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Get Online Payday Loans in Portland, OR
Get a short-term cash advance with no credit check. You can qualify for Portland cash loan even with no bank or checking account. Bad credit is not a problem to get approved for a fast Payday advance in Portland either. Just fill out a free application form online and get an instant decision from multiple lending companies within a few minutes.
To get fast and easy Payday Loans Oregon Online just start the application now and the money will be deposited to your bank account the same day. No hard credit check is typically required.
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Applications successfully approved in Portland, OR
Are Payday Loans Legal in Portland, OR ?
Loan Rates and Fees, Laws and Regulations in Oregon.
Up to $50000 Payday loans are allowed in Oregon, but this sum shouldn’t exceed 25% of your monthly income. They are legal and regulated by 54 Or. Rev. Stat. § 725A.010 et seq.1 The repayment term is from 31 to 60 days. There is 36% cap on the APR. So it mustn’t be higher than 154% for 31-day $100 cash advance.
There’s no limit on the number of outstanding simultaneous loans, but with a cooling-off period of at least 7 days. You may ask for two renewals. One additional NSF fee of $20 can be charged to you.
| Law status | legal |
| MIN Loan Amount | None |
| MAX Loan Amount | $50,000, not more than 25% of monthly income |
| MIN. Loan Term | 31 days |
| MAX. Loan Term | 60 days |
| MAX APR | 36% |
| Additional fees | None |
| NSF fee | $20 |
| Collateral or guarantor | None, unsecured |
| Number of simultaneous loans | Not limited |
| Cooling off period | 7 days |
| Rollover | 2 renewals |
| Extension, repayment plan | Allowed |
| Default penalties | Not stated |
| Credit score requirements | Available for Bad Credit |
Alternative Loan Offers for Instant Cash in Portland, OR
Payday Loans Available in Portland, OR by the following ZIP codes:
Payday Loan Amounts in Portland, OR
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Easy online application
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Bad credit is OK
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Instant approval
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No credit check considered
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Competitive rates
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Same day financing
In 2025 there are 639,863 people living in Portland, OR. According to the statistics, 38392 of them look for "Payday Loans Near Me in Portland, OR" or apply for Portland Payday Loans online in need of emergency short-term financing. No wonder, these people request instant cash as their median household income is 55003. That's why COMPACOM was designed - to help customers complete a quick and easy application form 100% online and get guaranteed approval from the best Portland, Oregon direct lenders.
FAQ
How to qualify for online Payday Loans in Portland, OR?
How Portland Payday Loans online work?
Can I get a Payday Loan with bad credit in Portland, OR?
Do Portland lenders offer no credit check Payday Loans?
How fast can I get a Payday Loan in Portland, OR?
Do lenders in Portland, OR require a certificate from the employer?
How long does an online payday loan take?
Do you have to specify the purpose of a payday loan?
Can I take a payday loan at Compacom if I have a liability with another loan company?
How to sign a payday loan agreement?
Payday Loans Hub
In the Payday Loans Hub, we've collected all the useful guides and resources on Payday Loans. Our experts conducted thorough research to give you the answer to any possible question on the topic.
