PAYDAY LOAN Application Form

How much would you like to borrow?

Personal Information
Personal Information
Additional Information
Additional Information
Your Transfer Details
Your Transfer Details
Need help? Use our ABA lookup.

Your data is secured using industry standard for the site information security. Your ABA/Routing number can be found on most bank statements as well as on the bottom of your checks.

By submitting your information you claim you have read and understood and agree to Privacy Policy , Terms of Use , Responsible Lending and Marketing Practices

Oklahoma Payday Loans

Oklahoma Payday Loans


Get Oklahoma Payday Loans or OK Cash Advances with a fast and simple application form online. 

Oklahoma Payday Loans are a perfect solution if you need quick cash to pay for unexpected dental or medical service, consolidate debts, repair a car, or others! $100 - $500 cash advance is available for any resident of Oklahoma even with a bad credit score. Besides, you don't need to risk any of your property as Payday Loans are unsecured. They are easy to apply for with a variety of online and in-store direct lenders ready to offer you an instant decision and the best rates and fees.


Bad Credit Payday Loans are available online and in-store. No matter what you need instant cash for, you just complete an online loan request and get the money within 24 hours of approval.


Why Choose Compacom for Payday Loans in Oklahoma

If you've come across urgent financial needs and the next pay day is far away, Compacom will help you get instant cash today with fast and easy Online Payday Loans from the best Oklahoma direct lender. More than 235 414 trust us and they have clear-cut reasons.
Safe and Reliable
We partner only with legit lending companies. Applying is safe and secure as Compacom is OLA licensed and your data confidentiality is our #1 priority.
Most customer reviews on Trustpilot, Google My Business, and other platforms prove that our services deserve your trust. No matter what your needs are, we'll find the perfect loan.
Quick Financing for All Credits
With us you can get Oklahoma Payday Loan fast same day with no hard credit check required. Customers with all credit scores are accepted.

How Oklahoma Payday Loans Online Work - 3 Easy Steps to Instant Cash

Complete a simple application form online in minutes at the best Oklahoma lender's website.
If you qualify, you'll be approved fast same day. Check your rates and sign a loan agreement.
Get your Payday Loans fast with a direct deposit to your bank account.
Start Now


Smaller tax return than you expected? Apply online for quick cash. Apply

Are Payday Loans Legal in Oklahoma?

Loan Rates and Fees, Laws and Regulations in Oklahoma.

Oklahoma residents can apply for $500 Payday loans legally according to Okla. Stat. Tit. 59 §§ 3101 et seq1. You need to repay it in 12-45 days. The APR is 390%, and the maximum finance fee is 15% if you borrow less than $300, 10% if the loan amount exceeds $300. 

Two cash advances are allowed at a time, but without any rollovers or renewals. You can be offered a repayment plan of four installments. After you’ve borrowed 5 consecutive cash advances there should be at least 2 business days cooling-off period. You can be charged a $25 non-sufficient fund fee. Any criminal action on behalf of debt collectors is strictly prohibited.

Law status legal
MIN Loan Amount $100
MAX Loan Amount $500
MIN. Loan Term 12 days
MAX. Loan Term 45 days
MAX APR 390%
Additional fees 15% maximum
NSF fee $25
Collateral or guarantor None, unsecured
Number of simultaneous loans 2
Cooling off period 2 business days after 5 consecutive loans
Rollover Not allowed
Extension, repayment plan Repayment plan made up of 4 installments
Default penalties Not stated
Credit score requirements Available for Bad Credit
Apply online

Recent Stats About Payday Loans in Oklahoma  

The median household income in Oklahoma is approximately $52,919, which is lower than the national average of $62,843. Oklahoma's poverty rate was around 15.2%, higher than the national average of 12.3%. There is no specific data available for the average debt-to-income ratio in Oklahoma. However, the debt-to-income ratio is an important factor considered by lenders when assessing creditworthiness. It represents the percentage of a person's monthly gross income that goes towards debt payments, such as mortgages, student loans, auto loans, and credit cards.

