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Get Online Payday Loans in Johnson City, TN
Get a short-term cash advance with no credit check. You can qualify for Johnson City cash loan even with no bank or checking account. Bad credit is not a problem to get approved for a fast Payday advance in Johnson City either. Just fill out a free application form online and get an instant decision from multiple lending companies within a few minutes.
For guaranteed short-term financing request a Payday Loan Online in Tennessee from a legit direct lender. It will take you just a few minutes to complete the application and have it processed. Once approved, you'll get the funds the same day.
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Are Payday Loans Legal in Johnson City, TN ?
Loan Rates and Fees, Laws and Regulations in Tennessee.
$500 Online Payday Loans are allowed in Tennessee. Tenn. Code Ann. 45-17-101 et seq.1 states the maximum Payday cash advance repayment term of 31 days. The APR is 459%. The interest rate is 15%, or %17.65 for 14-day $100 cash advance. Maximum three outstanding Loans (not exceeding $500 face value of check) are allowed to be taken at a time. They can’t be rolled over or renewed.
Law status | legal |
MIN Loan Amount | $100 |
MAX Loan Amount | $500 |
MIN. Loan Term | 14 days |
MAX. Loan Term | 31 days |
MAX APR | 459% |
Additional fees | 20% plus database fee |
NSF fee | None |
Collateral or guarantor | None, unsecured |
Number of simultaneous loans | 3 but no more than $500 |
Cooling off period | 3 days |
Rollover | Not allowed |
Extension, repayment plan | Not allowed |
Default penalties | Criminal actions are prohibited |
Credit score requirements | Available for Bad Credit |
Cash Advance and other Money Offers in Johnson city, TN
Payday Loans Available in Johnson City, TN by the following ZIP codes:
Payday Loan Amounts in Johnson City, TN
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Easy online application
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Bad credit is OK
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Instant approval
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No credit check considered
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Competitive rates
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Same day financing
In 2024 there are 66,677 people living in Johnson City, TN. According to the statistics, 4001 of them look for "Payday Loans Near Me in Johnson City, TN" or apply for Johnson City Payday Loans online in need of emergency short-term financing. No wonder, these people request instant cash as their median household income is 39566. That's why COMPACOM was designed - to help customers complete a quick and easy application form 100% online and get guaranteed approval from the best Johnson City, Tennessee direct lenders.