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Get Online Payday Loans in El Paso, TX
Get a short-term cash advance with no credit check. You can qualify for El Paso cash loan even with no bank or checking account. Bad credit is not a problem to get approved for a fast Payday advance in El Paso either. Just fill out a free application form online and get an instant decision from multiple lending companies within a few minutes.
Whenever you need emergency financing, you can get Online Payday Loans in Texas from a legit lending company. Check your rates and terms and apply for the necessary amount of cash advance online now.
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Applications successfully approved in El Paso, TX
- Loan amount: $1000
- Loan purpose: Medical expenses
- Loan amount: $1000
- Loan purpose: Shelter costs
- Loan amount: $400
- Loan purpose: Unexpected high expenses
- Loan amount: $600
- Loan purpose: Debt consolidation
- Loan amount: $1000
- Loan purpose: Paying bills
- Loan amount: $900
- Loan purpose: Paying bills
- Loan amount: $100
- Loan purpose: Late rent payment
- Loan amount: $600
- Loan purpose: Unexpected household repairs
- Loan amount: $1000
- Loan purpose: Cover utilities till payday
- Loan amount: $500
- Loan purpose: Medical treatment expenses
Are Payday Loans Legal in El Paso, TX ?
Loan Rates and Fees, Laws and Regulations in Texas.
The maximum Payday loan amount is not stated in Texas, as a rule, direct lenders offer up to $1,000. Its term is up to 6 months (180 days). A cash advance is legal in the state according to 5 Tex. Fin. Code §§ 393 et seq.1, 4 Tex. Fin. Code §§ 342.004.2 The APR is 410% on average. There is no cap on rates and fees in Texas. Lenders usually take 10% of the loan. There are also $30 non-sufficient funds fees and a 5% collection fee.
| Law status | legal |
| MIN Loan Amount | $100 |
| MAX Loan Amount | $1,000 |
| MIN. Loan Term | 14 days |
| MAX. Loan Term | 180 days |
| MIN APR | Varies by lender |
| MAX APR | 410% |
| Additional fees | 10% of the loan |
| NSF fee | $30 |
| Collateral or guarantor | None, unsecured |
| Cooling off period | None |
| Default penalties | 5% collection fee |
| Credit score requirements | Available for Bad Credit |
Alternative Loan Offers for Instant Cash in El paso, TX
Payday Loans Available in El Paso, TX by the following ZIP codes:
Payday Loan Amounts in El Paso, TX
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Easy online application
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Bad credit is OK
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Instant approval
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No credit check considered
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Competitive rates
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Same day financing
In 2025 there are 683,080 people living in El Paso, TX. According to the statistics, 40985 of them look for "Payday Loans Near Me in El Paso, TX" or apply for El Paso Payday Loans online in need of emergency short-term financing. No wonder, these people request instant cash as their median household income is 42772. That's why COMPACOM was designed - to help customers complete a quick and easy application form 100% online and get guaranteed approval from the best El Paso, Texas direct lenders.
FAQ
How to qualify for online Payday Loans in El Paso, TX?
How El Paso Payday Loans online work?
Can I get a Payday Loan with bad credit in El Paso, TX?
Do El Paso lenders offer no credit check Payday Loans?
How fast can I get a Payday Loan in El Paso, TX?
Do lenders in El Paso, TX require a certificate from the employer?
How long does an online payday loan take?
Do you have to specify the purpose of a payday loan?
Can I take a payday loan at Compacom if I have a liability with another loan company?
How to sign a payday loan agreement?
Payday Loans Hub
In the Payday Loans Hub, we've collected all the useful guides and resources on Payday Loans. Our experts conducted thorough research to give you the answer to any possible question on the topic.
