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Payday Loans in Salt Lake City, Utah
Get a short-term cash advance with no credit check. You can qualify for a cash loan even with no bank or checking account. Bad credit is not a problem to get approved for a fast Payday advance in Salt Lake City either. Just fill out a free application form online and get instant decision from multiple direct lenders within a few minutes.
Apply for Payday Loans in Utah from the Best Direct Lenders Online or find a Loan Store nearest to your location.
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Salt Lake City, UT Cash Advance Online Options:
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It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements.
The minimal percentage allowed that actually represents monthly cost of your loan. The MPR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.
Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.
It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000 for Payday Loans, $1000 - $5000 for Installment loans, and up to $15,000 for Personal loans. But it may vary depending on the lender and his requirements.
The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.
Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.
It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000 for Payday Loans, $1000 - $5000 for Installment loans, and up to $15,000 for Personal loans. But it may vary depending on the lender and his requirements.
The percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.
Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.
It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements.
The minimal percentage allowed that actually represents the cost of your loan charged for a month. It's more important for the customer as mostly Payday loan are borrowed for a month term and paid off with the next paycheck.
Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.
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Are Payday Loans Legal in Salt Lake City, UT?
Loan Rates and Fees, Laws and Regulations in Utah.
The amount of Payday cash advance is not limited in Utah which is very convenient for those who want to borrow for not more than 10 weeks. Residents preferring longer repayment terms can apply for $1000 - $5000 Installment and $5000 - $35,000 Personal loans. They are all legal by Utah Code Ann. 7-23-101 et seq.1 The conditions are very favorable, there are no limits on the APR and other rates and fees.
The number of outstanding loans is not specified though there must be at least one day cooling-off period. Once a year you can get a repayment plan for 4 equal payments without any additional fees.
| Law status | legal |
| MIN Loan Amount | None |
| MAX Loan Amount | None |
| MIN. Loan Term | None |
| MAX. Loan Term | 10 weeks |
| MAX APR | Not limited |
| Additional fees | Not limited |
| NSF fee | $15 |
| Collateral or guarantor | None, unsecured |
| Number of simultaneous loans | Not limited |
| Cooling off period | 1 day |
| Rollover | Not allowed |
| Extension, repayment plan | Once a year repayment plan |
| Default penalties | None |
| Credit score requirements | Available for Bad Credit |
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FAQ
How to qualify for online Payday Loans in Salt Lake City, UT?
How Salt Lake City Payday Loans online work?
Can I get a Payday Loan with bad credit in Salt Lake City, UT?
Do Salt Lake City lenders offer no credit check Payday Loans?
How fast can I get a Payday Loan in Salt Lake City, UT?
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