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Get Online Payday Loans in Oakland, CA
Get a short-term cash advance with no credit check. You can qualify for Oakland cash loan even with no bank or checking account. Bad credit is not a problem to get approved for a fast Payday advance in Oakland either. Just fill out a free application form online and get an instant decision from multiple lending companies within a few minutes.
Whenever you need emergency financing, you can get Online Payday Loans in California from a legit lending company. Check your rates and terms and apply for the necessary amount of cash advance online now.
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Are Payday Loans Legal in Oakland, CA ?
Loan Rates and Fees, Laws and Regulations in California.
California residents can apply for up to $300 Online Payday loans for a maximum of 31 days. It’s legal and regulated by the Civil Code 1789.301 and the Financial Code 230002 which sets the average APR of 459%. Lenders can charge $17.65 for 14-day $100 loan. The finance rate and fees shouldn’t be higher than 15% of the check.
Only one simultaneous loan is allowed at a time, but there’s no cooling-off period before the next one. Rollovers are forbidden, the repayment plan is voluntary but on the condition that no additional fees are charged. If you can’t repay the money there’s a $15 non-sufficient-fund fee. Any criminal actions against debtors are prohibited.
| Law status | legal |
| MIN Loan Amount | $100 |
| MAX Loan Amount | $300 |
| MIN. Loan Term | 14 days |
| MAX. Loan Term | 31 days |
| MIN APR | Varies by lender |
| MAX APR | 459% |
| Additional fees | 15% of the check |
| NSF fee | $15 |
| Collateral or guarantor | None, unsecured |
| Number of simultaneous loans | 1 |
| Cooling off period | None |
| Rollover | Not allowed |
| Extension, repayment plan | Voluntary repayment plan |
| Default penalties | Not stated |
| Credit score requirements | Available for Bad Credit |
Cash Advance and other Money Offers in Oakland, CA
Payday Loans Available in Oakland, CA by the following ZIP codes:
Payday Loan Amounts in Oakland, CA
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Easy online application
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Bad credit is OK
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Instant approval
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No credit check considered
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Competitive rates
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Same day financing
In 2024 there are 420,005 people living in Oakland, CA. According to the statistics, 25200 of them look for "Payday Loans Near Me in Oakland, CA" or apply for Oakland Payday Loans online in need of emergency short-term financing. No wonder, these people request instant cash as their median household income is 54618. That's why COMPACOM was designed - to help customers complete a quick and easy application form 100% online and get guaranteed approval from the best Oakland, California direct lenders.
FAQ
How to qualify for online Payday Loans in Oakland, CA?
How Oakland Payday Loans online work?
Can I get a Payday Loan with bad credit in Oakland, CA?
Do Oakland lenders offer no credit check Payday Loans?
How fast can I get a Payday Loan in Oakland, CA?
Do lenders in Oakland, CA require a certificate from the employer?
How long does an online payday loan take?
Do you have to specify the purpose of a payday loan?
Can I take a payday loan at Compacom if I have a liability with another loan company?
How to sign a payday loan agreement?
Payday Loans Hub
In the Payday Loans Hub, we've collected all the useful guides and resources on Payday Loans. Our experts conducted thorough research to give you the answer to any possible question on the topic.
