Ad
By submitting your information you claim you have read and understood and agree to Privacy Policy, Terms of Use, Responsible Lending and Marketing Practices
Get Online Payday Loans in Huntsville, AL
Get a short-term cash advance with no credit check. You can qualify for Huntsville cash loan even with no bank or checking account. Bad credit is not a problem to get approved for a fast Payday advance in Huntsville either. Just fill out a free application form online and get an instant decision from multiple lending companies within a few minutes.
No matter what your credit score is, you can qualify for Alabama Payday Loans Online from a direct lender. Compare the offers, check your rates, and complete a simple application form online in a few minutes to get the necessary financing.
START ONLINE APPLICATION
Are Payday Loans Legal in Huntsville, AL ?
Loan Rates and Fees, Laws and Regulations in Alabama.
$100 - $500 Online Payday Loans can be legally applied for in Alabama. For loans under $500, lenders can charge a 456% annual percentage rate (APR) under the Deferred Presentment Services Act (Act 2003-359) passed in 2003. All of the mentioned above cash advances are absolutely legal in Alabama according to Ala. Code §§ 5-18A-1 et seq1. It also sets the term of 10-31 days to repay the money and the maximum APR of 300%, plus an additional fee of 17,5% of every $100 borrowed. In case you have problems with the repayment, you’ll be offered a rollover or extension.
| Law status | legal |
| MIN Loan Amount | $100 |
| MAX Loan Amount | $500 |
| MIN. Loan Term | 10 days |
| MAX. Loan Term | 31 days |
| MAX APR | 300% |
| Additional fees | Not more than 17.5% of the loan |
| NSF fee | $30 |
| Collateral or guarantor | None, unsecured |
| Number of simultaneous loans | One |
| Cooling off period | 1 business day |
| Rollover | One rollover |
| Extension, repayment plan | Repayment plan |
| Default penalties | 3% a month from the default date |
| Credit score requirements | Available for Bad Credit |
Cash Advance and other Money Offers in Huntsville, AL
Payday Loans Available in Huntsville, AL by the following ZIP codes:
Payday Loan Amounts in Huntsville, AL
-
Easy online application
-
Bad credit is OK
-
Instant approval
-
No credit check considered
-
Competitive rates
-
Same day financing
In 2024 there are 193,079 people living in Huntsville, AL. According to the statistics, 11585 of them look for "Payday Loans Near Me in Huntsville, AL" or apply for Huntsville Payday Loans online in need of emergency short-term financing. No wonder, these people request instant cash as their median household income is 48775. That's why COMPACOM was designed - to help customers complete a quick and easy application form 100% online and get guaranteed approval from the best Huntsville, Alabama direct lenders.
FAQ
How to qualify for online Payday Loans in Huntsville, AL?
How Huntsville Payday Loans online work?
Can I get a Payday Loan with bad credit in Huntsville, AL?
Do Huntsville lenders offer no credit check Payday Loans?
How fast can I get a Payday Loan in Huntsville, AL?
Do lenders in Huntsville, AL require a certificate from the employer?
How long does an online payday loan take?
Do you have to specify the purpose of a payday loan?
Can I take a payday loan at Compacom if I have a liability with another loan company?
How to sign a payday loan agreement?
Payday Loans Hub
In the Payday Loans Hub, we've collected all the useful guides and resources on Payday Loans. Our experts conducted thorough research to give you the answer to any possible question on the topic.
