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Get Online Payday Loans in North Charleston, SC
Get a short-term cash advance with no credit check. You can qualify for North Charleston cash loan even with no bank or checking account. Bad credit is not a problem to get approved for a fast Payday advance in North Charleston either. Just fill out a free application form online and get an instant decision from multiple lending companies within a few minutes.
Need money now? Apply for Payday Loans Online in South Carolina from the Best Direct Lenders Online or find a Loan Store nearest to your location.
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Are Payday Loans Legal in North Charleston, SC ?
Loan Rates and Fees, Laws and Regulations in South Carolina.
Payday loans in South Carolina are legal in amounts up to $550. According to S.C. Code §§ 34-39-110 et seq1, the maximum term for a Payday cash advance is 31 days. The APR is 390%. The lenders are allowed to charge 15% of the principal amount, which is $15 for a 14-day $100 loan.
No rollovers are permitted. But once per twelve months, you can apply for a repayment plan. After the eighth loan is repaid there must be a 2-day cooling-off period.
Law status | legal |
MIN Loan Amount | None |
MAX Loan Amount | $550 |
MIN. Loan Term | None |
MAX. Loan Term | 31 days |
MAX APR | 390% |
Additional fees | 15% maximum |
NSF fee | Not more than $10 of a check |
Collateral or guarantor | None, unsecured |
Number of simultaneous loans | Not limited |
Cooling off period | 2 business days after 8 consecutive loans |
Rollover | Not allowed |
Extension, repayment plan | Repayment plan once a year |
Default penalties | Not stated |
Credit score requirements | Available for Bad Credit |
Cash Advance and other Money Offers in North charleston, SC
Payday Loans Available in North Charleston, SC by the following ZIP codes:
Payday Loan Amounts in North Charleston, SC
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Easy online application
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Bad credit is OK
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Instant approval
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No credit check considered
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Competitive rates
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Same day financing
In 2024 there are 109,298 people living in North Charleston, SC. According to the statistics, 6558 of them look for "Payday Loans Near Me in North Charleston, SC" or apply for North Charleston Payday Loans online in need of emergency short-term financing. No wonder, these people request instant cash as their median household income is 39543. That's why COMPACOM was designed - to help customers complete a quick and easy application form 100% online and get guaranteed approval from the best North Charleston, South Carolina direct lenders.