Why Online Payday Loans are So Popular Among Oklahoma Residents

Payday Loans are very popular in Oklahoma. Any resident of Oklahoma can apply for a Payday Loan both online and in-store. But, of course, online lending is becoming more and more popular as it has plenty of advantages:

  • it gives you a chance to compare a lot of different offers at once,
  • you can avoid driving, doing paperwork, and waiting in lines,
  • applying is free and simple, 
  • you have very high chances of approval even with a bad credit score,
  • you can find some lenders ready to give you the loan with no credit check,
  • it's available 24 / 7.

How do I Apply Online?

The process of applying for Online Payday Loans in Oklahoma is quick and simple:

  1.  Fill out the necessary information in the application form
  2. Receive an instant decision from the best direct lenders 
  3. Get the money deposited into your account within 1 business day

What Eligibility Criteria and Documents are Required?

While specific requirements may vary depending on the payday lender, some general eligibility criteria and documents are typically required to obtain a payday loan in Ohio. As of my knowledge cutoff in September 2021, these include:

  1. Age: You must be at least 18 years old.
  2. Citizenship or Residency: You need to be a U.S. citizen or a permanent resident.
  3. Valid ID: A government-issued identification card or driver's license is required to verify your identity.
  4. Social Security Number (SSN): Most lenders require your SSN to process your loan application.
  5. Proof of income: You need to provide documentation of a steady source of income, such as recent pay stubs, a bank statement, or a letter from your employer.
  6. Active checking account: You must have an active checking account in good standing. Lenders often require a post-dated check or electronic authorization to access your account for repayment purposes.
  7. Contact information: Provide your phone number, email address, and sometimes a physical address for communication purposes.

It's important to note that individual lenders may have additional requirements or request further documentation, so be sure to review their specific criteria before applying.

Whenever you need a small dollar emergency financing of $300 - $500, you can apply for no credit check payday loans with guaranteed approval online and get instant cash on the same business day once you meet the simple requirements.

Cash Advance and other Money Offers in Oklahoma:

Up to $5,000 instant cash with guaranteed approval from direct lender with a few months of scheduled installments.
$5,000 - $35,000 quick loans for any personal needs. Available for any credit score and don't require any collateral.
Fast Title Loans secured by your vehicle title as collateral. No inspection. No credit checks. Instant cash for bad credit same day.


Are Payday Loans legal in Oklahoma?
How many Payday Loans can I have in Oklahoma?
Can I get a payday loan in Oklahoma if I have bad credit?
Are there any payday loans in Oklahoma that don't do credit checks?

Payday Loans Hub

In the Payday Loans Hub, we've collected all the useful guides and resources on Payday Loans. Our experts conducted thorough research to give you the answer to any possible question on the topic.

Top Articles

Ask an expert

Any comments or reviews made on this website are only individual opinions of the readers and followers of the website. The website and its authors team are not responsible, nor will be held liable, for anything anyone says or writes in the comments. Further, the author is not liable for its’ readers’ statements nor the laws which they may break in the USA or their state through their comments’ content, implication, and intent.

Any comments or reviews made on this website are only individual opinions of the readers and followers of the website. The website and its authors team are not responsible, nor will be held liable, for anything anyone says or writes in the comments. Further, the author is not liable for its’ readers’ statements nor the laws which they may break in the USA or their state through their comments’ content, implication, and intent.

Start online application

Advertiser Disclosure

COMPACOM.COM is an independent advertising service that provides information and reviews on various companies to help customers compare them and get the best deal. If the company's page is not marked by "Affiliate Sign" and "Affiliate Disclosure", it means we are not affiliated with this business. We just provide the relevant data to help the company promote its services and let the customers find and get the necessary assistance faster.

COMPACOM.COM is not responsible for any products and services advertised and compared. As you click on any advertising block, you are redirected to the third party's website and it's your responsibility to check all the details of the deal. Neither is COMPACOM.COM liable for other companies' logos, names are trademarks™ or registered® trademarks used on our website. Their use does not signify or suggest endorsement, affiliation, or sponsorship. The main aim of COMPACOM.COM is to provide verified information that is taken from the companies' websites and other public sources and supported by the links to them.

COMPACOM.COM can get some compensation for featured placement of certain sponsored products and services, or your clicking on links posted on this website. But it doesn't impact the way the companies are evaluated. Their rating is based solely on real people's reviews which go through a double verification via phone number and e-mail.

We strive to keep all the information on this site up-to-date and accurate but you should check any rates and terms as well as other product or service information on the provider's website.