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Downey, CAPayday Loans Online
Get Online Payday Loans in Downey, CA
Apply online for fast Payday Loans from the Downey, CA direct lenders to get quick and easy money.
Get a short-term cash advance with no credit check. You can qualify for Downey cash loan even with no bank or checking account. Bad credit is not a problem to get approved for a fast Payday advance in Downey either. Just fill out a free application form online and get an instant decision from multiple lending companies within a few minutes.
An instant cash advance is available online with California Payday Loans even if you have bad credit or no credit. Just complete a simple application form in minutes to get the money today.
START ONLINE APPLICATION
Applications successfully approved in Downey, CA
KZ
Kyle Z.
From Downey, CA
- Loan amount: $500
- Loan purpose: Moving expenses
MX
Meschelle X.
From Downey, CA
- Loan amount: $1000
- Loan purpose: Emergency from hurricane
AW
Akeriah W.
From Downey, CA
- Loan amount: $1000
- Loan purpose: Large purchases
FE
Frenecia E.
From Downey, CA
- Loan amount: $1000
- Loan purpose: Medical bills and rent
AF
Alfie F.
From Downey, CA
- Loan amount: $100
- Loan purpose: College tuition and expenses
RQ
Rsndy Q.
From Downey, CA
- Loan amount: $900
- Loan purpose: Remaining rent balance
WI
Walkeme I.
From Downey, CA
- Loan amount: $100
- Loan purpose: Shelter costs
TR
Terryhon R.
From Downey, CA
- Loan amount: $1000
- Loan purpose: Daycare expenses
HS
haijii S.
From Downey, CA
- Loan amount: $1000
- Loan purpose: Daycare expenses
DZ
Dacquari Z.
From Downey, CA
- Loan amount: $300
- Loan purpose: Baby care essentials
Are Payday Loans Legal in Downey, CA ?
Loan Rates and Fees, Laws and Regulations in California.
California residents can apply for up to $300 Online Payday loans for a maximum of 31 days. It’s legal and regulated by the Civil Code 1789.301 and the Financial Code 230002 which sets the average APR of 459%. Lenders can charge $17.65 for 14-day $100 loan. The finance rate and fees shouldn’t be higher than 15% of the check.
Only one simultaneous loan is allowed at a time, but there’s no cooling-off period before the next one. Rollovers are forbidden, the repayment plan is voluntary but on the condition that no additional fees are charged. If you can’t repay the money there’s a $15 non-sufficient-fund fee. Any criminal actions against debtors are prohibited.
| Law status | legal |
| MIN Loan Amount | $100 |
| MAX Loan Amount | $300 |
| MIN. Loan Term | 14 days |
| MAX. Loan Term | 31 days |
| MIN APR | Varies by lender |
| MAX APR | 459% |
| Additional fees | 15% of the check |
| NSF fee | $15 |
| Collateral or guarantor | None, unsecured |
| Number of simultaneous loans | 1 |
| Cooling off period | None |
| Rollover | Not allowed |
| Extension, repayment plan | Voluntary repayment plan |
| Default penalties | Not stated |
| Credit score requirements | Available for Bad Credit |
Alternative Loan Offers for Instant Cash in Downey, CA
Up to $5,000 instant cash with guaranteed approval from direct lender with a few months of scheduled installments.
$5,000 - $35,000 quick loans for any personal needs. Available for any credit score and don't require any collateral.
Fast Title Loans secured by your vehicle title as collateral. No inspection. No credit checks. Instant cash for bad credit same day.
Legit personal loans designed for government workers, allowing them to repay the loan through automatic deductions from their paycheck. Flexible terms and are easy qualifications due to the stable income of federal employees.
Short-term loans offered by direct tribal lenders that don't require a credit history check. Fast, accessible funding for borrowers, even with bad or no credit, often with guaranteed approval.
Fast and secure short-term loans that help cover unexpected expenses like medical bills, urgent repairs, or temporary income gaps. Available online with minimal requirements and quick approval, even for borrowers with bad credit.
Payday Loans Available in Downey, CA by the following ZIP codes:
90239 90240 90241 90242
Payday Loan Amounts in Downey, CA
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Easy online application
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Bad credit is OK
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Instant approval
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No credit check considered
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Competitive rates
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Same day financing
In 2025 there are 113,267 people living in Downey, CA. According to the statistics, 6796 of them look for "Payday Loans Near Me in Downey, CA" or apply for Downey Payday Loans online in need of emergency short-term financing. No wonder, these people request instant cash as their median household income is 62897. That's why COMPACOM was designed - to help customers complete a quick and easy application form 100% online and get guaranteed approval from the best Downey, California direct lenders.
FAQ
How to qualify for online Payday Loans in Downey, CA?
How Downey Payday Loans online work?
Can I get a Payday Loan with bad credit in Downey, CA?
Do Downey lenders offer no credit check Payday Loans?
How fast can I get a Payday Loan in Downey, CA?
Do lenders in Downey, CA require a certificate from the employer?
How long does an online payday loan take?
Do you have to specify the purpose of a payday loan?
Can I take a payday loan at Compacom if I have a liability with another loan company?
How to sign a payday loan agreement?
Payday Loans Hub
In the Payday Loans Hub, we've collected all the useful guides and resources on Payday Loans. Our experts conducted thorough research to give you the answer to any possible question on the topic.
