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Get Online Payday Loans in Tuscaloosa, AL
Get a short-term cash advance with no credit check. You can qualify for Tuscaloosa cash loan even with no bank or checking account. Bad credit is not a problem to get approved for a fast Payday advance in Tuscaloosa either. Just fill out a free application form online and get an instant decision from multiple lending companies within a few minutes.
An instant cash advance is available online with Alabama Payday Loans even if you have bad credit or no credit. Just complete a simple application form in minutes to get the money today.
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Are Payday Loans Legal in Tuscaloosa, AL ?
Loan Rates and Fees, Laws and Regulations in Alabama.
$100 - $500 Online Payday Loans can be legally applied for in Alabama. For loans under $500, lenders can charge a 456% annual percentage rate (APR) under the Deferred Presentment Services Act (Act 2003-359) passed in 2003. All of the mentioned above cash advances are absolutely legal in Alabama according to Ala. Code §§ 5-18A-1 et seq1. It also sets the term of 10-31 days to repay the money and the maximum APR of 300%, plus an additional fee of 17,5% of every $100 borrowed. In case you have problems with the repayment, you’ll be offered a rollover or extension.
Law status | legal |
MIN Loan Amount | $100 |
MAX Loan Amount | $500 |
MIN. Loan Term | 10 days |
MAX. Loan Term | 31 days |
MAX APR | 300% |
Additional fees | Not more than 17.5% of the loan |
NSF fee | $30 |
Collateral or guarantor | None, unsecured |
Number of simultaneous loans | One |
Cooling off period | 1 business day |
Rollover | One rollover |
Extension, repayment plan | Repayment plan |
Default penalties | 3% a month from the default date |
Credit score requirements | Available for Bad Credit |
Cash Advance and other Money Offers in Tuscaloosa, AL
Payday Loans Available in Tuscaloosa, AL by the following ZIP codes:
Payday Loan Amounts in Tuscaloosa, AL
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Easy online application
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Bad credit is OK
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Instant approval
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No credit check considered
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Competitive rates
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Same day financing
In 2024 there are 99,543 people living in Tuscaloosa, AL. According to the statistics, 5973 of them look for "Payday Loans Near Me in Tuscaloosa, AL" or apply for Tuscaloosa Payday Loans online in need of emergency short-term financing. No wonder, these people request instant cash as their median household income is 39351. That's why COMPACOM was designed - to help customers complete a quick and easy application form 100% online and get guaranteed approval from the best Tuscaloosa, Alabama direct lenders.