans in Oklahoma from a legit lending company. Check your rates and terms and apply for the necessary amount of cash advance online now.



Smaller tax return than you expected? Apply online for quick cash. Apply

Are Payday Loans Legal in Tulsa, OK?

Loan Rates and Fees, Laws and Regulations in Oklahoma.

Oklahoma residents can apply for $500 Payday loans legally according to Okla. Stat. Tit. 59 §§ 3101 et seq1. You need to repay it in 12-45 days. The APR is 390%, and the maximum finance fee is 15% if you borrow less than $300, 10% if the loan amount exceeds $300. 

Two cash advances are allowed at a time, but without any rollovers or renewals. You can be offered a repayment plan of four installments. After you’ve borrowed 5 consecutive cash advances there should be at least 2 business days cooling-off period. You can be charged a $25 non-sufficient fund fee. Any criminal action on behalf of debt collectors is strictly prohibited.

Law status legal
MIN Loan Amount $100
MAX Loan Amount $500
MIN. Loan Term 12 days
MAX. Loan Term 45 days
MAX APR 390%
Additional fees 15% maximum
NSF fee $25
Collateral or guarantor None, unsecured
Number of simultaneous loans 2
Cooling off period 2 business days after 5 consecutive loans
Rollover Not allowed
Extension, repayment plan Repayment plan made up of 4 installments
Default penalties Not stated
Credit score requirements Available for Bad Credit
Apply online

Get Payday Loans Online or Near You in Tulsa, Oklahoma

Payday loans are one of the choices that people in Tulsa, Oklahoma, consider when they encounter a financial emergency even though the emergencies are unexpected and uncalled for. According to studies, one in eight Oklahomans has used a payday lending service at some point to get fast cash while waiting for their next paycheck, which is usually several days away.


Tulsa, OK Payday Loans

A payday loan is a brief financial assistance that must be repaid in two to four weeks on your next pay date. Typically, you can get a few hundred dollars to handle unforeseen costs or to have some extra cash before your next pay period. Applying for Payday loans only takes a few minutes, and you could have the money you require the same day.


Requirements for Payday Loans in Tulsa, OK

Borrowers must live in Oklahoma, be at least 18 years old, have an active checking account, and provide documentation of their income in order to be approved for a loan in Tulsa. In order to get a post-dated check for the amount loaned, some lenders may require several blank checks from the borrower's bank account. This is a method of ensuring debt repayment.


How to Qualify for a Payday Loan in Tulsa, Oklahoma Online

  1. Apply. The application procedure for loan requests is quick and simple. Simply fill out an application form with some fundamental details about yourself.
  2. Match. We review the data you provided after receiving your application to match you with a lender who best meets your financial requirements. The lender will then give you a copy of their terms and rates so you can review them.
  3. Sign. You might decide to consent to a digital loan agreement with a payday lender if everything proceeds according to plan. The lender will then make a prompt transfer of funds into your account.


Poor Credit Is Not a Problem

Living with poor credit can be extremely frustrating, as many of us have learned. When you apply for a new credit, all you seem to get are rejections because of a prior mistake. In an emergency, this could be especially distressing.

Fortunately, our lenders think everyone deserves a fair chance when they need something, particularly if it's just a small sum until their next paycheck. This is ideal for those brief financial hiccups, like unanticipated expenses, or when you want to make a small upfront purchase but your monthly income has already been depleted.


Payday Loan Terms and Rates

A standard charge for a payday loan is $15 per $100 borrowed, which represents a fixed cost for a quick transaction. According to state laws, the costs differ from state to state. View interest rates in your jurisdiction by using online payday loan calculator.

So how do payday loans stack up against other forms of instantaneous payment? When compared to bank overdraft, bounced check, late payment, and utility reconnection penalties, payday loans are frequently the least expensive choice.


Advantages of Payday Lending

Getting a payday loan in Tulsa has the following advantages:

  • easy to apply

Applications for payday loans are simple and only take a few minutes to complete. You can apply either in person or online, so you might be able to do it from the comfort of your house.

  • rapid approval

You can quickly determine if you are approved for a payday loan with a trusted loan provider thanks to their instant approval determination service. If your application is accepted, you could get the money the same day or the following day.

