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Get Online Payday Loans in Mount Pleasant, SC
Get a short-term cash advance with no credit check. You can qualify for Mount Pleasant cash loan even with no bank or checking account. Bad credit is not a problem to get approved for a fast Payday advance in Mount Pleasant either. Just fill out a free application form online and get an instant decision from multiple lending companies within a few minutes.
Whenever you need emergency financing, you can get Online Payday Loans in South Carolina from a legit lending company. Check your rates and terms and apply for the necessary amount of cash advance online now.
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Are Payday Loans Legal in Mount Pleasant, SC ?
Loan Rates and Fees, Laws and Regulations in South Carolina.
Payday loans in South Carolina are legal in amounts up to $550. According to S.C. Code §§ 34-39-110 et seq1, the maximum term for a Payday cash advance is 31 days. The APR is 390%. The lenders are allowed to charge 15% of the principal amount, which is $15 for a 14-day $100 loan.
No rollovers are permitted. But once per twelve months, you can apply for a repayment plan. After the eighth loan is repaid there must be a 2-day cooling-off period.
Law status | legal |
MIN Loan Amount | None |
MAX Loan Amount | $550 |
MIN. Loan Term | None |
MAX. Loan Term | 31 days |
MAX APR | 390% |
Additional fees | 15% maximum |
NSF fee | Not more than $10 of a check |
Collateral or guarantor | None, unsecured |
Number of simultaneous loans | Not limited |
Cooling off period | 2 business days after 8 consecutive loans |
Rollover | Not allowed |
Extension, repayment plan | Repayment plan once a year |
Default penalties | Not stated |
Credit score requirements | Available for Bad Credit |
Cash Advance and other Money Offers in Mount pleasant, SC
Payday Loans Available in Mount Pleasant, SC by the following ZIP codes:
Payday Loan Amounts in Mount Pleasant, SC
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Easy online application
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Bad credit is OK
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Instant approval
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No credit check considered
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Competitive rates
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Same day financing
In 2025 there are 84,170 people living in Mount Pleasant, SC. According to the statistics, 5050 of them look for "Payday Loans Near Me in Mount Pleasant, SC" or apply for Mount Pleasant Payday Loans online in need of emergency short-term financing. No wonder, these people request instant cash as their median household income is 77638. That's why COMPACOM was designed - to help customers complete a quick and easy application form 100% online and get guaranteed approval from the best Mount Pleasant, South Carolina direct lenders.