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Get Online Payday Loans in Irvine, CA
Get a short-term cash advance with no credit check. You can qualify for Irvine cash loan even with no bank or checking account. Bad credit is not a problem to get approved for a fast Payday advance in Irvine either. Just fill out a free application form online and get an instant decision from multiple lending companies within a few minutes.
Online Payday Loans provide same-day cash advance to California residents even those with bad credit. Most direct lenders consider no credit check loans and guarantee approval with minimum requirements.
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Are Payday Loans Legal in Irvine, CA ?
Loan Rates and Fees, Laws and Regulations in California.
California residents can apply for up to $300 Online Payday loans for a maximum of 31 days. It’s legal and regulated by the Civil Code 1789.301 and the Financial Code 230002 which sets the average APR of 459%. Lenders can charge $17.65 for 14-day $100 loan. The finance rate and fees shouldn’t be higher than 15% of the check.
Only one simultaneous loan is allowed at a time, but there’s no cooling-off period before the next one. Rollovers are forbidden, the repayment plan is voluntary but on the condition that no additional fees are charged. If you can’t repay the money there’s a $15 non-sufficient-fund fee. Any criminal actions against debtors are prohibited.
| Law status | legal |
| MIN Loan Amount | $100 |
| MAX Loan Amount | $300 |
| MIN. Loan Term | 14 days |
| MAX. Loan Term | 31 days |
| MIN APR | Varies by lender |
| MAX APR | 459% |
| Additional fees | 15% of the check |
| NSF fee | $15 |
| Collateral or guarantor | None, unsecured |
| Number of simultaneous loans | 1 |
| Cooling off period | None |
| Rollover | Not allowed |
| Extension, repayment plan | Voluntary repayment plan |
| Default penalties | Not stated |
| Credit score requirements | Available for Bad Credit |
Cash Advance and other Money Offers in Irvine, CA
Payday Loans Available in Irvine, CA by the following ZIP codes:
Payday Loan Amounts in Irvine, CA
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Easy online application
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Bad credit is OK
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Instant approval
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No credit check considered
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Competitive rates
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Same day financing
In 2024 there are 266,122 people living in Irvine, CA. According to the statistics, 15967 of them look for "Payday Loans Near Me in Irvine, CA" or apply for Irvine Payday Loans online in need of emergency short-term financing. No wonder, these people request instant cash as their median household income is 92278. That's why COMPACOM was designed - to help customers complete a quick and easy application form 100% online and get guaranteed approval from the best Irvine, California direct lenders.
FAQ
How to qualify for online Payday Loans in Irvine, CA?
How Irvine Payday Loans online work?
Can I get a Payday Loan with bad credit in Irvine, CA?
Do Irvine lenders offer no credit check Payday Loans?
How fast can I get a Payday Loan in Irvine, CA?
Do lenders in Irvine, CA require a certificate from the employer?
How long does an online payday loan take?
Do you have to specify the purpose of a payday loan?
Can I take a payday loan at Compacom if I have a liability with another loan company?
How to sign a payday loan agreement?
Payday Loans Hub
In the Payday Loans Hub, we've collected all the useful guides and resources on Payday Loans. Our experts conducted thorough research to give you the answer to any possible question on the topic.