  • no need for good credit

With less stringent credit standards, payday loan providers accept applicants with all credit levels. In addition to your credit score, we take into account your income, employment history, and present debts when determining whether or not to approve you. This indicates that even if your credit is bad or fair, you may still be approved.


What Happens If I Can't Pay Back My Loan?

To avoid any negative effects on your credit history, you should contact your lender if you are unable to repay the initial debt. Payday loan borrowers in Tulsa who are having difficulty paying back their debt can repay their loans over the course of several installments. If you repeatedly default on payments, the lender may assign your debt to a debt collector and file a report about you with the credit agencies, both of which will lower your credit score.

The Bottom Line

When dealing with emergencies, a small cash advance in Tulsa can be an advantageous and helpful tool. But keep in mind that these loans won't be able to solve serious money issues. It's not a good idea to obtain too many loans from a small number of businesses at once because you run the risk of compromising your financial security.

Cash Advance and other Money Offers in Tulsa, OK:

Up to $5,000 instant cash with guaranteed approval from direct lender with a few months of scheduled installments.
$5,000 - $35,000 quick loans for any personal needs. Available for any credit score and don't require any collateral.
Fast Title Loans secured by your vehicle title as collateral. No inspection. No credit checks. Instant cash for bad credit same day.

Payday Loans Available in Tulsa, OK by the following ZIP codes:

74008 74012 74014 74015 74037 74055 74073 74101 74102 74103 74104 74105 74106 74107 74108 74110 74112 74114 74115 74116 74117 74119 74120 74121 74126 74127
74128 74129 74130 74131 74132 74133 74134 74135 74136 74137 74141 74145 74146 74147 74148 74149 74150 74152 74153 74155 74156 74157 74158 74159 74169 74170 74171 74172 74182 74183 74184 74186 74187 74189 74192 74193 74194

In 2023 there are 403,090 people living in Tulsa, OK. According to the statistics, 24185 of them look for "Payday Loans Near Me in Tulsa, OK" or apply for Tulsa Payday Loans online in need of emergency short-term financing. No wonder, these people request instant cash as their median household income is 42284. That's why COMPACOM was designed - to help customers complete a quick and easy application form 100% online and get guaranteed approval from the best Tulsa, Oklahoma direct lenders.



How to qualify for online Payday Loans in Tulsa, OK?


How Tulsa Payday Loans online work?


Can I get a Payday Loan with bad credit in Tulsa, OK?


Do Tulsa lenders offer no credit check Payday Loans?


How fast can I get a Payday Loan in Tulsa, OK?


Do lenders in Tulsa, OK require a certificate from the employer?


How long does an online payday loan take?


Do you have to specify the purpose of a payday loan?


Can I take a payday loan at Compacom if I have a liability with another loan company?


How to sign a payday loan agreement?


Ask an Expert

Any comments or reviews made on this website are only individual opinions of the readers and followers of the website. The website and its authors team are not responsible, nor will be held liable, for anything anyone says or writes in the comments. Further, the author is not liable for its’ readers’ statements nor the laws which they may break in the USA or their state through their comments’ content, implication, and intent.

Start online application

Advertiser Disclosure

COMPACOM.COM is an independent advertising service that provides information and reviews on various companies to help customers compare them and get the best deal. If the company's page is not marked by "Affiliate Sign" and "Affiliate Disclosure", it means we are not affiliated with this business. We just provide the relevant data to help the company promote its services and let the customers find and get the necessary assistance faster.

COMPACOM.COM is not responsible for any products and services advertised and compared. As you click on any advertising block, you are redirected to the third party's website and it's your responsibility to check all the details of the deal. Neither is COMPACOM.COM liable for other companies' logos, names are trademarks™ or registered® trademarks used on our website. Their use does not signify or suggest endorsement, affiliation, or sponsorship. The main aim of COMPACOM.COM is to provide verified information that is taken from the companies' websites and other public sources and supported by the links to them.

COMPACOM.COM can get some compensation for featured placement of certain sponsored products and services, or your clicking on links posted on this website. But it doesn't impact the way the companies are evaluated. Their rating is based solely on real people's reviews which go through a double verification via phone number and e-mail.

We strive to keep all the information on this site up-to-date and accurate but you should check any rates and terms as well as other product or service information on the provider's website.