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Get Online Payday Loans in Fairfield, CA
Get a short-term cash advance with no credit check. You can qualify for Fairfield cash loan even with no bank or checking account. Bad credit is not a problem to get approved for a fast Payday advance in Fairfield either. Just fill out a free application form online and get an instant decision from multiple lending companies within a few minutes.
When you need $100 - $1,000 instant cash, apply for California Payday Loans Online with No Credit Check and get guaranteed financing on the same business day.
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Are Payday Loans Legal in Fairfield, CA ?
Loan Rates and Fees, Laws and Regulations in California.
California residents can apply for up to $300 Online Payday loans for a maximum of 31 days. It’s legal and regulated by the Civil Code 1789.301 and the Financial Code 230002 which sets the average APR of 459%. Lenders can charge $17.65 for 14-day $100 loan. The finance rate and fees shouldn’t be higher than 15% of the check.
Only one simultaneous loan is allowed at a time, but there’s no cooling-off period before the next one. Rollovers are forbidden, the repayment plan is voluntary but on the condition that no additional fees are charged. If you can’t repay the money there’s a $15 non-sufficient-fund fee. Any criminal actions against debtors are prohibited.
Law status | legal |
MIN Loan Amount | $100 |
MAX Loan Amount | $300 |
MIN. Loan Term | 14 days |
MAX. Loan Term | 31 days |
MIN APR | Varies by lender |
MAX APR | 459% |
Additional fees | 15% of the check |
NSF fee | $15 |
Collateral or guarantor | None, unsecured |
Number of simultaneous loans | 1 |
Cooling off period | None |
Rollover | Not allowed |
Extension, repayment plan | Voluntary repayment plan |
Default penalties | Not stated |
Credit score requirements | Available for Bad Credit |
Cash Advance and other Money Offers in Fairfield, CA
Payday Loans Available in Fairfield, CA by the following ZIP codes:
Payday Loan Amounts in Fairfield, CA
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Easy online application
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Bad credit is OK
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Instant approval
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No credit check considered
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Competitive rates
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Same day financing
In 2024 there are 114,756 people living in Fairfield, CA. According to the statistics, 6885 of them look for "Payday Loans Near Me in Fairfield, CA" or apply for Fairfield Payday Loans online in need of emergency short-term financing. No wonder, these people request instant cash as their median household income is 67364. That's why COMPACOM was designed - to help customers complete a quick and easy application form 100% online and get guaranteed approval from the best Fairfield, California direct lenders.