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Mobile, ALPayday Loans Online
Get Online Payday Loans in Mobile, AL
Apply online for fast Payday Loans from the Mobile, AL direct lenders to get quick and easy money.
Get a short-term cash advance with no credit check. You can qualify for Mobile cash loan even with no bank or checking account. Bad credit is not a problem to get approved for a fast Payday advance in Mobile either. Just fill out a free application form online and get an instant decision from multiple lending companies within a few minutes.
Most Alabama Payday Loan Online lenders have very simple requirements and guarantee instant cash advance to borrowers with bad credit and no credit. All you need - is to fill in a quick online application form.
START ONLINE APPLICATION
Are Payday Loans Legal in Mobile, AL ?
Loan Rates and Fees, Laws and Regulations in Alabama.
$100 - $500 Online Payday Loans can be legally applied for in Alabama. For loans under $500, lenders can charge a 456% annual percentage rate (APR) under the Deferred Presentment Services Act (Act 2003-359) passed in 2003. All of the mentioned above cash advances are absolutely legal in Alabama according to Ala. Code §§ 5-18A-1 et seq1. It also sets the term of 10-31 days to repay the money and the maximum APR of 300%, plus an additional fee of 17,5% of every $100 borrowed. In case you have problems with the repayment, you’ll be offered a rollover or extension.
| Law status | legal |
| MIN Loan Amount | $100 |
| MAX Loan Amount | $500 |
| MIN. Loan Term | 10 days |
| MAX. Loan Term | 31 days |
| MAX APR | 300% |
| Additional fees | Not more than 17.5% of the loan |
| NSF fee | $30 |
| Collateral or guarantor | None, unsecured |
| Number of simultaneous loans | One |
| Cooling off period | 1 business day |
| Rollover | One rollover |
| Extension, repayment plan | Repayment plan |
| Default penalties | 3% a month from the default date |
| Credit score requirements | Available for Bad Credit |
Cash Advance and other Money Offers in Mobile, AL
Up to $5,000 instant cash with guaranteed approval from direct lender with a few months of scheduled installments.
$5,000 - $35,000 quick loans for any personal needs. Available for any credit score and don't require any collateral.
Fast Title Loans secured by your vehicle title as collateral. No inspection. No credit checks. Instant cash for bad credit same day.
Payday Loans Available in Mobile, AL by the following ZIP codes:
36571 36572 36575 36582 36590 36601 36602 36603 36604 36605 36606 36607 36608 36609 36610 36611 36612 36613 36615 36616 36617 36618 36619 36621
36622 36625 36628 36630 36633 36640 36641 36644 36652 36660 36663 36670 36671 36675 36685 36688 36689 36690 36691 36693 36695
Payday Loan Amounts in Mobile, AL
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Easy online application
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Bad credit is OK
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Instant approval
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No credit check considered
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Competitive rates
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Same day financing
In 2024 there are 192,904 people living in Mobile, AL. According to the statistics, 11574 of them look for "Payday Loans Near Me in Mobile, AL" or apply for Mobile Payday Loans online in need of emergency short-term financing. No wonder, these people request instant cash as their median household income is 38776. That's why COMPACOM was designed - to help customers complete a quick and easy application form 100% online and get guaranteed approval from the best Mobile, Alabama direct lenders.
FAQ
How to qualify for online Payday Loans in Mobile, AL?
How Mobile Payday Loans online work?
Can I get a Payday Loan with bad credit in Mobile, AL?
Do Mobile lenders offer no credit check Payday Loans?
How fast can I get a Payday Loan in Mobile, AL?
Do lenders in Mobile, AL require a certificate from the employer?
How long does an online payday loan take?
Do you have to specify the purpose of a payday loan?
Can I take a payday loan at Compacom if I have a liability with another loan company?
How to sign a payday loan agreement?
Payday Loans Hub
In the Payday Loans Hub, we've collected all the useful guides and resources on Payday Loans. Our experts conducted thorough research to give you the answer to any possible question on the topic.
